MAXIME VINCENT
ActiveMAXIME VINCENT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €11k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+69
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 2.71 in 2023), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
57 d late
2022
79 d late
2021
30 d late
2020
30 d late
2019
104 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k▲ 13.7%
2023 · €65k
2018: €43k
2019: €50k
2020: €61k
2021: €63k
2022: €64k
2023: €65k
2018 → 2024
Total assets
€114k▲ 13.2%
2023 · €101k
2018: €70k
2019: €77k
2020: €92k
2021: €114k
2022: €107k
2023: €101k
2018 → 2024
Net result
€11k▲ 1,046%
2023 · €989
2018: €16k
2019: €21k
2020: €23k
2021: €11k
2022: €353
2023: €989
2018 → 2024
Working capital
€69k▲ 21.4%
2023 · €57k
2018: €41k
2019: €49k
2020: €60k
2021: €51k
2022: €53k
2023: €57k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€63k▲ 3.7%€64k▲ 0.6%€65k▲ 1.6%€74k▲ 13.7%
Operating result€25k-€12k▼ 52.7%€5k▼ 59.4%€3k▼ 46.4%€16k▲ 511%
Net result€23k-€11k▼ 53.1%€353▼ 96.7%€989▲ 180%€11k▲ 1,046%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 511% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€5k▼ 56.6%
Current assets
€109k▲ 21.3%
Equity and liabilities €114k
Equity
€74k▲ 13.7%
Debt
€40k▲ 12.5%
The debt ratio falls from 35.6% to 35.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€22k▲
2023 · €9k
Cash flow
€18k▲
2023 · €7k
Solvency
64.6%▲
2023 · 64.4%
Current ratio
2.71▲
2023 · 2.71
Quick ratio
1.56▲
2023 · 1.25
Debt / equity
0.55▼
2023 · 0.55
ROE
15.4%▲
2023 · 1.5%
ROA
10.0%▲
2023 · 1.0%
Interest coverage
142.66▲
2023 · 81.61
Debt
€40k▲
2023 · €36k
Debt ≤ 1 year
€40k▲
2023 · €33k
Income taxes
€4k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€114k▲
Fixed assets21/28€10k€5k▼
Tangible fixed assets22/27€10k€5k▼
Furniture and vehicles24€10k€4k▼
Other tangible fixed assets26-€498
Current assets29/58€90k€109k▲
Amounts receivable after more than one year29€30k€20k▼
Other amounts receivable291€30k€20k▼
Stocks and contracts in progress3€49k€47k▼
Stocks30/36€49k€47k▼
Amounts receivable within one year40/41€397€26k▲
Trade receivables40-€26k
Other amounts receivable41€397-
Cash at bank and in hand54/58€11k€17k▲
Deferred charges and accrued income490/1€491€498▲
Equity and liabilities
Total equity and liabilities10/49€101k€114k▲
Equity10/15€65k€74k▲
Contributions10/11€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€36k€45k▲
Amounts payable17/49€36k€40k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€33k€40k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Advances received on contracts in progress46-€17k
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€22k€11k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€11k€23k▲
Operating profit (loss)9901€3k€16k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€110€156▲
Recurring financial charges65€110€156▲
Profit (loss) for the period before taxes9903€2k€16k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€989€11k▲
Profit (loss) for the period to be appropriated9905€989€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€47k▲
Profit (loss) brought forward from the previous period14P€35k€36k▲
Profit to be distributed694/7-€3k
Directors or managers695-€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 79 days late
2022
31-12
Financial
Weakest financial yearnet €353 ▼96.7%
Net result drops to €353, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €23k ▲7.3%
Net result €23k, the highest in the series.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basiliekstraat 191500 HalleGround area
66 m²
Building footprint
66 m²
Volume, LiDAR
658 m³
Parcel 23027G0517/00E002, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Basiliekstraat 19, 1500 Halle
since 20112.206.890.550
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0517/00E002 | Flanders | 66 m² | 1 · 66 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ELIANE & MIKELLA
BE 0647.813.708
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BEAULIEU ANTWERP
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BLANPAIN DISTRIBUTION
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Champs, cats & fire
BE 0729.776.134
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M.R. DIAMANT
BE 0464.331.971
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Of 565 companies in sector 46480 we hold annual accounts for 352. 261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-11-2011
Fiscal year end31-12
Activities, NACEBEL
46480Wholesale trade
47770Retail sale of watches and jewellery
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.