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Maxy Broches

Active
Private limited companyfounded 20188 yrs activeAvenue de Ramelot 5, 1480 Tubize, BelgiumKBO/BCE: BE 0699.472.542

Maxy Broches has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €10k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 404 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
66 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-7
Solvency50▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.44 in 2024; short-term debt: 52% and cash: 24.5% of total assets), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.1%
Return on assets
1.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
13 d late
2024
31 d late
2023
29 d late
2022
31 d late
2021
22 d late
2020
29 d late
2019
119 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▼ 80.6%
2024 · €53k
2019: €-1k 2020: €9k 2021: €36k 2022: €12k 2023: €8k 2024: €53k
2019 → 2025
Working capital
€103k▼ 43.7%
2024 · €184k
2019: €190k 2020: €143k 2021: €210k 2022: €184k 2023: €224k 2024: €184k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€70k-€82k▲ 17.7%€91k▲ 10.3%€144k▲ 58.9%€155k▲ 7.2%
Operating result€55k-€26k▼ 53.2%€33k▲ 27.6%€87k▲ 167%€28k▼ 68.5%
Net result€36k-€12k▼ 65.9%€8k▼ 31.7%€53k▲ 532%€10k▼ 80.6%
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €55k€55kNet result 2021: €36k€36kOperating result 2022: €26k€26kNet result 2022: €12k€12kOperating result 2023: €33k€33kNet result 2023: €8k€8kOperating result 2024: €87k€87kNet result 2024: €53k€53kOperating result 2025: €28k€28kNet result 2025: €10k€10k20212022202320242025
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €617k
Fixed assets €193k▲ 37.5%
Current assets €425k▼ 29.0%
Equity and liabilities €617k
Equity €155k▲ 7.2%
Debt €463k▼ 22.1%
The debt ratio falls from 80.5% to 74.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65k
2024 · €128k
Cash flow
€48k
2024 · €94k
Solvency
25.1%
2024 · 19.5%
Current ratio
1.32
2024 · 1.44
Quick ratio
1.32
2024 · 1.44
Debt / equity
2.99
2024 · 4.12
ROE
6.7%
2024 · 37.1%
ROA
1.7%
2024 · 7.2%
Interest coverage
7.09
2024 · 14.08
Debt
€463k
2024 · €594k
Debt ≤ 1 year
€321k
2024 · €414k
Debt > 1 year
€119k
2024 · €134k
Income taxes
€8k
2024 · €25k
Staff costs
€518k
2024 · €490k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€738k€617k
Fixed assets21/28€140k€193k
Tangible fixed assets22/27€139k€102k
Plant, machinery and equipment23€65k€51k
Furniture and vehicles24€46k€31k
Leasing and similar rights25€22k€15k
Other tangible fixed assets26€6k€5k
Financial fixed assets28€583€91k
Current assets29/58€598k€425k
Amounts receivable within one year40/41€546k€263k
Trade receivables40€210k€167k
Other amounts receivable41€337k€97k
Cash at bank and in hand54/58€40k€151k
Deferred charges and accrued income490/1€11k€10k
Equity and liabilities
Total equity and liabilities10/49€738k€617k
Equity10/15€144k€155k
Contributions10/11€7k€7k=
Reserves13€9k€9k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€128k€138k
Amounts payable17/49€594k€463k
Amounts payable after more than one year17€134k€119k
Financial debts170/4€34k€19k
Other amounts payable178/9€100k€100k=
Amounts payable within one year42/48€414k€321k
Current portion of amounts payable after more than one year42€147k€99k
Trade debts44€134k€31k
Suppliers440/4€134k€31k
Taxes, remuneration and social security45€133k€191k
Taxes450/3€66k€77k
Remuneration and social security454/9€67k€113k
Accrued charges and deferred income492/3€46k€22k
Income statement Code20242025
Non-recurring operating income76A€3k€2k
Remuneration, social security and pensions62€490k€518k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€37k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-50k-
Other operating charges640/8€13k€9k
Non-recurring operating charges66A-€3k
Gross operating margin9900€580k€594k
Operating profit (loss)9901€87k€28k
Financial income75/76B€0€1
Recurring financial income75€0€1
Financial charges65/66B€9k€9k
Recurring financial charges65€9k€9k
Profit (loss) for the period before taxes9903€78k€18k
Income taxes67/77€25k€8k
Profit (loss) for the period9904€53k€10k
Profit (loss) for the period to be appropriated9905€53k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€128k€138k
Profit (loss) brought forward from the previous period14P€75k€128k
Social balance
Average headcount (FTE)908715.914.8

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
31-12
Financial Equity above €150kEq €155k ▲7.2%
6 profitable years in a row build equity to €155k.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial Highest result since 2019net €53k ▲532%
Operating result €87k, net result €53k, both a record.
31-12
Financial Equity above €100kEq €144k ▲58.9%
5 profitable years in a row build equity to €144k.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
22-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
29-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
27-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de Ramelot 51480 Tubize
Ground area
6,013 m²
Building footprint
2,644 m²
Parcel 25097C0563/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Maxy Broches
Avenue de Ramelot 5, 1480 TubizeAgents specialised in the wholesale of other particular products
since 20182.277.877.625
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25097C0563/00H000 Wallonia 6,013 m² 1 · 2,644 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 346 companies in sector 28990 we hold annual accounts for 278. 184 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end31-12
Activities, NACEBEL
18140Printing and reproduction of recorded media
28990Manufacture of machinery and equipment not elsewhere classified
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.