Maxime Schnaphauf
ActiveMaxime Schnaphauf has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €3k. Its solvency ranks better than 46% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability94
Solvency88
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.74; short-term debt: 36.5% and cash: 53.5% of total assets), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.5%
Return on assets
22.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€8k
Total assets
€12k
Net result
€3k
Working capital
€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €12k
Equity
€8k
Debt
€4k
Debt finances 36.5% of the balance-sheet total.
Key figures and ratios
Solvency
63.5%
Current ratio
2.74
Quick ratio
2.74
Debt / equity
0.58
ROE
35.5%
ROA
22.6%
Debt
€4k
Debt ≤ 1 year
€4k
Income taxes
€904
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€12k
Current assets29/58€12k
Amounts receivable within one year40/41€6k
Trade receivables40€2k
Other amounts receivable41€4k
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€12k
Equity10/15€8k
Contributions10/11€5k
Profit (loss) carried forward14€3k
Amounts payable17/49€4k
Amounts payable within one year42/48€4k
Trade debts44€3k
Suppliers440/4€3k
Other amounts payable47/48€2k
Income statement
Code2024
Other operating charges640/8€118
Gross operating margin9900€4k
Operating profit (loss)9901€4k
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€904
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Catershoflaan 212170 AntwerpenGround area
457 m²
Building footprint
180 m²
Volume, LiDAR
2,003 m³
Parcel 11423B0349/00M011, Flanders · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Maxime Schnaphauf
since 20242.360.349.104
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0349/00M011 | Flanders | 456 m² | 1 · 180 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 105 EUR awarded · 105 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 105 EUR | 105 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2024
Fiscal year end31-12
Activities, NACEBEL
86951Physiotherapy
63920Other information service activities
74999Other professional, scientific and technical activities
86959Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.