MAXIMA
ActiveSummary
MAXIMA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.6m and a net result of €336,339. Equity is growing by ~7.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.81 in 2023; short-term debt: 9.1% and cash: 3.8% of total assets), and 9.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.8%
Return on assets
11.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
37 d early
2022
38 d early
2021
44 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€2.6m▲ 3.4%
2023 · €2.5m
Total assets
€2.9m▲ 7.9%
2023 · €2.7m
Net result
€336,339▲ 10.7%
2023 · €303,873
Working capital
€339,382▲ 204%
2023 · €111,484
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€115,799€179,065▲ 54.6%€367,650▲ 105%€456,278▲ 24.1%€470,665▲ 3.2%
Net result€250,960=€150,900▼ 39.9%€253,956▲ 68.3%€303,873▲ 19.7%€336,339▲ 10.7%
Equity€2.2m▲ 13.1%€2.1m▼ 4.3%€2.3m▲ 12.0%€2.5m▲ 8.9%€2.6m▲ 3.4%
Total assets€2.8m▲ 11.3%€2.7m▼ 2.6%€2.7m▼ 1.1%€2.7m▼ 0.1%€2.9m▲ 7.9%
Debt€557,254▲ 5.8%€579,225▲ 3.9%€348,142▼ 39.9%€139,173▼ 60.0%€264,779▲ 90.3%
Working capital€119,980▲ 483%-€141,900€34,800€111,484▲ 220%€339,382▲ 204%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.9m
Fixed assets
€2.3m ▼ 5.9%
Current assets
€602,837 ▲ 142%
Equity and liabilities €2.9m
Equity
€2.6m ▲ 3.4%
Debt
€264,779 ▲ 90.3%
Debt's share of the balance-sheet total rises from 5.2% to 9.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€614,716▲
2023 · €599,450
Cash flow
€480,389▲
2023 · €447,046
Current ratio
2.29▲
2023 · 1.81
Debt to equity
0.10▲
2023 · 0.05
ROE
12.8%▲
2023 · 12.0%
ROA
11.7%▲
2023 · 11.4%
Interest coverage
4604.61▲
2023 · 257.56
Debt ≤ 1 year
€263,456▲
2023 · €138,073
Income taxes
€150,705▼
2023 · €152,897
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €177,172 | €143,501 | €135,530 | €143,172 | €144,050 | ▲ 0.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | -€47,248 | - | - | - |
| Other operating charges640/8 | - | €7,635 | €7,624 | €7,413 | €8,257 | ▲ 11.4% |
| Gross operating margin9900 | €298,978 | €330,200 | €463,557 | €606,863 | €622,972 | ▲ 2.7% |
| Operating profit (loss)9901 | €115,799 | €179,065 | €367,650 | €456,278 | €470,665 | ▲ 3.2% |
| Financial income75/76B | - | €99,163 | €13,260 | €2,820 | €16,512 | ▲ 485% |
| Recurring financial income75 | €279,946 | €99,163 | €13,260 | €2,820 | €16,512 | ▲ 485% |
| Financial charges65/66B | - | €49,613 | €1,987 | €2,327 | €134 | ▼ 94.3% |
| Recurring financial charges65 | €16,330 | €49,613 | €1,987 | €2,327 | €134 | ▼ 94.3% |
| Profit (loss) for the period before taxes9903 | €379,415 | €228,615 | €378,924 | €456,771 | €487,044 | ▲ 6.6% |
| Income taxes67/77 | €128,454 | €77,716 | €124,967 | €152,897 | €150,705 | ▼ 1.4% |
| Profit (loss) for the period9904 | €250,960 | €150,900 | €253,956 | €303,873 | €336,339 | ▲ 10.7% |
| Profit (loss) for the period to be appropriated9905 | €250,960 | €150,900 | €253,956 | €303,873 | €336,339 | ▲ 10.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.8m | €2.7m | €2.7m | €2.7m | €2.9m | ▲ 7.9% |
| Fixed assets21/28 | €2.6m | €2.5m | €2.5m | €2.4m | €2.3m | ▼ 5.9% |
| Tangible fixed assets22/27 | €2.6m | €2.5m | €2.5m | €2.4m | €2.3m | ▼ 5.9% |
| Land and buildings22 | - | €2.4m | €2.4m | €2.2m | €2.1m | ▼ 5.0% |
| Plant, machinery and equipment23 | - | €94,204 | €81,854 | €69,719 | €57,897 | ▼ 17.0% |
| Furniture and vehicles24 | - | €18,268 | €74,341 | €97,702 | €82,028 | ▼ 16.0% |
| Other tangible fixed assets26 | - | €9,699 | €10,413 | €7,817 | €5,221 | ▼ 33.2% |
| Financial fixed assets28 | €60 | €60 | €60 | €60 | €60 | = |
| Current assets29/58 | €218,842 | €169,762 | €158,693 | €249,557 | €602,837 | ▲ 142% |
| Amounts receivable within one year40/41 | €81,299 | €93,509 | €122,302 | €228,560 | €461,858 | ▲ 102% |
| Trade receivables40 | - | €78,282 | €107,076 | €118,525 | €121,527 | ▲ 2.5% |
