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Maxim Steinmeyer

Active
Private limited companyfounded 2024active for 2 yearsLuithagenlaan 3, 2640 Mortsel, BelgiumKBO/BCE: BE 1012.035.246
Summary

Maxim Steinmeyer has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,807 and a net result of €1,792. Its solvency ranks better than 23% of 20,620 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Physiotherapy
NACE 86951
1 site
Size
≈ €67,000turnover 2025, estimated
Equity
€10,807
Profit
€1,792
Turnover estimated from the gross margin
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 7 days late
Why 91lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 0.67, cash €12,421Figures for financial year 2025 (filed 14-08-2026)Size: total assets €41,705Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 30% of its sector peers (NACE 86, micro)
Financial strength · tick = 2024
Average
Solvency 51+5
equity 25.9% of total assets
Liquidity 47-5
short-term debt 74.1% · cash 29.8%
Profitability 74-15
return on assets 4.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,138 companies, NACE 86, micro)
Last 24 months 08-2025: 0.3%highest value 09-2025: < 0.1%▼ -0.3 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.67, compared with 0.53 in 2024, below 1; short-term debt: 74.1% and cash: 29.8% of total assets), and 74.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 24% on solvency, 15% on liquidity, 18% on profitability and 64% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 0.67, cash €12,421
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 14-08-2026)
NBB · annual accounts
lowers risk · Size: total assets €41,705
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 20620 sector peers (2025).
NBB · sector comparison
Position among 20620 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
7 days late
2024
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 6 days after the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: STEINMEYER Maxim Marie-Jeanne Raymond…

Financials · financial year 2025, micro format

2025 annual accounts filed late (7 days) Filed on 7 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00397506.

Turnover
≈ €67,000
Estimated: probably between €43,000 and €120,000
Total assets
€41,705▼ 1.9%
2024 · €42,495
Net result
€1,792▼ 74.5%
2024 · €7,015
Working capital
-€10,299▲ 34.5%
2024 · -€15,730
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 59% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€4,231 2025 Net result€1,792 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€10,349-€4,231▼ 59.1%
Net result€7,015below the sector's middle half-€1,792below the sector's middle half▼ 74.5%
Equity€9,015below the sector's middle half-€10,807below the sector's middle half▲ 19.9%
Total assets€42,495below the sector's middle half-€41,705below the sector's middle half▼ 1.9%
Debt€33,480-€30,898▼ 7.7%
Working capital-€15,730below the sector's middle half--€10,299below the sector's middle half▲ 34.5%
Solvency21.2%below the sector's middle half-25.9%below the sector's middle half▲ 4.7pp
Current ratio0.53below the sector's middle half-0.67below the sector's middle half▲ 0.14
Return on assets (ROA)16.5%within the sector's middle half-4.3%below the sector's middle half▼ 12.2pp
above within below the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,705
Fixed assets €21,105 ▼ 14.7%
Current assets €20,600 ▲ 16.1%
Equity and liabilities €41,705
Equity €10,807 ▲ 19.9%
Debt €30,898 ▼ 7.7%
Debt's share of the balance-sheet total falls from 78.8% to 74.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,969▼
2024 · €12,329
Cash flow
€7,530▼
2024 · €8,995
Debt to equity
2.86▼
2024 · 3.71
ROE
16.6%▼
2024 · 77.8%
Interest coverage
over 100▲
2024 · 14.02
Debt ≤ 1 year
€30,898▼
2024 · €33,480
Income taxes
€2,390▼
2024 · €2,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,542 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 94.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
3.5% went bankrupt
1.2% stopped otherwise
94.8% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,542 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,495€41,705▼
Fixed assets21/28€24,746€21,105▼
Tangible fixed assets22/27€24,746€21,105▼
Furniture and vehicles24€24,746€21,105▼
Current assets29/58€17,749€20,600▲
Amounts receivable within one year40/41€2,100€7,693▲
Trade receivables40€2,100€7,693▲
Cash at bank and in hand54/58€15,244€12,421▼
Deferred charges and accrued income490/1€406€485▲
Equity and liabilities
Total equity and liabilities10/49€42,495€41,705▼
Equity10/15€9,015€10,807▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€7,015€8,807▲
Amounts payable17/49€33,480€30,898▼
Amounts payable within one year42/48€33,480€30,898▼
Trade debts44€687€199▼
Suppliers440/4€687€199▼
Taxes, remuneration and social security45€2,455€2,390▼
Taxes450/3€2,455€2,390▼
Other amounts payable47/48€30,338€28,310▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,979€5,738▲
Other operating charges640/8€595€756▲
Gross operating margin9900€12,924€10,725▼
Operating profit (loss)9901€10,349€4,231▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€879€51▼
Recurring financial charges65€879€51▼
Profit (loss) for the period before taxes9903€9,470€4,181▼
Income taxes67/77€2,455€2,390▼
Profit (loss) for the period9904€7,015€1,792▼
Profit (loss) for the period to be appropriated9905€7,015€1,792▼
Appropriation of the result
Profit (loss) to be appropriated9906€7,015€8,807▲
Profit (loss) brought forward from the previous period14P-€7,015

