MAYCOM
ActiveSummary
MAYCOM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €208,754 and a net result of -€29,488. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 19375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability10▲+1
Solvency76▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.0 against 0.15 in 2023; short-term debt: 28.7% of total assets), and 49.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.8%
Return on assets
-7.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€29,488
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2023
36 d late
2022
59 d late
2021
31 d late
2020
102 d late
2019
104 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€208,754▼ 12.4%
2023 · €238,241
Total assets
€410,640▼ 7.6%
2023 · €444,189
Net result
-€29,488▲ 15.3%
2023 · -€34,802
Working capital
-€117,170▼ 13.5%
2023 · -€103,194
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€29,385▲ 29.3%€39,163-€37,836-€34,481▲ 8.9%-€29,348▲ 14.9%
Net result-€29,455below the sector's middle half▲ 29.2%€38,845above the sector's middle half-€37,962below the sector's middle half-€34,802below the sector's middle half▲ 8.3%-€29,488below the sector's middle half▲ 15.3%
Equity€272,160within the sector's middle half▼ 9.8%€311,005within the sector's middle half▲ 14.3%€273,043within the sector's middle half▼ 12.2%€238,241within the sector's middle half▼ 12.7%€208,754within the sector's middle half▼ 12.4%
Total assets€501,243within the sector's middle half▼ 4.2%€527,729within the sector's middle half▲ 5.3%€489,141within the sector's middle half▼ 7.3%€444,189within the sector's middle half▼ 9.2%€410,640within the sector's middle half▼ 7.6%
Debt€229,082▲ 3.5%€216,724▼ 5.4%€216,099▼ 0.3%€205,948▼ 4.7%€201,887▼ 2.0%
Working capital-€144,384below the sector's middle half▼ 10.4%-€59,918within the sector's middle half▲ 58.5%-€82,412below the sector's middle half▼ 37.5%-€103,194below the sector's middle half▼ 25.2%-€117,170below the sector's middle half▼ 13.5%
Solvency54.3%within the sector's middle half▼ 3.4pp58.9%within the sector's middle half▲ 4.6pp55.8%within the sector's middle half▼ 3.1pp53.6%within the sector's middle half▼ 2.2pp50.8%within the sector's middle half▼ 2.8pp
Current ratio0.00below the sector's middle half▼ 0.040.55within the sector's middle half▲ 0.540.38below the sector's middle half▼ 0.170.15below the sector's middle half▼ 0.220.00below the sector's middle half▼ 0.15
Return on assets (ROA)-5.9%below the sector's middle half▲ 2.1pp7.4%within the sector's middle half▲ 13.2pp-7.8%below the sector's middle half▼ 15.1pp-7.8%below the sector's middle half▼ 0.1pp-7.2%below the sector's middle half▲ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29,348 in 2024 against €34,481 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €410,640
Fixed assets
€410,087 ▼ 3.6%
Current assets
€553 ▼ 97.0%
Equity and liabilities €410,640
Equity
€208,754 ▼ 12.4%
Debt
€201,887 ▼ 2.0%
Debt's share of the balance-sheet total rises from 46.4% to 49.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€13,836▲
2023 · -€19,007
Cash flow
-€13,976▲
2023 · -€19,328
Debt to equity
0.97▲
2023 · 0.86
ROE
-14.1%▲
2023 · -14.6%
Interest coverage
-98.83▼
2023 · -59.03
Debt ≤ 1 year
€117,723▼
2023 · €121,785
Debt > 1 year
€84,163=
2023 · €84,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,915 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,915 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €65,000 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,879 | €15,621 | €15,468 | €15,474 | €15,512 | ▲ 0.2% |
| Other operating charges640/8 | - | €3,620 | €3,714 | €4,054 | €4,076 | ▲ 0.5% |
| Gross operating margin9900 | -€3,464 | €58,405 | -€18,653 | -€14,953 | -€9,760 | ▲ 34.7% |
| Operating profit (loss)9901 | -€29,385 | €39,163 | -€37,836 | -€34,481 | -€29,348 | ▲ 14.9% |
| Financial income75/76B | - | - | - | €1 | - | - |
| Recurring financial income75 | €0 | - | - | €1 | - | - |
| Financial charges65/66B | - | €318 | €127 | €322 | €140 | ▼ 56.5% |
| Recurring financial charges65 | €71 | €318 | €127 | €322 | €140 | ▼ 56.5% |