| Other amounts receivable41 | - | €15,226 | €15,226 | €110,035 | €340,331 | ▲ 209% |
| Cash at bank and in hand54/58 | €95,133 | €71,753 | €31,741 | €16,396 | €110,755 | ▲ 575% |
| Deferred charges and accrued income490/1 | - | €4,500 | €4,649 | €4,600 | €30,224 | ▲ 557% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.8m | €2.7m | €2.7m | €2.7m | €2.9m | ▲ 7.9% |
| Equity10/15 | €2.2m | €2.1m | €2.3m | €2.5m | €2.6m | ▲ 3.4% |
| Contributions10/11 | - | €20,460 | €20,460 | €20,460 | €20,460 | = |
| Reserves13 | €2.1m | €2.1m | €2.3m | €2.5m | €2.6m | ▲ 3.4% |
| Tax-exempt reserves132 | - | €39,995 | €39,995 | €39,995 | €39,995 | = |
| Distributable reserves133 | - | €2.0m | €2.3m | €2.5m | €2.6m | ▲ 3.5% |
| Profit (loss) carried forward14 | €2,756 | €2,756 | €2,756 | €2,756 | €2,756 | = |
| Provisions and deferred taxes16 | €47,248 | €47,248 | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | €47,248 | - | - | - | - |
| Pensions and similar obligations160 | - | €47,248 | - | - | - | - |
| Amounts payable17/49 | €557,254 | €579,225 | €348,142 | €139,173 | €264,779 | ▲ 90.3% |
| Amounts payable after more than one year17 | €457,342 | €267,563 | €224,250 | - | - | - |
| Financial debts170/4 | - | €267,563 | €224,250 | - | - | - |
| Amounts payable within one year42/48 | €98,862 | €311,662 | €123,892 | €138,073 | €263,456 | ▲ 90.8% |
| Current portion of amounts payable after more than one year42 | - | €43,053 | €43,313 | - | - | - |
| Trade debts44 | €11,318 | €18,155 | €5,253 | €7,775 | €11,034 | ▲ 41.9% |
| Suppliers440/4 | - | €18,155 | €5,253 | €7,775 | €11,034 | ▲ 41.9% |
| Taxes, remuneration and social security45 | - | €15,192 | €5,199 | €37,767 | €14,067 | ▼ 62.8% |
| Taxes450/3 | - | €15,192 | €5,199 | €37,767 | €14,067 | ▼ 62.8% |
| Other amounts payable47/48 | - | €235,262 | €70,126 | €92,530 | €238,355 | ▲ 158% |
| Accrued charges and deferred income492/3 | - | - | - | €1,100 | €1,323 | ▲ 20.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €250,960 | €150,900 | €253,956 | €303,873 | €336,339 | ▲ 10.7% |
| + Depreciation and write-downs630 | €177,172 | €143,501 | €135,530 | €143,172 | €144,050 | ▲ 0.6% |
| Operating cash flow (approximation) | €428,133 | €294,400 | €389,487 | €447,046 | €480,389 | ▲ 7.5% |
| Investment in fixed assets (approximation) | - | -€120,452 | -€117,975 | -€49,812 | -€1,814 | ▲ 96.4% |
| Change in cash | - | -€23,380 | -€40,012 | -€15,344 | €94,359 | ▲ 715% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €336,339 ▲10.7%
Operating result €470,665, net result €336,339, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.28
Current ratio from 0.54 to 1.28; short-term debt falls from €311,662 to €123,892.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €2mEq €2.2m ▲13.1%
3 profitable years in a row build equity to €2.2m.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 2 establishment units since 2003
Ground area
5,877 m²
Building footprint
684 m²
Volume, LiDAR
10,096 m³
2 parcels, Flanders · tallest building 24.1 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
MAXIMA
since 20032.184.632.317
MAXIMA
since 20212.323.253.235
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048C0020/00G000 | Flanders | 5,436 m² | 1 · 272 m² | 7.2 m · 2 fl. |
| 35013A1250/00E000 | Flanders | 441 m² | 1 · 412 m² | 24.1 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 215 EUR awarded · 215 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 51 EUR |
| 2023 | 1 | 108 EUR | 108 EUR |
| 2022 | 1 | 56 EUR | 56 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
5493008SC0EMCN1SSK77
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2003
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479327379
Registered
28-07-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.