MAXIME IMMO
ActiveSummary
MAXIME IMMO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,411 and a net result of -€8,178. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-10
Solvency41▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.29 in 2024; short-term debt: 21.5% and cash: 0.7% of total assets), and 84.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.6%
Return on assets
-1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
2023
30 d late
2022
64 d late
2021
95 d late
2020
1745 d late
2019
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 294 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€8,178
2024 · €5,997
Working capital
-€92,597▼ 9.8%
2024 · -€84,305
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€39,043▲ 14.0%-€1,037€9,729€25,855▲ 166%€7,257▼ 71.9%
Net result€11,799▲ 72.8%-€28,715-€7,957▲ 72.3%€5,997-€8,178
Equity€125,087▲ 10.4%€96,372▼ 23.0%€88,415▼ 8.3%€96,588▲ 9.2%€88,411▼ 8.5%
Total assets€792,575▼ 7.4%€688,949▼ 13.1%€668,510▼ 3.0%€624,621▼ 6.6%€568,403▼ 9.0%
Debt€648,776▼ 10.2%€575,330▼ 11.3%€564,312▼ 1.9%€515,689▼ 8.6%€469,061▼ 9.0%
Working capital-€36,888▼ 106%-€78,342▼ 112%-€39,908▲ 49.1%-€84,305▼ 111%-€92,597▼ 9.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €568,403
Fixed assets
€538,835 ▼ 8.6%
Current assets
€29,568 ▼ 15.3%
Equity and liabilities €568,403
Equity
€88,411 ▼ 8.5%
Provisions
€10,931 ▼ 11.4%
Debt
€469,061 ▼ 9.0%
Debt's share of the balance-sheet total stays at 82.5%.
Key figures and ratios
EBITDA
€65,810▼
2024 · €83,608
Cash flow
€50,376▼
2024 · €63,749
Current ratio
0.24▼
2024 · 0.29
Debt to equity
5.31▼
2024 · 5.34
ROE
-9.2%▼
2024 · 6.2%
ROA
-1.4%▼
2024 · 1.0%
Interest coverage
3.91▼
2024 · 4.82
Debt ≤ 1 year
€122,165▲
2024 · €119,201
Debt > 1 year
€345,813▼
2024 · €396,488
Income taxes
€13▼
2024 · €3,767
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €56,295 | €56,295 | €56,404 | €57,752 | €58,553 | ▲ 1.4% |
| Other operating charges640/8 | €17,376 | €18,499 | €40,801 | €20,660 | €23,914 | ▲ 15.7% |
| Non-recurring operating charges66A | - | €43,214 | €432 | - | - | - |
| Gross operating margin9900 | €112,715 | €116,972 | €107,366 | €104,268 | €89,724 | ▼ 13.9% |
| Operating profit (loss)9901 | €39,043 | -€1,037 | €9,729 | €25,855 | €7,257 | ▼ 71.9% |
| Financial income75/76B | - | - | €1 | - | €0 | - |
| Recurring financial income75 | - | - | €1 | - | €0 | - |
| Financial charges65/66B | €23,108 | €22,559 | €19,112 | €17,354 | €16,835 | ▼ 3.0% |
| Recurring financial charges65 | €23,108 | €22,559 | €19,112 | €17,354 | €16,835 | ▼ 3.0% |
| Profit (loss) for the period before taxes9903 | €15,935 | -€23,596 | -€9,383 | €8,501 | -€9,578 | ▼ 213% |
| Transfer from deferred taxes780 | €1,464 | €1,464 | €1,464 | €1,262 | €1,413 | ▲ 11.9% |
| Income taxes67/77 | €5,600 | €6,583 | €39 | €3,767 | €13 | ▼ 99.7% |
| Profit (loss) for the period9904 | €11,799 | -€28,715 | -€7,957 | €5,997 | -€8,178 | ▼ 236% |
| Transfer from tax-exempt reserves789 | €3,585 | €3,585 | €3,585 | €3,787 | €4,238 | ▲ 11.9% |
| Profit (loss) for the period to be appropriated9905 | €15,384 | -€25,130 | -€4,372 | €9,784 | -€3,939 | ▼ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €792,575 | €688,949 | €668,510 | €624,621 | €568,403 | ▼ 9.0% |
| Fixed assets21/28 | €741,634 | €685,339 | €633,935 | €589,725 | €538,835 | ▼ 8.6% |
| Tangible fixed assets22/27 | €739,944 | €683,648 | €632,244 | €588,034 | €537,144 | ▼ 8.7% |
| Land and buildings22 | €271,171 | €257,112 | €247,943 | €245,968 | €237,314 | ▼ 3.5% |
| Leasing and similar rights25 | €468,772 | €426,537 | €384,301 | €342,066 | €299,830 | ▼ 12.3% |
| Financial fixed assets28 | €1,691 | €1,691 | €1,691 | €1,691 | €1,691 | = |
| Current assets29/58 | €50,941 | €3,610 | €34,575 | €34,896 | €29,568 | ▼ 15.3% |
| Amounts receivable within one year40/41 | €50,146 | €1,432 | €29,004 | €26,565 | €25,065 | ▼ 5.6% |