| Profit (loss) for the period before taxes9903 | -€29,455 | €38,845 | -€37,962 | -€34,802 | -€29,488 | ▲ 15.3% |
| Profit (loss) for the period9904 | -€29,455 | €38,845 | -€37,962 | -€34,802 | -€29,488 | ▲ 15.3% |
| Profit (loss) for the period to be appropriated9905 | -€29,455 | €38,845 | -€37,962 | -€34,802 | -€29,488 | ▲ 15.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €501,243 | €527,729 | €489,141 | €444,189 | €410,640 | ▼ 7.6% |
| Fixed assets21/28 | €500,708 | €455,086 | €439,618 | €425,599 | €410,087 | ▼ 3.6% |
| Tangible fixed assets22/27 | €500,450 | €454,829 | €439,361 | €425,342 | €409,830 | ▼ 3.6% |
| Land and buildings22 | - | €454,017 | €438,743 | €423,469 | €408,195 | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | €0 | €0 | €0 | - |
| Furniture and vehicles24 | - | €575 | €460 | €1,793 | €1,635 | ▼ 8.8% |
| Other tangible fixed assets26 | - | €237 | €158 | €79 | €0 | ▼ 100% |
| Financial fixed assets28 | €257 | €257 | €257 | €257 | €257 | = |
| Current assets29/58 | €535 | €72,643 | €49,523 | €18,590 | €553 | ▼ 97.0% |
| Amounts receivable within one year40/41 | €492 | €20,283 | €20,679 | €644 | €553 | ▼ 14.1% |
| Trade receivables40 | - | €20,000 | €20,000 | - | - | - |
| Other amounts receivable41 | - | €283 | €679 | €644 | €553 | ▼ 14.1% |
| Cash at bank and in hand54/58 | €31 | €52,347 | €28,844 | €17,946 | - | - |
| Deferred charges and accrued income490/1 | - | €12 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €501,243 | €527,729 | €489,141 | €444,189 | €410,640 | ▼ 7.6% |
| Equity10/15 | €272,160 | €311,005 | €273,043 | €238,241 | €208,754 | ▼ 12.4% |
| Contributions10/11 | - | €463,000 | €463,000 | €463,000 | €463,000 | = |
| Outside capital11 | - | €463,000 | €463,000 | €463,000 | €463,000 | = |
| Other1109/19 | - | €463,000 | €463,000 | €463,000 | €463,000 | = |
| Profit (loss) carried forward14 | -€190,840 | -€151,995 | -€189,957 | -€224,759 | -€254,246 | ▼ 13.1% |
| Amounts payable17/49 | €229,082 | €216,724 | €216,099 | €205,948 | €201,887 | ▼ 2.0% |
| Amounts payable after more than one year17 | €84,163 | €84,163 | €84,163 | €84,163 | €84,163 | = |
| Financial debts170/4 | - | €84,163 | €84,163 | €84,163 | €84,163 | = |
| Amounts payable within one year42/48 | €144,919 | €132,561 | €131,935 | €121,785 | €117,723 | ▼ 3.3% |
| Trade debts44 | €832 | €885 | €61 | €236 | - | - |
| Suppliers440/4 | - | €885 | €61 | €236 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €20 | €20 | = |
| Taxes450/3 | - | - | - | €20 | €20 | = |
| Other amounts payable47/48 | - | €131,676 | €131,875 | €121,529 | €117,704 | ▼ 3.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€29,455 | €38,845 | -€37,962 | -€34,802 | -€29,488 | ▲ 15.3% |
| + Depreciation and write-downs630 | €15,879 | €15,621 | €15,468 | €15,474 | €15,512 | ▲ 0.2% |
| Operating cash flow (approximation) | -€13,576 | €54,466 | -€22,494 | -€19,328 | -€13,976 | ▲ 27.7% |
| Investment in fixed assets (approximation) | - | €30,000 | €0 | -€1,454 | €0 | ▲ 100% |
| Change in cash | - | €52,317 | -€23,503 | -€10,898 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €38,845
Net result €38,845 after 3 loss-making years.
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 102 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
31-12
Financial
Weakest financial yearnet -€41,602
Net result drops to -€41,602, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 7 days late
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2013
Ground area
153 m²
Building footprint
68 m²
Volume, LiDAR
1,046 m³
Parcel 91034G0179/00F000, Wallonia · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MAYCOM
since 20132.220.699.885
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91034G0179/00F000 | Wallonia | 153 m² | 1 · 68 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,851 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-06-2013
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0534904322
Also
9925:BE0534904322
Registered
05-06-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.