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MAXIMUS CONSTRUCT

Active Private limited company (pre-2019)founded 2017active for 9 yearsHaachtsesteenweg 692, 1030 SchaerbeekKBO/BCE: BE 0676.926.574

Lifetime

8 annual accounts with figures on one time axis
peak €422,215 (2021)
€372,191▲ 11.1%
lowest -€6,629 (2025)
-€6,629▼ €72,672
peak €90,606 (2023)
€67,520▼ 8.9%
€54,017▼ 55.4%
Board3 names since 2019
- 
Documentsfilings and deeds
24-08-2026116 days late
2025micro format
Gross margin from €174,994 to €84,211Loss of €6,629Debts from €121,090 to €54,017Cash from €39,582 to €1,359

Key points

from the 2025 annual accounts

Result

-€6,629 -€6,629
€66,0002024-€6,6302025

From profit to loss in 2025, after a profit of €66,043 in 2024.

Payment terms

12 days to suppliers
Suppliers
121 to 12
Customers
112 to 83

MAXIMUS CONSTRUCT pays its suppliers 109 days earlier than in 2024. Customers pay 29 days earlier.

Filings

8 annual accounts 116 days
deadline20202025

Latest accounts filed late: after the legal deadline.

Checked score

36
Weak
Financially stronger than 34% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.4% 01-2025: 3.5%▲ +0.1 percentage points vs 12-2024 02-2025: 3.9%▲ +0.4 percentage points vs 01-2025 03-2025: 3.7%▼ -0.2 percentage points vs 02-2025 04-2025: 3.6%▼ -0.1 percentage points vs 03-2025 05-2025: 5.7%▲ +2.1 percentage points vs 04-2025 06-2025: 2.0%▼ -3.7 percentage points vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 1.6%▼ -0.4 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.5%▼ -0.1 percentage points vs 10-2025lowest value 12-2025: 1.6%▲ +0.1 percentage points vs 11-2025 01-2026: 1.8%▲ +0.2 percentage points vs 12-2025 02-2026: 2.1%▲ +0.3 percentage points vs 01-2026 03-2026: 2.0%▼ -0.1 percentage points vs 02-2026 04-2026: 2.1%▲ +0.1 percentage points vs 03-2026 05-2026: 3.8%▲ +1.7 percentage points vs 04-2026 06-2026: 5.2%▲ +1.4 percentage points vs 05-2026 07-2026: 10.5%▲ +5.3 percentage points vs 06-2026highest value 08-2026: 9.7%▼ -0.8 percentage points vs 07-2026 09-2026: 5.9%▼ -3.8 percentage points vs 08-2026 10-2026: 5.9%● unchanged vs 09-2026 11-2026: 5.7%▼ -0.2 percentage points vs 10-2026

Financial strength
Average

81+18equity 55.6% of total assets
30-13short-term debt 44.4% · cash 1.1%
25-75return on assets -5.5%

Score breakdown

raises risk
Last filed accounts filed 116 days late; 1 of the last 3 accounts late
Ex-officio strike-off in the KBO
Size: turnover €372,191, total assets €121,537
Liquidity: current ratio 2.10, cash €1,359, halved
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 61% of them on solvency, 18% on liquidity, 15% on profitability and 43% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,440 companies had the same profile as MAXIMUS CONSTRUCT has now. Each dot stands for 9 companies, two years later.

90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of MAXIMUS CONSTRUCT itself is higher: 5.7% within 12 months. It rests on far more data about MAXIMUS CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,440 companies, not a prediction for MAXIMUS CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is ample, with a current ratio of 2.1 (1.5 in 2024), above the usual 1.5. Short-term debt is 44.4% and cash 1.1% of total assets. 44.4% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 116 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Size: turnover €372,191, total assets €121,537
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.10, cash €1,359, halved
NBB · annual accounts
raises risk · 2025 accounts filed 116 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-08-2026, 116 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filings
Deviation from the deadline
2025
116 days late
2024
6 days late
2023
21 days late
2022
2 days late
2021
303 days late
2020
661 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 158 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 22 May (4 of the last 5 accounts filed within 94 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline

Board and ownership

last known board
SL
Director, until 2022
  • Ciurariu Abel Florin 50 sharesdeed of 28-10-2022
Board & ownership

Recent changes

Registered office moved within Schaerbeek New registered office: Chaussée de Haecht 692, 1030 Schaerbeek · Previous registered office: Rue de la Poste 241, 1030 Schaerbeek · General meeting of 01-07-2024 · Gazette deed
Address struck Poststraat 241 1030 L’adresse du siège · effective 20-05-2024 · KBO administration
Transfer of 50 shares from Sandru loan to Ciurariu Abel Florin Resignation: Sandru loan (director) · General meeting of 23-09-2022 · Gazette deed
Transfer of 50 shares from Constantin Gelu to Ciurariu Abel Florin Resignation: Constantin Gelu (manager) · Appointment: Ciurariu Abel Florin (manager) · General meeting of 15-01-2019 · Gazette deed
All 16 events

Comparable companies

same main activity, similar in size and age
Company
MAXIMUS CONSTRUCT Schaerbeek €372,191 0.0% 55.6% -
A&M RENOVATIONS Etterbeek - - 59.6% -
ALJIM RENOVE Anderlecht - - 48.6% -
DIRECT CONSTRUCT Forest - - 47.3% -
TEO PROJECT Halle €152,697 49.3% 69.0% -
PLAFON STEEL Wemmel €548,033 5.4% 81.7% -
SANSIB Kraainem - - 66.7% -
-10%0%10%20%€200,000€2m€20m€200mMAXIMUS CONSTRUCTEBIT margin

Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as MAXIMUS CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €107,000 and €143,000, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 19-06-2017Normal situation
Activity
Other specialised construction activitiesNACE 43990
Establishment unit
2.265.646.3211030 Schaerbeek, since 19-06-2017
Financial year end
30 September
Peppol
Reachable
Company details

Annual accounts to 30-09-2025

€121,537▼ 37.7%
≈ 1.3 FTEestimated
Filing
Filed on 24-08-2026
Financials

Insights on MAXIMUS CONSTRUCT

Solvency rose in 2025 from 38.0% to 55.6% because of lower debts.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MAXIMUS CONSTRUCT

What is the company number of MAXIMUS CONSTRUCT?
The company number of MAXIMUS CONSTRUCT is 0676.926.574. The VAT number is the same number with BE in front: BE 0676.926.574.
Where is MAXIMUS CONSTRUCT based?
The registered office is at Haachtsesteenweg 692, 1030 Schaerbeek.Company details
What does MAXIMUS CONSTRUCT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of MAXIMUS CONSTRUCT?
MAXIMUS CONSTRUCT is a private limited company (pre-2019) (BVBA).
When was MAXIMUS CONSTRUCT founded?
MAXIMUS CONSTRUCT was founded on 19-06-2017.
Is MAXIMUS CONSTRUCT still active?
Yes, MAXIMUS CONSTRUCT is an active enterprise in the KBO register.
How many employees does MAXIMUS CONSTRUCT have?
MAXIMUS CONSTRUCT had an average of 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of MAXIMUS CONSTRUCT?
The turnover of MAXIMUS CONSTRUCT was €372,191 in financial year 2025, according to the filed annual accounts.
Is MAXIMUS CONSTRUCT profitable?
In financial year 2025, MAXIMUS CONSTRUCT made a loss of €6,629.
Where can I find the annual accounts of MAXIMUS CONSTRUCT?
MAXIMUS CONSTRUCT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MAXIMUS CONSTRUCT due?
MAXIMUS CONSTRUCT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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