MAXI CONCEPT
ActiveThe annual accounts of MAXI CONCEPT for fiscal year 2024 show a net loss of 59% of total assets. The 2024 annual accounts show equity of €1k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 76% of 5989 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-82
Solvency91▼-9
Growth53▼-20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
131 d late
2023
31 d late
2022
61 d late
2021
131 d late
2020
40 d late
2019
137 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€6k▼ 8.2%
2023 · €6k
2018: €4k
2021: €645
2022: €1k
2023: €6k
2018 → 2024
EBIT margin
-14.8%▼ 423.2pp
2023 · 408.3%
2018: -6.4%
2021: -479.5%
2022: -12.7%
2023: 408.3%
2018 → 2024
Net result
€-1k
2023 · €26k
2018: €-1k
2019: €-1k
2020: €-988
2021: €-3k
2022: €-182
2023: €26k
2018 → 2024
Working capital
€1k▼ 25.0%
2023 · €2k
2018: €-22k
2019: €-24k
2020: €-25k
2021: €-24k
2022: €-24k
2023: €2k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€645€1k▲ 72.6%€6k▲ 467%€6k▼ 8.2%
Equity€-23k-€-23k▲ 1.6%€-23k▼ 0.8%€3k€1k▼ 47.2%
Operating result€-935-€-3k▼ 231%€-141▲ 95.4%€26k€-861
Net result€-988-€-3k▼ 218%€-182▲ 94.2%€26k€-1k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €861 after €26k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2k
Fixed assets
€397▼ 70.2%
Current assets
€2k▼ 16.2%
Equity and liabilities €2k
Equity
€1k▼ 47.2%
Debt
€746▲ 3.4%
The debt ratio rises from 20.7% to 33.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72
Cash flow
€-376
Interest coverage
1.76
Debt
€746▲
2023 · €722
Debt ≤ 1 year
€681▲
2023 · €657
Income taxes
€407
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3k€2k▼
Fixed assets21/28€1k€397▼
Tangible fixed assets22/27€1k€397▼
Furniture and vehicles24€1k€397▼
Current assets29/58€2k€2k▼
Amounts receivable within one year40/41€2k€558▼
Trade receivables40€1k-
Other amounts receivable41€601€558▼
Cash at bank and in hand54/58€362€1k▲
Equity and liabilities
Total equity and liabilities10/49€3k€2k▼
Equity10/15€3k€1k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-7k€-8k▼
Amounts payable17/49€722€746▲
Amounts payable within one year42/48€657€681▲
Trade debts44€657-
Suppliers440/4€657-
Other amounts payable47/48-€681
Accrued charges and deferred income492/3€65€65=
Income statement
Code20232024
Turnover70€6k€6k▼
Goods, raw materials, services and sundry goods60/61€5k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€933
Other operating charges640/8€384€193▼
Gross operating margin9900€26k€265▼
Operating profit (loss)9901€26k€-861▼
Financial charges65/66B€40€41▲
Recurring financial charges65€40€41▲
Profit (loss) for the period before taxes9903€26k€-902▼
Income taxes67/77-€407
Profit (loss) for the period9904€26k€-1k▼
Profit (loss) for the period to be appropriated9905€26k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-8k▼
Profit (loss) brought forward from the previous period14P€-33k€-7k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 131 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Back to profitnet €26k
Net result €26k after 5 loss-making years.
31-12
Financial
Liquidity times 54current ratio 3.29
Current ratio from 0.06 to 3.29; short-term debt falls from €26k to €657.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 61 days late
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 131 days late
2021
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 40 days late
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 137 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 210 days late
2019
07-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 250 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tilleul 514041 HerstalGround area
269 m²
Building footprint
89 m²
Volume, LiDAR
451 m³
Parcel 62071A0408/00Y002, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAXI CONCEPT
since 20212.315.959.330
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62071A0408/00Y002 | Wallonia | 269 m² | 1 · 89 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 584 companies in sector 46496 we hold annual accounts for 384. 34 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2017
Fiscal year end31-12
Activities, NACEBEL
46496Wholesale trade
46150Agents in the wholesale of furniture, household goods and hardware
47639Retail sale of other sporting goods
47640Retail trade
47711Retail sale of women's outerwear
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.