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Maxi soins

Active
Private limited companyfounded 20224 yrs activeRue Seraphin Anthoine 55 A, 6032 Charleroi, BelgiumKBO/BCE: BE 0785.675.650
Summary

Maxi soins has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6,587 and a net result of €40,379. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 8% of 19922 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency31▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
5.9%
Return on assets
36.4%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 19922 sector peers (2024).
NBB · sector comparison
Position among 19922 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
55 d late
2023
56 d late
2022
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Maxi soins was incorporated on 3 May 2022 as a Private limited company.1 Total assets rose from EUR 37,793 in 2022 to EUR 110,785 in 2024 and headcount from 0.3 to 2.5 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€6,587▲ 6.1%
2023 · €6,208
Total assets
€110,785▲ 56.7%
2023 · €70,716
Net result
€40,379▼ 7.5%
2023 · €43,667
Working capital
€41,843▲ 1,134%
2023 · €3,391
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€27,500-€60,866▲ 121%€54,716▼ 10.1%
Net result€21,041within the sector's middle half-€43,667within the sector's middle half▲ 108%€40,379within the sector's middle half▼ 7.5%
Equity€2,541below the sector's middle half-€6,208below the sector's middle half▲ 144%€6,587below the sector's middle half▲ 6.1%
Total assets€37,793below the sector's middle half-€70,716below the sector's middle half▲ 87.1%€110,785below the sector's middle half▲ 56.7%
Debt€35,252-€64,508▲ 83.0%€104,199▲ 61.5%
Working capital€776below the sector's middle half-€3,391below the sector's middle half▲ 337%€41,843within the sector's middle half▲ 1,134%
Solvency6.7%below the sector's middle half-8.8%below the sector's middle half▲ 2.1pp5.9%below the sector's middle half▼ 2.8pp
Current ratio1.02below the sector's middle half-1.05below the sector's middle half▲ 0.031.63within the sector's middle half▲ 0.58
Return on assets (ROA)55.7%above the sector's middle half-61.7%above the sector's middle half▲ 6.1pp36.4%within the sector's middle half▼ 25.3pp
Staff (FTE)0.3-2.4▲ 700%2.5▲ 4.2%
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2022: €27,500€27,500Net result 2022: €21,041€21,041Operating result 2023: €60,866€60,866Net result 2023: €43,667€43,667Operating result 2024: €54,716€54,716Net result 2024: €40,379€40,379202220232024€0€20,000€40,000€60,000Operating result 2022: €27,500€27,500Net result 2022: €21,041€21,000Operating result 2023: €60,866€60,900Net result 2023: €43,667€43,700Operating result 2024: €54,716€54,700Net result 2024: €40,379€40,400202220232024
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110,785
Fixed assets €2,387 ▼ 15.2%
Current assets €108,399 ▲ 59.6%
Equity and liabilities €110,785
Equity €6,587 ▲ 6.1%
Debt €104,199 ▲ 61.5%
Debt's share of the balance-sheet total rises from 91.2% to 94.1%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€56,466▼
2023 · €62,325
Cash flow
€42,130▼
2023 · €45,125
Debt to equity
15.82▲
2023 · 10.39
ROE
613.0%▼
2023 · 703.4%
Interest coverage
21.69▼
2023 · 162.10
Debt ≤ 1 year
€66,556▲
2023 · €64,508
Debt > 1 year
€36,477
Income taxes
€16,281▼
2023 · €19,052
Staff costs
€196,949▲
2023 · €182,393
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet Code20232024
Assets
Total assets20/58€70,716€110,785▲
Fixed assets21/28€2,816€2,387▼
Tangible fixed assets22/27€2,816€2,387▼
Furniture and vehicles24€2,816€2,387▼
Current assets29/58€67,899€108,399▲
Amounts receivable within one year40/41€67,442€101,596▲
Trade receivables40-€15,199
Other amounts receivable41€67,442€86,397▲
Deferred charges and accrued income490/1€457€6,803▲
Equity and liabilities
Total equity and liabilities10/49€70,716€110,785▲
Equity10/15€6,208€6,587▲
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€4,708€5,087▲
Amounts payable17/49€64,508€104,199▲
Amounts payable after more than one year17-€36,477
Financial debts170/4-€36,477
Amounts payable within one year42/48€64,508€66,556▲
Current portion of amounts payable after more than one year42-€9,144
Financial debts43€4,189€8,491▲
Credit institutions430/8€4,189€8,491▲
Trade debts44€18,179€22,703▲
Suppliers440/4€18,179€22,703▲
Taxes, remuneration and social security45€42,140€26,218▼
Taxes450/3€16,052€6,000▼
