MAXICLIM
ActiveSummary
The computed 12-month bankruptcy probability of MAXICLIM is 1.9% (moderate). The 2024 annual accounts show equity of €13k and a net result of €4k. Equity is growing by ~75% per year across the filed fiscal years. Its solvency ranks better than 41% of 15865 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-28
Solvency53▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.73 in 2023; short-term debt: 70.4% and cash: 3.1% of total assets), and 72% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28%
Return on assets
8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2023
68 d late
2022
61 d early
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€13k▲ 40.1%
2023 · €9k
Total assets
€46k▼ 15.5%
2023 · €54k
Net result
€4k▼ 85.1%
2023 · €25k
Working capital
€-3k▲ 78.6%
2023 · €-12k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€-20k-€-3k▲ 83.1%€28k€6k▼ 78.4%
Net result€-24k-€-6k▲ 73.8%€25k€4k▼ 85.1%
Equity€-9k-€-16k▼ 67.0%€9k€13k▲ 40.1%
Total assets€105k-€62k▼ 40.5%€54k▼ 13.0%€46k▼ 15.5%
Debt€114k-€78k▼ 31.7%€45k▼ 42.1%€33k▼ 26.8%
Working capital€-60k-€-38k▲ 36.3%€-12k▲ 69.2%€-3k▲ 78.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 78% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets
€16k ▼ 26.1%
Current assets
€30k ▼ 8.4%
Equity and liabilities €46k
Equity
€13k ▲ 40.1%
Debt
€33k ▼ 26.8%
Debt's share of the balance-sheet total falls from 83.1% to 72.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €35k
Cash flow
€10k▼
2023 · €33k
Current ratio
0.92▲
2023 · 0.73
Quick ratio
0.61▲
2023 · 0.50
Debt to equity
2.57▼
2023 · 4.91
ROE
28.6%▼
2023 · 269.7%
ROA
8.0%▼
2023 · 45.6%
Interest coverage
5.19▼
2023 · 12.43
Debt ≤ 1 year
€32k▼
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €326 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €8k | €8k | €6k | ▼ 25.4% |
| Other operating charges640/8 | €3k | €779 | €420 | €268 | ▼ 36.2% |
| Non-recurring operating charges66A | €4k | €9k | - | - | - |
| Gross operating margin9900 | €9k | €14k | €36k | €12k | ▼ 66.3% |
| Operating profit (loss)9901 | €-20k | €-3k | €28k | €6k | ▼ 78.4% |
| Financial income75/76B | €2 | €0 | - | - | - |
| Recurring financial income75 | €2 | €0 | - | - | - |
| Financial charges65/66B | €4k | €3k | €3k | €2k | ▼ 20.3% |
| Recurring financial charges65 | €4k | €3k | €3k | €2k | ▼ 20.3% |
| Profit (loss) for the period before taxes9903 | €-24k | €-6k | €25k | €4k | ▼ 85.1% |
| Profit (loss) for the period9904 | €-24k | €-6k | €25k | €4k | ▼ 85.1% |
| Profit (loss) for the period to be appropriated9905 | €-24k | €-6k | €25k | €4k | ▼ 85.1% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €105k | €62k | €54k | €46k | ▼ 15.5% |
| Fixed assets21/28 | €61k | €25k | €22k | €16k | ▼ 26.1% |
| Tangible fixed assets22/27 | €60k | €25k | €21k | €15k | ▼ 27.0% |
| Plant, machinery and equipment23 | €3k | €667 | €2k | €1k | ▼ 29.1% |
| Furniture and vehicles24 | €5k | €9k | €7k | €4k | ▼ 41.6% |
| Leasing and similar rights25 | €34k | €6k | €2k | - | - |
| Other tangible fixed assets26 | €19k | €10k | €10k | €10k | = |
| Financial fixed assets28 | €330 | €330 | €743 | €743 | = |
| Current assets29/58 | €44k | €37k | €32k | €30k | ▼ 8.4% |
| Stocks and contracts in progress3 | €8k | €12k | €10k | €10k | ▼ 1.5% |
| Stocks30/36 | €8k | €12k | €10k | €10k | ▼ 1.5% |
| Amounts receivable within one year40/41 | €32k | €22k | €19k | €16k | ▼ 15.7% |
| Trade receivables40 | €26k | €17k | €13k | €8k | ▼ 37.4% |
| Other amounts receivable41 | €6k | €5k | €5k | €7k | ▲ 37.0% |
| Cash at bank and in hand54/58 | €41 | €1k | €2k | €1k | ▼ 14.3% |
| Deferred charges and accrued income490/1 | €4k | €2k | €2k | €3k | ▲ 31.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €105k | €62k | €54k | €46k | ▼ 15.5% |
| Equity10/15 | €-9k | €-16k | €9k | €13k | ▲ 40.1% |
| Contributions10/11 | €22k | €22k | €22k | €22k | = |
| Reserves13 | €37k | €37k | €37k | €37k | = |
| Non-distributable reserves130/1 | €100 | €100 | €100 | €100 | = |
| Reserves not available under the articles1311 | €100 | €100 | €100 | €100 | = |
| Distributable reserves133 | €37k | €37k | €37k | €37k | = |
| Profit (loss) carried forward14 | €-68k | €-74k | €-50k | €-46k | ▲ 7.4% |
| Amounts payable17/49 | €114k | €78k | €45k | €33k | ▼ 26.8% |
| Amounts payable after more than one year17 | €10k | €3k | - | - | - |
| Financial debts170/4 | €10k | €3k | - | - | - |
| Amounts payable within one year42/48 | €104k | €75k | €44k | €32k | ▼ 27.2% |
| Current portion of amounts payable after more than one year42 | €12k | €7k | €2k | - | - |
| Financial debts43 | €13k | €14k | €14k | €15k | ▲ 7.9% |
| Credit institutions430/8 | €13k | €14k | €14k | €15k | ▲ 7.9% |
| Trade debts44 | €52k | €37k | €16k | €13k | ▼ 19.2% |
| Suppliers440/4 | €52k | €37k | €16k | €13k | ▼ 19.2% |
| Taxes, remuneration and social security45 | €0 | - | - | - | - |
| Taxes450/3 | €0 | - | - | - | - |
| Other amounts payable47/48 | €26k | €17k | €12k | €5k | ▼ 62.6% |
| Accrued charges and deferred income492/3 | - | - | €749 | €700 | ▼ 6.5% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-24k | €-6k | €25k | €4k | ▼ 85.1% |
| + Depreciation and write-downs630 | €23k | €8k | €8k | €6k | ▼ 25.4% |
| Operating cash flow (approximation) | €-982 | €2k | €33k | €10k | ▼ 70.7% |
| Investment in fixed assets (approximation) | - | €27k | €-4k | €-176 | ▲ 95.8% |
| Change in cash | - | €1k | €269 | €-234 | ▼ 187% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2013
Ground area
3,686 m²
Building footprint
1,627 m²
Volume, LiDAR
15,248 m³
2 parcels, Brussels, Wallonia · tallest building 21.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Lutremange 1, 6600 Bastogne
since 20132.226.748.331
MAXICLIM
since 20172.260.132.860
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82033E0416/00C002 | Wallonia | 2,396 m² | 1 · 296 m² | 11.1 m · 3 fl. |
| 21445C0272/00M005 | Brussels | 1,289 m² | 1 · 1,331 m² | 21.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 828 companies in sector 46620 we hold annual accounts for 642. 112 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46620Wholesale of machine tools
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
46130Agents in the wholesale of timber and building materials
46842Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.