| Trade receivables40 | - | - | €29,004 | €26,565 | €25,065 | ▼ 5.6% |
| Other amounts receivable41 | €50,146 | €1,432 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €795 | €2,178 | €5,571 | €332 | €3,745 | ▲ 1,029% |
| Deferred charges and accrued income490/1 | - | - | - | €8,000 | €758 | ▼ 90.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €792,575 | €688,949 | €668,510 | €624,621 | €568,403 | ▼ 9.0% |
| Equity10/15 | €125,087 | €96,372 | €88,415 | €96,588 | €88,411 | ▼ 8.5% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €80,472 | €76,887 | €73,302 | €71,692 | €67,453 | ▼ 5.9% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | €45,813 | €42,228 | €38,643 | €37,032 | €32,794 | ▼ 11.4% |
| Distributable reserves133 | €32,800 | €32,800 | €32,800 | €32,800 | €32,800 | = |
| Profit (loss) carried forward14 | €26,023 | €893 | -€3,479 | €6,305 | €2,365 | ▼ 62.5% |
| Provisions and deferred taxes16 | €18,712 | €17,248 | €15,784 | €12,344 | €10,931 | ▼ 11.4% |
| Deferred taxes168 | €18,712 | €17,248 | €15,784 | €12,344 | €10,931 | ▼ 11.4% |
| Amounts payable17/49 | €648,776 | €575,330 | €564,312 | €515,689 | €469,061 | ▼ 9.0% |
| Amounts payable after more than one year17 | €560,948 | €493,377 | €435,527 | €396,488 | €345,813 | ▼ 12.8% |
| Financial debts170/4 | €560,948 | €493,377 | €435,527 | €386,488 | €335,813 | ▼ 13.1% |
| Other amounts payable178/9 | - | - | - | €10,000 | €10,000 | = |
| Amounts payable within one year42/48 | €87,828 | €81,953 | €74,482 | €119,201 | €122,165 | ▲ 2.5% |
| Current portion of amounts payable after more than one year42 | €73,686 | €67,579 | €57,850 | €49,039 | €50,674 | ▲ 3.3% |
| Trade debts44 | - | €962 | €10,049 | €10,688 | €10,089 | ▼ 5.6% |
| Suppliers440/4 | - | €962 | €10,049 | €10,688 | €10,089 | ▼ 5.6% |
| Taxes, remuneration and social security45 | €10,472 | €13,264 | €6,583 | €2,512 | €2,520 | ▲ 0.3% |
| Taxes450/3 | €10,472 | €13,264 | €6,583 | €2,512 | €2,520 | ▲ 0.3% |
| Other amounts payable47/48 | €3,671 | €148 | - | €56,963 | €58,882 | ▲ 3.4% |
| Accrued charges and deferred income492/3 | - | - | €54,303 | - | €1,083 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,799 | -€28,715 | -€7,957 | €5,997 | -€8,178 | ▼ 236% |
| + Depreciation and write-downs630 | €56,295 | €56,295 | €56,404 | €57,752 | €58,553 | ▲ 1.4% |
| Operating cash flow (approximation) | €68,095 | €27,580 | €48,447 | €63,749 | €50,376 | ▼ 21.0% |
| Investment in fixed assets (approximation) | - | €0 | -€5,000 | -€13,542 | -€7,664 | ▲ 43.4% |
| Change in cash | - | €1,384 | €3,392 | -€5,239 | €3,413 | ▲ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
20-07
State Gazette act
Resignation: GALLEGOS Christelle (manager)Appointment: GALLEGOS Christelle (non-statutory director) · Statutes amendment · Capital conversion10 facts ▸
State Gazette act
Resignation: GALLEGOS Christelle (manager)
Appointment: GALLEGOS Christelle (non-statutory director) · Statutes amendment · Capital conversion10 facts ▸
- General meeting, 09-07-2026
- Statutes amendment
- Capital conversion, compte de capitaux propres statutairement indisponible
- Reserve release, unanimité, supprimer le compte de capitaux propres statutairement indisponible
- Statutes amendment
- Capital
- Director resignation, GALLEGOS Christelle (manager)
- Director appointment, GALLEGOS Christelle (non-statutory director)
- Other statement, décharge gérant démissionnaire, à décider
- Registered office clause, 7022 Mons(Hyon),rue des Américains 68
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1745 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €5,997
Net result €5,997 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial
Weakest financial yearnet -€28,715
Net result drops to -€28,715, the lowest in the series; recovery starts the following year.