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,979€5,738▲ 190%
Other operating charges640/8€595€756▲ 26.9%
Gross operating margin9900€12,924€10,725▼ 17.0%
Operating profit (loss)9901€10,349€4,231▼ 59.1%
Financial income75/76B-€1-
Recurring financial income75-€1-
Financial charges65/66B€879€51▼ 94.2%
Recurring financial charges65€879€51▼ 94.2%
Profit (loss) for the period before taxes9903€9,470€4,181▼ 55.8%
Income taxes67/77€2,455€2,390▼ 2.7%
Profit (loss) for the period9904€7,015€1,792▼ 74.5%
Profit (loss) for the period to be appropriated9905€7,015€1,792▼ 74.5%
Line20242025Change
Assets
Total assets20/58€42,495€41,705▼ 1.9%
Fixed assets21/28€24,746€21,105▼ 14.7%
Tangible fixed assets22/27€24,746€21,105▼ 14.7%
Furniture and vehicles24€24,746€21,105▼ 14.7%
Current assets29/58€17,749€20,600▲ 16.1%
Amounts receivable within one year40/41€2,100€7,693▲ 266%
Trade receivables40€2,100€7,693▲ 266%
Cash at bank and in hand54/58€15,244€12,421▼ 18.5%
Deferred charges and accrued income490/1€406€485▲ 19.6%
Equity and liabilities
Total equity and liabilities10/49€42,495€41,705▼ 1.9%
Equity10/15€9,015€10,807▲ 19.9%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€7,015€8,807▲ 25.5%
Amounts payable17/49€33,480€30,898▼ 7.7%
Amounts payable within one year42/48€33,480€30,898▼ 7.7%
Trade debts44€687€199▼ 71.1%
Suppliers440/4€687€199▼ 71.1%
Taxes, remuneration and social security45€2,455€2,390▼ 2.7%
Taxes450/3€2,455€2,390▼ 2.7%
Other amounts payable47/48€30,338€28,310▼ 6.7%
Line20242025Change
Profit (loss) for the period9904€7,015€1,792▼ 74.5%
+ Depreciation and write-downs630€1,979€5,738▲ 190%
Operating cash flow (approximation)€8,995€7,530▼ 16.3%
Investment in fixed assets (approximation)--€2,098-
Change in cash--€2,823-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 07-08-2026 2026-00397506
31-12-2024 micro format 04-08-2025 2025-00360565

Similar companies · same sector, comparable size

Of the 12,614 active companies whose main activity is physiotherapy (NACE 86951), figures are known for 2,250. 1,683 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
STEINMEYER Maxim Marie-Jeanne Raymond
Director · since 01-08-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
STEINMEYER Maxim Marie-Jeanne Raymond
  • Director, from 01-08-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 01-08-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 01-08-2024 Incorporation · €2,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 30 July 2024, Maxim Steinmeyer was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 STEINMEYER Maxim Marie-Jeanne Raymond has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-08-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 7 days late
2025
04-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 4 days late
2024
01-08
Gazette deed Incorporation
Appointment: STEINMEYER Maxim Marie-Jeanne Raymond (director) · Permanent representative: Lauwens Jolien · Founder9 facts ▸
  • Incorporation, “Maxim Steinmeyer” (deed in Dutch)
  • Founder, STEINMEYER Maxim Marie-Jeanne Raymond
  • Founding capital, €2,000
  • Bank account, 2000, “stortingen” (deed in Dutch)
  • Registered office clause, “2640 Mortsel,Luithagenlaan 3” (deed in Dutch)
  • Board rule, 1
  • Director appointment, STEINMEYER Maxim Marie-Jeanne Raymond (director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Permanent representative, Lauwens Jolien
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded30-07-2024
Financial year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
82990Other business support services
85510Sports and recreation education
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012035246
Registered 29-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
531 m²
Building footprint
147 m²
Building volume
967 m³
Parcel 11513C0003/00R003, Flanders · tallest building 9.7 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Maxim Steinmeyer
Luithagenlaan 3, 2640 MortselPhysiotherapy
since 2024unit no. 2.362.473.996
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11513C0003/00R003 Flanders 531 m² 1 · 146 m² 9.7 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited

deed of 01-08-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Natuurlijke personen of rechtspersonen, 1” (deed in Dutch)

deed of 01-08-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June

deed of 01-08-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Buitengewone algemene vergadering, door de rechter” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 01-08-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Drie jaar, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Op naam, gelijk recht in winstverdeling en vereffeningsaldo” (deed in Dutch)
Other provision: “Administratieve en exploitatiezetels, België of buitenland” (deed in Dutch)
Other provision: “Elk aandeel gelijk aandeel, winstverdeling” (deed in Dutch)
Liquidation distribution: “Goederen in natura op dezelfde wijze verdeeld, netto actief verdeeld naar verhouding aantal aandelen” (deed in Dutch)
Other provision: “/, website en e-mailadres” (deed in Dutch)
3 more provisions in the deed, see the deed of 01-08-2024

deed of 01-08-2024