Maxime Servais
ActiveSummary
Maxime Servais has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €292k and a net result of €135k. Equity is growing by ~67% per year across the filed fiscal years. Its solvency ranks better than 78% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.03 against 3.15 in 2024; short-term debt: 19.7% and cash: 90.6% of total assets), and 19.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
37%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
46 d late
2024
8 d early
2023
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€292k▲ 85.4%
2024 · €158k
2023: €81klowest in 3 years
2024: €158k▲ +94.2% vs 2023
2025: €292k▲ +85.4% vs 2024highest in 3 years
2023 → 2025
Total assets
€364k▲ 57.7%
2024 · €231k
2023: €126klowest in 3 years
2024: €231k▲ +83.6% vs 2023
2025: €364k▲ +57.7% vs 2024highest in 3 years
2023 → 2025
Net result
€135k▲ 76.1%
2024 · €76k
2023: €79k
2024: €76k▼ -3.4% vs 2023lowest in 3 years
2025: €135k▲ +76.1% vs 2024highest in 3 years
2023 → 2025
Working capital
€290k▲ 83.9%
2024 · €157k
2023: €81klowest in 3 years
2024: €157k▲ +94.3% vs 2023
2025: €290k▲ +83.9% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€81k-€158k▲ 94.2%€292k▲ 85.4%
2023: €81klowest in 3 years
2024: €158k▲ +94.2% vs 2023
2025: €292k▲ +85.4% vs 2024highest in 3 years
Operating result€99k-€96k▼ 3.2%€170k▲ 77.8%
2023: €99k
2024: €96k▼ -3.2% vs 2023lowest in 3 years
2025: €170k▲ +77.8% vs 2024highest in 3 years
Net result€79k-€76k▼ 3.4%€135k▲ 76.1%
2023: €79k
2024: €76k▼ -3.4% vs 2023lowest in 3 years
2025: €135k▲ +76.1% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 78% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€2k ▲ 2,628%
Current assets
€361k ▲ 56.7%
Equity and liabilities €364k
Equity
€292k ▲ 85.4%
Debt
€72k ▼ 1.9%
Debt's share of the balance-sheet total falls from 31.7% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€170k
Cash flow
€135k
Current ratio
5.03▲
2024 · 3.15
Debt to equity
0.25▼
2024 · 0.46
ROE
46.1%▼
2024 · 48.5%
ROA
37.0%▲
2024 · 33.1%
Interest coverage
584.37
Debt ≤ 1 year
€72k▼
2024 · €73k
Income taxes
€37k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€231k€364k▲
Fixed assets21/28€91€2k▲
Tangible fixed assets22/27-€887
Furniture and vehicles24-€887
Financial fixed assets28€91€2k▲
Current assets29/58€231k€361k▲
Amounts receivable within one year40/41€20k€32k▲
Trade receivables40€20k€32k▲
Cash at bank and in hand54/58€210k€330k▲
Deferred charges and accrued income490/1€860-
Equity and liabilities
Total equity and liabilities10/49€231k€364k▲
Equity10/15€158k€292k▲
Contributions10/11€2k€2k=
Reserves13-€285k
Distributable reserves133-€285k
Profit (loss) carried forward14€156k€5k▼
Amounts payable17/49€73k€72k▼
Amounts payable within one year42/48€73k€72k▼
Trade debts44€31k€1k▼
Suppliers440/4€31k€1k▼
Taxes, remuneration and social security45€42k€69k▲
Taxes450/3€42k€66k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€64€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€47
Other operating charges640/8€105-
Gross operating margin9900€96k€170k▲
Operating profit (loss)9901€96k€170k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€244€292▲
Recurring financial charges65€244€292▲
Profit (loss) for the period before taxes9903€96k€172k▲
Income taxes67/77€19k€37k▲
Profit (loss) for the period9904€76k€135k▲
Profit (loss) for the period to be appropriated9905€76k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€156k€290k▲
Profit (loss) brought forward from the previous period14P€79k€156k▲
Transfer to equity691/2-€285k
