MAYAMI
ActiveSummary
MAYAMI has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,500 and a net result of €21,395. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 47% of 531 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency63▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.13 in 2024; short-term debt: 46.5% and cash: 0.9% of total assets), but 62% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
26 d early
2023
2 d early
2022
7 d early
2021
11 d early
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€40,500▲ 112%
2024 · €19,105
Total assets
€106,609▲ 70.5%
2024 · €62,537
Net result
€21,395▼ 60.8%
2024 · €54,594
Working capital
€43,351▲ 640%
2024 · €5,857
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41,148€24,251▼ 41.1%-€59,352€59,116€20,757▼ 64.9%
Net result€41,106within the sector's middle half€23,716above the sector's middle half▼ 42.3%-€60,293below the sector's middle half€54,594above the sector's middle half€21,395within the sector's middle half▼ 60.8%
Equity€1,089below the sector's middle half€24,805within the sector's middle half▲ 2,178%-€35,488below the sector's middle half€19,105within the sector's middle half€40,500within the sector's middle half▲ 112%
Total assets€111,507below the sector's middle half▼ 17.7%€106,136within the sector's middle half▼ 4.8%€20,203below the sector's middle half▼ 81.0%€62,537below the sector's middle half▲ 210%€106,609within the sector's middle half▲ 70.5%
Debt€110,418▼ 37.1%€81,331▼ 26.3%€55,692▼ 31.5%€43,432▼ 22.0%€66,109▲ 52.2%
Working capital€62,411below the sector's middle half▲ 72.7%€61,243within the sector's middle half▼ 1.9%-€25,479below the sector's middle half€5,857within the sector's middle half€43,351within the sector's middle half▲ 640%
Solvency1.0%below the sector's middle half▲ 30.5pp23.4%within the sector's middle half▲ 22.4pp-175.7%below the sector's middle half▼ 199.0pp30.6%within the sector's middle half▲ 206.2pp38.0%within the sector's middle half▲ 7.4pp
Current ratio2.69within the sector's middle half▲ 1.283.08above the sector's middle half▲ 0.400.28below the sector's middle half▼ 2.811.13within the sector's middle half▲ 0.861.87within the sector's middle half▲ 0.74
Return on assets (ROA)36.9%above the sector's middle half▲ 41.9pp22.3%above the sector's middle half▼ 14.5pp-298.4%below the sector's middle half▼ 320.8pp87.3%above the sector's middle half▲ 385.7pp20.1%above the sector's middle half▼ 67.2pp
Staff (FTE)1.2below the sector's middle half▲ 33.3%2.1▲ 75.0%2.2▲ 4.8%3.3▲ 50.0%3.8▲ 15.2%
above
within
below
the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106,609
Fixed assets
€13,634 ▲ 2.9%
Current assets
€92,975 ▲ 88.6%
Equity and liabilities €106,609
Equity
€40,500 ▲ 112%
Debt
€66,109 ▲ 52.2%
Debt's share of the balance-sheet total falls from 69.4% to 62.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26,848▼
2024 · €64,324
Cash flow
€27,486▼
2024 · €59,802
Debt to equity
1.63▼
2024 · 2.27
ROE
52.8%▼
2024 · 285.8%
Interest coverage
177.45▼
2024 · 264.97
Debt ≤ 1 year
€49,624▲
2024 · €43,432
Income taxes
€202▼
2024 · €5,627
Staff costs
€92,036▲
2024 · €82,377
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,125 | €0 | - | €1,750 | - |
| Remuneration, social security and pensions62 | - | €34,708 | €58,438 | €82,377 | €92,036 | ▲ 11.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,148 | €4,678 | €5,130 | €5,208 | €6,091 | ▲ 16.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €68,456 | €0 | - | - |
| Other operating charges640/8 | - | €764 | €1,090 | €901 | €3,628 | ▲ 303% |
| Gross operating margin9900 | €78,004 | €64,401 | €73,762 | €147,602 | €122,512 | ▼ 17.0% |
| Operating profit (loss)9901 | €41,148 | €24,251 | -€59,352 | €59,116 | €20,757 | ▼ 64.9% |
| Financial income75/76B | - | €14 | €22 | €1,348 | €991 | ▼ 26.4% |
| Recurring financial income75 | €788 | €14 | €22 | €1,348 | €991 | ▼ 26.4% |
| Financial charges65/66B | - | €401 | €807 | €243 | €151 | ▼ 37.7% |
| Recurring financial charges65 | €661 | €305 | €807 | €243 | €151 | ▼ 37.7% |
| Non-recurring financial charges66B | - | €96 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €41,275 | €23,864 | -€60,137 | €60,221 | €21,597 | ▼ 64.1% |
| Income taxes67/77 | €168 | €148 | €157 | €5,627 | €202 | ▼ 96.4% |
| Profit (loss) for the period9904 | €41,106 | €23,716 | -€60,293 | €54,594 | €21,395 | ▼ 60.8% |
| Profit (loss) for the period to be appropriated9905 | €41,106 | €23,716 | -€60,293 | €54,594 | €21,395 | ▼ 60.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €111,507 | €106,136 | €20,203 | €62,537 | €106,609 | ▲ 70.5% |
| Fixed assets21/28 | €12,134 | €15,507 | €10,377 | €13,249 | €13,634 | ▲ 2.9% |
