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MAY

Active
Private limited company·Detailhandel in groenten en fruit· 3 yrs active
Spoorwegstraat 10 ·9810 Nazareth-De Pinte, Belgium
KBO/BCE: BE 0794.391.396
Watch Print / PDF
Belgian State Gazette acts: 0 of 1 read
Age3 yrs
Real estate1 parcel · 866 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MAY is 2.5% (moderate). The 2024 annual accounts show equity of €2k and a net result of €5k. Its solvency ranks better than 39% of 6722 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 31 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 04-07-2025 27 d early 2025-00232508
31-12-2023 31-07-2024 01-07-2024 30 d early 2024-00189177

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k
Working capital€-713+89.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · micro
€-5k€0€5kOperating result 2023: €-4k€-4kNet result 2023: €-4k€-4kOperating result 2024: €7k€7kNet result 2024: €5k€5k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 10.6% 20.4%
better than 39% of 6722 sector peers
Net result €5k €4k
better than 52% of 6703 sector peers
Equity €2k €16k
better than 31% of 6737 sector peers
Gross operating margin €10k €24k
better than 36% of 6682 sector peers
Staff costs €455 €33k
higher than 7% of 3049 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€9k
- 23-24
Net profit
€5k
- 23-24
Cash flow
€8k
- 23-24
Total assets
€20k
+76.0% 23-24
Equity
€2k
- 23-24
Working capital
€-713
+89.7% 23-24
Staff costs
€455
- 23-24
Income taxes
€1k
- 23-24
Show 10 other metrics
Debt
€18k
+27.7% 23-24
Debt ≤ 1y
€15k
+58.9% 23-24
Debt > 1y
€3k
-32.8% 23-24
Current ratio
0.95
+250.8% 23-24
Quick ratio
0.83
+252.5% 23-24
Solvency
10.6%
- 23-24
Debt / equity
8.40
- 23-24
ROE
223.8%
+43.8% 23-24
ROA
23.8%
- 23-24
Interest coverage
37.40
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€9k
Net profit€5k
Cash flow€8k
Staff costs€455
Income taxes€1k
Dividends-
Total assets€20k
Equity€2k
Debt€18k
of which ≤ 1y€15k
of which > 1y€3k
Working capital€-713
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.95
Quick ratio0.83
Working capital ratio-3.5%
Solvency10.6%
Debt / equity8.40
Long-term debt ratio1.50
Interest coverage37.40
Gross margin-
Net margin-
ROA23.8%
ROE223.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€20k
Fixed assets 21/28€6k
Tangible fixed assets 22/27€6k
Current assets 29/58€14k
Stocks & contracts in progress 3€2k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€20k
Equity 10/15€2k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€679
Amounts payable 17/49€18k
Amounts payable after one year 17€3k
Amounts payable within one year 42/48€15k
Trade debts payable within one year 44€48
Income statement
Gross operating margin 9900€10k
Operating result 9901€7k
Financial income 75€2
Financial charges 65€253
Result before taxes 9903€6k
Income taxes 67/77€1k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
MAY / Amivino
Spoorwegstraat 10, 9810 Nazareth-De PinteMarkt- en straathandel in voedings- en genotmiddelen
since 20222.338.701.078
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area866 m²
Buildings1
Building footprint181 m²
Volume (LiDAR)674 m³
Tallest building6.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44018B0693/00N000 Flanders 866 m² 1 · 181 m² 6.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health56Profitability100Solvency17Growth78Stability94
69 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 100
Solvency 17
Growth 78
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 246 of the 3,837 companies in this sector. 92 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in groenten en fruit47210Markt- en straathandel in voedings- en genotmiddelen47810Overige recreatie- en ontspanningsactiviteiten, neg93299
Primary activity highlighted.
Names & trade names
Legal nameNL MAY
Registered office
Spoorwegstraat 10
9810 Nazareth-De Pinte, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.