MAXMAT
ActiveThe computed 12-month bankruptcy probability of MAXMAT is 2.1% (moderate). The 2025 annual accounts show equity of €15k and a net result of €-51. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 33% of 18120 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-46
Solvency39▲+4
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.16 against 0.84 in 2024; short-term debt: 86.1% and cash: 99.5% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 0.3%
2024 · €15k
2021: €17k
2022: €5k
2023: €-8k
2024: €15k
2021 → 2025
Total assets
€106k▼ 31.5%
2024 · €155k
2021: €134k
2022: €119k
2023: €125k
2024: €155k
2021 → 2025
Net result
€-51
2024 · €23k
2021: €7k
2022: €-11k
2023: €-13k
2024: €23k
2021 → 2025
Working capital
€15k
2024 · €-22k
2021: €-28k
2022: €-40k
2023: €-61k
2024: €-22k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€5k▼ 67.7%€-8k€15k€15k▼ 0.3%
Operating result€16k-€-7k€-11k▼ 53.1%€36k€3k▼ 92.3%
Net result€7k-€-11k€-13k▼ 19.5%€23k€-51
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €106k
Equity
€15k▼ 0.3%
Debt
€91k▼ 34.8%
The debt ratio falls from 90.5% to 86.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €45k
Cash flow
€-51▼
2024 · €32k
Solvency
13.9%▲
2024 · 9.5%
Current ratio
1.16▲
2024 · 0.84
Quick ratio
1.16▲
2024 · 0.84
Debt / equity
6.22▼
2024 · 9.50
ROE
-0.3%▼
2024 · 154.9%
ROA
0.0%▼
2024 · 14.8%
Interest coverage
2.71▼
2024 · 9.59
Debt
€91k▼
2024 · €140k
Debt ≤ 1 year
€91k▼
2024 · €140k
Income taxes
€2k▼
2024 · €8k
Staff costs
€46k▼
2024 · €173k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€106k▼
Fixed assets21/28€37k€0▼
Tangible fixed assets22/27€37k€0▼
Plant, machinery and equipment23€34k€0▼
Furniture and vehicles24€3k€0▼
Other tangible fixed assets26€640€0▼
Current assets29/58€117k€106k▼
Amounts receivable within one year40/41€9k€557▼
Trade receivables40€9k€0▼
Other amounts receivable41€171€557▲
Cash at bank and in hand54/58€107k€105k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€155k€106k▼
Equity10/15€15k€15k▼
Contributions10/11€10k€10k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€-25k€-25k▼
Amounts payable17/49€140k€91k▼
Amounts payable within one year42/48€140k€91k▼
Trade debts44€34k€481▼
Suppliers440/4€34k€481▼
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€9k€10k▲
Remuneration and social security454/9€13k€866▼
Other amounts payable47/48€84k€80k▼
Income statement
Code20242025
Non-recurring operating income76A€16k€36k▲
Remuneration, social security and pensions62€173k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€0▼
Other operating charges640/8€2k€965▼
Gross operating margin9900€219k€50k▼
Operating profit (loss)9901€36k€3k▼
Financial income75/76B€9€3▼
Recurring financial income75€9€3▼
Financial charges65/66B€5k€1k▼
Recurring financial charges65€5k€1k▼
Profit (loss) for the period before taxes9903€31k€2k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€23k€-51▼
Profit (loss) for the period to be appropriated9905€23k€-51▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-25k▼
Profit (loss) brought forward from the previous period14P€-25k€-25k▲
Transfer to equity691/2€23k€0▼
To other reserves6921€23k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Aelbrouckstraat 309620 ZottegemGround area
173 m²
Building footprint
164 m²
Volume, LiDAR
1,098 m³
Parcel 41081A0733/00V000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0733/00V000 | Flanders | 173 m² | 1 · 164 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 176 EUR awarded · 176 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,041 companies in sector 47221 we hold annual accounts for 1,561. 882 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2020
Fiscal year end31-12
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
47279Other retail sale of food
47299Retail trade
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.chrisencarina.be
E-mail:info@chrisencarina.be