| Intangible fixed assets21 | €2,047 | €1,240 | €433 | €0 | - | - |
| Tangible fixed assets22/27 | €10,088 | €14,267 | €9,944 | €13,249 | €13,634 | ▲ 2.9% |
| Plant, machinery and equipment23 | - | €401 | €271 | €3,600 | €5,262 | ▲ 46.2% |
| Furniture and vehicles24 | - | €4,993 | €3,121 | €3,614 | €2,761 | ▼ 23.6% |
| Other tangible fixed assets26 | - | €8,874 | €6,552 | €6,034 | €5,611 | ▼ 7.0% |
| Current assets29/58 | €99,373 | €90,629 | €9,826 | €49,288 | €92,975 | ▲ 88.6% |
| Amounts receivable within one year40/41 | €78,474 | €69,745 | €3,875 | €27,737 | €41,596 | ▲ 50.0% |
| Trade receivables40 | - | €68,581 | €3,761 | €1,634 | €32,572 | ▲ 1,893% |
| Other amounts receivable41 | - | €1,164 | €114 | €26,103 | €9,024 | ▼ 65.4% |
| Current investments50/53 | - | - | €4,502 | €20,501 | €44,575 | ▲ 117% |
| Cash at bank and in hand54/58 | €18,616 | €19,361 | €1,350 | €338 | €909 | ▲ 169% |
| Deferred charges and accrued income490/1 | - | €1,524 | €100 | €712 | €5,895 | ▲ 728% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €111,507 | €106,136 | €20,203 | €62,537 | €106,609 | ▲ 70.5% |
| Equity10/15 | €1,089 | €24,805 | -€35,488 | €19,105 | €40,500 | ▲ 112% |
| Contributions10/11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €24,355 | €24,355 | €24,355 | €78,949 | €78,949 | = |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Distributable reserves133 | - | €22,500 | €22,500 | €77,094 | €77,094 | = |
| Profit (loss) carried forward14 | -€41,816 | -€18,100 | -€78,393 | -€78,393 | -€56,998 | ▲ 27.3% |
| Amounts payable17/49 | €110,418 | €81,331 | €55,692 | €43,432 | €66,109 | ▲ 52.2% |
| Amounts payable after more than one year17 | €72,804 | €50,385 | €18,886 | €0 | - | - |
| Financial debts170/4 | - | €50,385 | €18,886 | €0 | - | - |
| Amounts payable within one year42/48 | €36,962 | €29,386 | €35,306 | €43,432 | €49,624 | ▲ 14.3% |
| Trade debts44 | €5,939 | €2,489 | €4,882 | €139 | €7,744 | ▲ 5,478% |
| Suppliers440/4 | - | €2,489 | €4,882 | €139 | €7,744 | ▲ 5,478% |
| Taxes, remuneration and social security45 | - | €8,857 | €13,654 | €30,193 | €22,932 | ▼ 24.0% |
| Taxes450/3 | - | €743 | €1,077 | €6,585 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €8,114 | €12,578 | €23,608 | €22,932 | ▼ 2.9% |
| Other amounts payable47/48 | - | €18,040 | €16,770 | €13,100 | €18,949 | ▲ 44.6% |
| Accrued charges and deferred income492/3 | - | €1,559 | €1,500 | €0 | €16,485 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,106 | €23,716 | -€60,293 | €54,594 | €21,395 | ▼ 60.8% |
| + Depreciation and write-downs630 | €7,148 | €4,678 | €5,130 | €5,208 | €6,091 | ▲ 16.9% |
| Operating cash flow (approximation) | €48,254 | €28,394 | -€55,163 | €59,802 | €27,486 | ▼ 54.0% |
| Investment in fixed assets (approximation) | - | -€8,051 | €0 | -€8,080 | -€6,476 | ▲ 19.9% |
| Change in cash | - | €744 | -€18,011 | -€1,012 | €571 | ▲ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €54,594
Net result €54,594 after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 1.13
Current ratio from 0.28 to 1.13.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€60,293
Net result drops to -€60,293, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €41,106
Net result €41,106 after 2 loss-making years.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 26 days late
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 2003
Ground area
1,019 m²
Building footprint
155 m²
Volume, LiDAR
798 m³
Parcel 24041E0394/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Mayami / Hakuna Matata
since 20032.135.200.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24041E0394/00E000 | Flanders | 1,019 m² | 1 · 155 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 200,813 EUR awarded · 200,813 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 107,956 EUR | 107,956 EUR |
| 2024 | 1 | 70,892 EUR | 70,892 EUR |
| 2023 | 2 | 18,833 EUR | 18,833 EUR |
| 2022 | 1 | 3,132 EUR | 3,132 EUR |
Recognitions · licences · registrations
Care and welfare
3 services · 1 liveHakuna Matata
Hakuna Matata
HAKUNA MATATA
Dual-learning approval
2 live approvals · 1 endedBasiszorg en ondersteuning duaal (so)
Kinderbegeleider duaal (so)
Show 1 ended approval
Begeleider in de kinderopvang (so)
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Of 1,589 companies in sector 88911 we hold annual accounts for 709. 475 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-11-2003
Fiscal year end30-06
Activities, NACEBEL 2025
88911Day nurseries and crèches
Contact
E-mail
olemansmarianne@gmail.com
Phone
0474329438
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.