MAXXARCHITECTEN
ActiveSummary
MAXXARCHITECTEN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,221) and a net result of -€55,750. Equity is shrinking by ~22% per year across the filed fiscal years. Its solvency ranks better than 9% of 9557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-4
Solvency20▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.08 against 1.27 in 2024; short-term debt: 58.7% and cash: 4.4% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.7%
Return on assets
-16.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€16,221
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
22 d late
2023
29 d late
2022
31 d late
2021
29 d late
2020
153 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€16,221
2024 · €39,530
Total assets
€342,999▼ 3.3%
2024 · €354,856
Net result
-€55,750▼ 29.4%
2024 · -€43,087
Working capital
€16,105▼ 65.1%
2024 · €46,110
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€25,742-€36,541▼ 42.0%-€6,930▲ 81.0%-€41,001▼ 492%-€51,647▼ 26.0%
Net result-€27,275below the sector's middle half-€37,329below the sector's middle half▼ 36.9%-€9,162below the sector's middle half▲ 75.5%-€43,087below the sector's middle half▼ 370%-€55,750below the sector's middle half▼ 29.4%
Equity€129,107within the sector's middle half▼ 17.4%€91,779within the sector's middle half▼ 28.9%€82,617within the sector's middle half▼ 10.0%€39,530within the sector's middle half▼ 52.2%-€16,221below the sector's middle half
Total assets€432,344above the sector's middle half▼ 6.6%€384,415above the sector's middle half▼ 11.1%€388,177above the sector's middle half▲ 1.0%€354,856above the sector's middle half▼ 8.6%€342,999above the sector's middle half▼ 3.3%
Debt€303,236▼ 1.0%€292,637▼ 3.5%€305,560▲ 4.4%€315,326▲ 3.2%€359,220▲ 13.9%
Working capital€128,210above the sector's middle half▲ 2.4%€84,217within the sector's middle half▼ 34.3%€79,308within the sector's middle half▼ 5.8%€46,110within the sector's middle half▼ 41.9%€16,105within the sector's middle half▼ 65.1%
Solvency29.9%within the sector's middle half▼ 3.9pp23.9%below the sector's middle half▼ 6.0pp21.3%below the sector's middle half▼ 2.6pp11.1%below the sector's middle half▼ 10.1pp-4.7%below the sector's middle half▼ 15.9pp
Current ratio1.84within the sector's middle half▲ 0.021.58within the sector's middle half▼ 0.261.49within the sector's middle half▼ 0.091.27within the sector's middle half▼ 0.221.08below the sector's middle half▼ 0.19
Return on assets (ROA)-6.3%below the sector's middle half▼ 12.5pp-9.7%below the sector's middle half▼ 3.4pp-2.4%below the sector's middle half▲ 7.4pp-12.1%below the sector's middle half▼ 9.8pp-16.3%below the sector's middle half▼ 4.1pp
Staff (FTE)1=1=0.6▼ 40.0%
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €51,647 in 2025 against €41,001 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342,999
Fixed assets
€125,714 ▼ 8.6%
Current assets
€217,285 =
Key figures and ratios
EBITDA
-€33,518▼
2024 · -€23,766
Cash flow
-€37,621▼
2024 · -€25,853
Debt to equity
-22.15▼
2024 · 7.98
Interest coverage
-5.89▲
2024 · -6.71
Debt ≤ 1 year
€201,180▲
2024 · €171,240
Debt > 1 year
€14,090▼
2024 · €17,536
Income taxes
-€21
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.0%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €32,049 | €70,222 | €36,275 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42,097 | €43,292 | €17,798 | €17,235 | €18,129 | ▲ 5.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€2,043 | - | - | - | - | - |
| Other operating charges640/8 | €4,483 | €650 | €9,025 | €705 | €2,034 | ▲ 188% |
| Non-recurring operating charges66A | - | - | €928 | - | - | - |
| Gross operating margin9900 | €50,844 | €77,622 | €57,097 | -€23,061 | -€31,484 | ▼ 36.5% |
| Operating profit (loss)9901 | -€25,742 | -€36,541 | -€6,930 | -€41,001 | -€51,647 | ▼ 26.0% |
| Financial income75/76B | €697 | €1,257 | €1,313 | €1,458 | €1,563 | ▲ 7.2% |
| Recurring financial income75 | €697 | €1,257 | €1,313 | €1,458 | €1,563 | ▲ 7.2% |
| Financial charges65/66B | €2,230 | €2,036 | €3,545 | €3,544 | €5,688 | ▲ 60.5% |
| Recurring financial charges65 | €2,230 | €2,036 | €3,545 | €3,544 | €5,688 | ▲ 60.5% |
| Profit (loss) for the period before taxes9903 | -€27,275 | -€37,320 | -€9,162 | -€43,087 | -€55,771 | ▼ 29.4% |
| Income taxes67/77 | - | €8 | - | - | -€21 | - |
| Profit (loss) for the period9904 | -€27,275 | -€37,329 | -€9,162 | -€43,087 | -€55,750 | ▼ 29.4% |
| Profit (loss) for the period to be appropriated9905 | -€27,275 | -€37,329 | -€9,162 | -€43,087 | -€55,750 | ▼ 29.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €432,344 | €384,415 | €388,177 | €354,856 | €342,999 | ▼ 3.3% |