To other reserves6921-€285k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €152k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €47 | - |
| Other operating charges640/8 | €107 | €105 | - | - |
| Gross operating margin9900 | €99k | €96k | €170k | ▲ 77.6% |
| Operating profit (loss)9901 | €99k | €96k | €170k | ▲ 77.8% |
| Financial income75/76B | - | - | €2k | - |
| Recurring financial income75 | - | - | €2k | - |
| Financial charges65/66B | €76 | €244 | €292 | ▲ 19.6% |
| Recurring financial charges65 | €76 | €244 | €292 | ▲ 19.6% |
| Profit (loss) for the period before taxes9903 | €99k | €96k | €172k | ▲ 79.9% |
| Income taxes67/77 | €20k | €19k | €37k | ▲ 95.3% |
| Profit (loss) for the period9904 | €79k | €76k | €135k | ▲ 76.1% |
| Profit (loss) for the period to be appropriated9905 | €79k | €76k | €135k | ▲ 76.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €126k | €231k | €364k | ▲ 57.7% |
| Fixed assets21/28 | €91 | €91 | €2k | ▲ 2,628% |
| Tangible fixed assets22/27 | - | - | €887 | - |
| Furniture and vehicles24 | - | - | €887 | - |
| Financial fixed assets28 | €91 | €91 | €2k | ▲ 1,652% |
| Current assets29/58 | €126k | €231k | €361k | ▲ 56.7% |
| Amounts receivable within one year40/41 | €12k | €20k | €32k | ▲ 60.4% |
| Trade receivables40 | €12k | €20k | €32k | ▲ 60.4% |
| Cash at bank and in hand54/58 | €112k | €210k | €330k | ▲ 57.0% |
| Deferred charges and accrued income490/1 | €813 | €860 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €126k | €231k | €364k | ▲ 57.7% |
| Equity10/15 | €81k | €158k | €292k | ▲ 85.4% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | - | - | €285k | - |
| Distributable reserves133 | - | - | €285k | - |
| Profit (loss) carried forward14 | €79k | €156k | €5k | ▼ 96.7% |
| Amounts payable17/49 | €45k | €73k | €72k | ▼ 1.9% |
| Amounts payable within one year42/48 | €45k | €73k | €72k | ▼ 1.9% |
| Trade debts44 | €24k | €31k | €1k | ▼ 95.9% |
| Suppliers440/4 | €24k | €31k | €1k | ▼ 95.9% |
| Taxes, remuneration and social security45 | €20k | €42k | €69k | ▲ 64.7% |
| Taxes450/3 | €20k | €42k | €66k | ▲ 57.1% |
| Remuneration and social security454/9 | - | - | €3k | - |
| Other amounts payable47/48 | - | €64 | €2k | ▲ 2,567% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €79k | €76k | €135k | ▲ 76.1% |
| + Depreciation and write-downs630 | - | - | €47 | - |
| Operating cash flow (approximation) | €79k | €76k | €135k | ▲ 76.1% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | - |
| Change in cash | - | €98k | €120k | ▲ 22.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-12
Financial
Highest result since 2023net €135k ▲76.1%
Operating result €170k, net result €135k, both a record.
31-12
Financial
Equity above €200kEq €292k ▲85.4%
3 profitable years in a row build equity to €292k.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €76k ▼3.4%
Net result drops to €76k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €158k ▲94.2%
2 profitable years in a row build equity to €158k.
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Ground area
6,649 m²
Building footprint
1,068 m²
Volume, LiDAR
38,162 m³
2 parcels, Brussels · tallest building 42.8 m, ±13 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Maxime Servais
since 20222.339.048.397
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0060/00C000 | Brussels | 6,430 m² | 1 · 950 m² | 42.8 m · 13 fl. |
| 21009A0339/00D013 | Brussels | 219 m² | 1 · 119 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 4,737 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Contact
E-mail
maximeservais@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.