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 95 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 75 days late
2019
31-12
Financial
Equity above €100,000Eq €106,458 ▲32%
2 profitable years in a row build equity to €106,458.
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 78 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
05-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 189 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 1 act read
Directors · office · real estate
Directors
1 director, no change since 2026
GALLEGOS Christelle
CurrentNon-statutory director · since 20-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1997
Ground area
1,560 m²
Building footprint
118 m²
Volume, LiDAR
710 m³
Parcel 53042B0060/00G000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Américains (H.) 68, 7022 Mons
since 19972.388.796.729
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53042B0060/00G000 | Wallonia | 1,559 m² | 1 · 118 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| GALLEGOS Christelle |
|
Articles of association
Who signs
Each director alone
Annual meeting
Last Saturday of June at 12:00
Duration
Unlimited
Purpose
La société a pour objet,tant en Belgique qu’à l’étranger,la gestion dans la plus large acceptation du terme,d'un patrimoine mobilier et immobilier,notamment la mise en location et…
Full purpose (6 activities)
- La société a pour objet,tant en Belgique qu’à l’étranger,la gestion dans la plus large acceptation du terme,d'un patrimoine mobilier et immobilier,notamment la mise en location et l'entretien d'immeubles.
- Dans le cadre de cette gestion,la société peut notamment acquérir,aliéner,prendre et donner à bail tous biens meubles et immeubles,contracter,consentir tous emprunts hypothécaires ou non,cette liste n'étant pas limitative.
- La société peut accomplir toutes opérations généralement quelconques se rapportant directement ou indirectement à son objet social,à l'exception de celles qui lui feraient perdre son caractère civil.
- La société pourra se porter caution solidaire et indivisible de tous engagements et obligations contractés par l'un ou plusieurs de ses associés;elle pourra affecter en hypothèque,en tout ou en partie,les immeubles sociaux,en garantie des engagements et obligations contractés par l'un ou plusieurs de ses associés;elle pourra se porter co-emprunteuse ou co-créditée de tout associé dans toutes opérations de prêt ou de crédit,par lui contractées.
- Elle peut s'intéresser par toutes voies,dans toutes affaires,entreprises ou sociétés ayant un objet identique,analogue,similaire ou connexe ou qui sont de nature à favoriser le développement de son entreprise.
- Elle peut,tant en Belgique qu'à l'étranger,faire toutes opérations commerciales,industrielles,immobilières,mobilières ou financières,se rattachant directement ou indirectement à son objet social.
Name clause
MAXIME IMMO
Registered office clause
Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales en Belgique et à l’étranger
Other statement
Compte de capitaux propres statutairement indisponible
Appels de fonds, détermine librement,au fur et à mesure des besoins et aux époques jugées utiles,versements ultérieurs sur actions souscrites en espèces non ent…
Pouvoir d administration, loi et statuts réservés à assemblée générale
Rémunération des administrateurs, fixe ou proportionnelle
Attributions et rémunérations éventuelles, gestion journalière
Contrôle de la société, un ou plusieurs commissaires
Article 18. Admission à l’assemblée générale
Administrateur ou à défaut actionnaire présent détenant le plus d actions ou en cas de parité le plus âgé, séances procès-verbaux
Délibérations, majorité des voix quel que soit nombre de titres représentés sauf loi ou statuts
Article 21. Prorogation
Répartition-réserves, assemblée générale
Élection de domicile, actionnaire,administrateur,commissaire,liquidateur,porteur obligations domicilié étranger
Tribunaux du siège, compétence judiciaire
Droit commun, clauses contraires réputées non écrites
1 more provision on this in the deed
Share issue rule
Apport en numéraire avec émission de nouvelles actions-droit de préférence, courrier électronique,à défaut courrier ordinaire le même jour
Share class
Nominatives, Code des sociétés et des associations
Transfer restriction
Moitié cédant,moitié acquéreurs au prorata si plusieurs, toutes cessions entre vifs à titre onéreux ou gratuit,volontaires ou forcées,exclusion et retrait inclu…
Board rule
Nombre,durée du mandat et pouvoirs en cas de pluralité, organe d administration
Dissolution rule
Modifications aux statuts, assemblée générale
Liquidation rule
Assemblée générale, pouvoirs et émoluments
Liquidation distribution
Proportion actions, appels complémentaires ou distributions préalables si actions non libérées
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Capital over the years
- 20-07-2026 Converted to unavailable equity · 20,451 EUR
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-1997
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460619643
Also
9925:BE0460619643
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.