| Fixed assets21/28 | €151,678 | €154,663 | €146,676 | €137,506 | €125,714 | ▼ 8.6% |
| Intangible fixed assets21 | €30,000 | - | - | - | - | - |
| Tangible fixed assets22/27 | €121,678 | €148,571 | €146,676 | €137,506 | €125,714 | ▼ 8.6% |
| Land and buildings22 | €17,237 | €16,160 | €28,103 | €26,096 | €24,088 | ▼ 7.7% |
| Plant, machinery and equipment23 | €88,859 | €85,098 | €77,075 | €74,120 | €68,944 | ▼ 7.0% |
| Furniture and vehicles24 | €15,582 | €46,037 | €41,498 | €37,290 | €32,681 | ▼ 12.4% |
| Assets under construction and advance payments27 | - | €1,275 | - | - | - | - |
| Financial fixed assets28 | - | €6,092 | - | - | - | - |
| Current assets29/58 | €280,666 | €229,753 | €241,502 | €217,350 | €217,285 | = |
| Amounts receivable within one year40/41 | €212,003 | €195,033 | €196,733 | €201,354 | €202,285 | ▲ 0.5% |
| Trade receivables40 | €186,618 | €167,966 | €168,353 | €171,517 | €170,669 | ▼ 0.5% |
| Other amounts receivable41 | €25,385 | €27,067 | €28,380 | €29,838 | €31,616 | ▲ 6.0% |
| Cash at bank and in hand54/58 | €67,981 | €33,989 | €44,538 | €15,996 | €15,000 | ▼ 6.2% |
| Deferred charges and accrued income490/1 | €682 | €730 | €230 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €432,344 | €384,415 | €388,177 | €354,856 | €342,999 | ▼ 3.3% |
| Equity10/15 | €129,107 | €91,779 | €82,617 | €39,530 | -€16,221 | ▼ 141% |
| Contributions10/11 | €156,200 | €156,200 | €156,200 | €156,200 | €156,200 | = |
| Reserves13 | €3,935 | €3,935 | €3,935 | €3,935 | €3,935 | = |
| Non-distributable reserves130/1 | €3,935 | €3,935 | €3,935 | €3,935 | €3,935 | = |
| Reserves not available under the articles1311 | €3,935 | €3,935 | €3,935 | €3,935 | €3,935 | = |
| Profit (loss) carried forward14 | -€31,028 | -€68,357 | -€77,518 | -€120,605 | -€176,356 | ▼ 46.2% |
| Amounts payable17/49 | €303,236 | €292,637 | €305,560 | €315,326 | €359,220 | ▲ 13.9% |
| Amounts payable after more than one year17 | €80,631 | €59,551 | €38,417 | €17,536 | €14,090 | ▼ 19.7% |
| Financial debts170/4 | €80,631 | €59,551 | €38,417 | €17,536 | €14,090 | ▼ 19.7% |
| Amounts payable within one year42/48 | €152,456 | €145,536 | €162,194 | €171,240 | €201,180 | ▲ 17.5% |
| Current portion of amounts payable after more than one year42 | €21,026 | €19,622 | €19,677 | €20,881 | €23,597 | ▲ 13.0% |
| Financial debts43 | - | - | - | - | €40,000 | - |
| Credit institutions430/8 | - | - | - | - | €40,000 | - |
| Trade debts44 | €77,900 | €64,299 | €40,426 | €58,558 | €63,352 | ▲ 8.2% |
| Suppliers440/4 | €77,900 | €64,299 | €40,426 | €58,558 | €63,352 | ▲ 8.2% |
| Advances received on contracts in progress46 | - | - | - | €6,148 | €270 | ▼ 95.6% |
| Taxes, remuneration and social security45 | €23,775 | €32,972 | €55,530 | €30,512 | €12,311 | ▼ 59.7% |
| Taxes450/3 | €12,531 | €18,571 | €55,530 | €30,512 | €12,311 | ▼ 59.7% |
| Remuneration and social security454/9 | €11,243 | €14,401 | - | - | - | - |
| Other amounts payable47/48 | €29,755 | €28,643 | €46,561 | €55,141 | €61,650 | ▲ 11.8% |
| Accrued charges and deferred income492/3 | €70,150 | €87,550 | €104,950 | €126,550 | €143,950 | ▲ 13.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,275 | -€37,329 | -€9,162 | -€43,087 | -€55,750 | ▼ 29.4% |
| + Depreciation and write-downs630 | €42,097 | €43,292 | €17,798 | €17,235 | €18,129 | ▲ 5.2% |
| Operating cash flow (approximation) | €14,822 | €5,964 | €8,637 | -€25,853 | -€37,621 | ▼ 45.5% |
| Investment in fixed assets (approximation) | - | -€46,277 | -€9,811 | -€8,065 | -€6,337 | ▲ 21.4% |
| Change in cash | - | -€33,992 | €10,549 | -€28,542 | -€996 | ▲ 96.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€55,750
Net result drops to -€55,750, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Highest result since 2018net €28,797 ▲484%
Operating result €34,641, net result €28,797, both a record.
31-12
Financial
Equity above €150,000Eq €156,383 ▲22.6%
2 profitable years in a row build equity to €156,383.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €4,928
Net result €4,928 after one loss-making year.
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 105 days late
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 178 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Ground area
471 m²
Building footprint
238 m²
Volume, LiDAR
2,981 m³
Parcel 11802B1362/00V002, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Maxxarchitecten
since 20132.223.099.547
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B1362/00V002 | Flanders | 471 m² | 1 · 238 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 5,165 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0540647811
Also
9925:BE0540647811
Registered
23-04-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.