MAXIM-T
ActiveThe computed 12-month bankruptcy probability of MAXIM-T is 2.4% (moderate). The 2025 annual accounts show equity of €11k and a net result of €-6k. Equity is shrinking by ~49.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 10% of 1298 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+1
Solvency27=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.1 against 0.09 in 2024; short-term debt: 30.1% and cash: 1.6% of total assets), and 98.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-6k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1298 sector peers (2025).
NBB · sector comparisonPosition among 1298 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
69 d early
2023
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 34.0%
2024 · €17k
2023: €28k
2024: €17k
2023 → 2025
Total assets
€719k▼ 4.6%
2024 · €753k
2023: €41k
2024: €753k
2023 → 2025
Net result
€-6k▲ 47.7%
2024 · €-11k
2023: €23k
2024: €-11k
2023 → 2025
Working capital
€-194k▼ 1.9%
2024 · €-190k
2023: €22k
2024: €-190k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€17k▼ 39.4%€11k▼ 34.0%
Operating result€29k-€5k▼ 83.3%€16k▲ 218%
Net result€23k-€-11k€-6k▲ 47.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 218% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €719k
Fixed assets
€697k▼ 5.1%
Current assets
€22k▲ 15.6%
Equity and liabilities €719k
Equity
€11k▼ 34.0%
Debt
€707k▼ 3.9%
The debt ratio rises from 97.7% to 98.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€62k▲
2024 · €52k
Cash flow
€41k▲
2024 · €35k
Solvency
1.6%▼
2024 · 2.3%
Current ratio
0.10▲
2024 · 0.09
Quick ratio
0.10▲
2024 · 0.09
Debt / equity
62.50▲
2024 · 42.91
ROE
-51.6%▲
2024 · -65.1%
ROA
-0.8%▲
2024 · -1.5%
Interest coverage
3.22▲
2024 · 3.21
Debt
€707k▼
2024 · €736k
Debt ≤ 1 year
€216k▲
2024 · €210k
Debt > 1 year
€491k▼
2024 · €523k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€753k€719k▼
Fixed assets21/28€734k€697k▼
Tangible fixed assets22/27€734k€697k▼
Land and buildings22€729k€694k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€19k€22k▲
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€3k€10k▲
Cash at bank and in hand54/58€16k€12k▼
Deferred charges and accrued income490/1€75€187▲
Equity and liabilities
Total equity and liabilities10/49€753k€719k▼
Equity10/15€17k€11k▼
Contributions10/11€5k€5k=
Reserves13€23k€23k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-11k€-17k▼
Amounts payable17/49€736k€707k▼
Amounts payable after more than one year17€523k€491k▼
Financial debts170/4€523k€491k▼
Amounts payable within one year42/48€210k€216k▲
Current portion of amounts payable after more than one year42€30k€31k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€175k€180k▲
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€47k▼
Other operating charges640/8€3k€745▼
Gross operating margin9900€55k€63k▲
Operating profit (loss)9901€5k€16k▲
Financial charges65/66B€16k€19k▲
Recurring financial charges65€16k€19k▲
Profit (loss) for the period before taxes9903€-11k€-4k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-11k€-6k▲
Profit (loss) for the period to be appropriated9905€-11k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-17k▼
Profit (loss) brought forward from the previous period14P-€-11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼148%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eusselsstraat(MRH) 52200 HerentalsGround area
659 m²
Building footprint
122 m²
Volume, LiDAR
838 m³
Parcel 13026A0279/00C002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAXIM-T
since 20222.339.507.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13026A0279/00C002 | Flanders | 659 m² | 1 · 122 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VB Engineering & Agro
BE 1003.821.425
Maldegem · Eq €11k
Maxmotors
BE 1018.960.155
Zulte · Eq €11k
EVOTECHNIX
BE 1017.559.001
Sombreffe · Eq €11k
CARRON TUINMACHINES
BE 1029.468.621
Zedelgem · Eq €11k
VDC Worx
BE 1003.609.807
Hamme (Vl.) · Eq €11k
Of 3,714 companies in sector 33120 we hold annual accounts for 1,341. 675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2022
Fiscal year end31-12
Activities, NACEBEL
33120Repair and maintenance of machinery
33170Repair, maintenance and installation of machinery and equipment
46140Agents in the wholesale of industrial machinery, ships and aircraft
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.