Remuneration and social security454/9€26,088€20,218▼
Accrued charges and deferred income492/3-€1,166
Income statement Code20232024
Remuneration, social security and pensions62€182,393€196,949▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,458€1,750▲
Other operating charges640/8€384€437▲
Gross operating margin9900€245,102€253,851▲
Operating profit (loss)9901€60,866€54,716▼
Financial income75/76B€2,237€4,548▲
Recurring financial income75€1,326€3,053▲
Non-recurring financial income76B€911€1,495▲
Financial charges65/66B€384€2,603▲
Recurring financial charges65€384€2,603▲
Profit (loss) for the period before taxes9903€62,718€56,661▼
Income taxes67/77€19,052€16,281▼
Profit (loss) for the period9904€43,667€40,379▼
Profit (loss) for the period to be appropriated9905€43,667€40,379▼
Appropriation of the result
Profit (loss) to be appropriated9906€44,708€45,087▲
Profit (loss) brought forward from the previous period14P€1,041€4,708▲
Profit to be distributed694/7€40,000€40,000=
Return on contributions (dividend)694€40,000€40,000=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62€17,127€182,393€196,949▲ 8.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€555€1,458€1,750▲ 20.0%
Other operating charges640/8€398€384€437▲ 13.5%
Gross operating margin9900€45,579€245,102€253,851▲ 3.6%
Operating profit (loss)9901€27,500€60,866€54,716▼ 10.1%
Financial income75/76B€0€2,237€4,548▲ 103%
Recurring financial income75€0€1,326€3,053▲ 130%
Non-recurring financial income76B-€911€1,495▲ 64.2%
Financial charges65/66B€62€384€2,603▲ 577%
Recurring financial charges65€62€384€2,603▲ 577%
Profit (loss) for the period before taxes9903€27,438€62,718€56,661▼ 9.7%
Income taxes67/77€6,397€19,052€16,281▼ 14.5%
Profit (loss) for the period9904€21,041€43,667€40,379▼ 7.5%
Profit (loss) for the period to be appropriated9905€21,041€43,667€40,379▼ 7.5%
Line202220232024Change
Assets
Total assets20/58€37,793€70,716€110,785▲ 56.7%
Fixed assets21/28€1,945€2,816€2,387▼ 15.2%
Tangible fixed assets22/27€1,945€2,816€2,387▼ 15.2%
Furniture and vehicles24€1,945€2,816€2,387▼ 15.2%
Current assets29/58€35,848€67,899€108,399▲ 59.6%
Amounts receivable within one year40/41€29,898€67,442€101,596▲ 50.6%
Trade receivables40€16,746-€15,199-
Other amounts receivable41€13,152€67,442€86,397▲ 28.1%
Cash at bank and in hand54/58€4,718---
Deferred charges and accrued income490/1€1,231€457€6,803▲ 1,387%
Equity and liabilities
Total equity and liabilities10/49€37,793€70,716€110,785▲ 56.7%
Equity10/15€2,541€6,208€6,587▲ 6.1%
Contributions10/11€1,500€1,500€1,500=
Profit (loss) carried forward14€1,041€4,708€5,087▲ 8.1%
Amounts payable17/49€35,252€64,508€104,199▲ 61.5%
Amounts payable after more than one year17--€36,477-
Financial debts170/4--€36,477-
Amounts payable within one year42/48€35,072€64,508€66,556▲ 3.2%
Current portion of amounts payable after more than one year42--€9,144-
Financial debts43-€4,189€8,491▲ 103%
Credit institutions430/8-€4,189€8,491▲ 103%
Trade debts44€19,453€18,179€22,703▲ 24.9%
Suppliers440/4€19,453€18,179€22,703▲ 24.9%
Taxes, remuneration and social security45€15,222€42,140€26,218▼ 37.8%
Taxes450/3€7,431€16,052€6,000▼ 62.6%
Remuneration and social security454/9€7,790€26,088€20,218▼ 22.5%
Other amounts payable47/48€398---
Accrued charges and deferred income492/3€180-€1,166-
Line202220232024Change
Profit (loss) for the period9904€21,041€43,667€40,379▼ 7.5%
+ Depreciation and write-downs630€555€1,458€1,750▲ 20.0%
Operating cash flow (approximation)€21,596€45,125€42,130▼ 6.6%
Investment in fixed assets (approximation)--€2,330-€1,321▲ 43.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial Highest result since 2022net €43,667 ▲108%
Operating result €60,866, net result €43,667, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
seat establishment approximate The establishment unit on the map
Ground area
949 m²
Building footprint
145 m²
Volume, LiDAR
800 m³
Parcel 52352B0442/00L000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maxi soins
Rue Seraphin Anthoine 55 A, 6032 CharleroiHuman health activities
since 20222.331.947.997
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52352B0442/00L000 Wallonia 949 m² 1 · 145 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,992 companies in sector 86940 we hold annual accounts for 1,810. 970 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
E-invoicing
Not found in the Peppol register

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.