MAXEMICAR
ActiveSummary
MAXEMICAR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20,473 and a net result of €68,729. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 17% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency44▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.13 in 2023; short-term debt: 80.7% and cash: 72.4% of total assets), and 80.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.3%
Return on assets
64.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-04-2025, 100 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
100 d early
2023
34 d early
2022
26 d early
2021
34 d early
2020
33 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€20,473▼ 0.1%
2023 · €20,494
Total assets
€106,271▲ 4.7%
2023 · €101,479
Net result
€68,729▲ 15.9%
2023 · €59,286
Working capital
€10,227▼ 3.8%
2023 · €10,631
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€55,451▲ 17.0%€64,654▲ 16.6%€62,549▼ 3.3%€77,200▲ 23.4%€89,721▲ 16.2%
Net result€42,936above the sector's middle half▲ 19.5%€50,312above the sector's middle half▲ 17.2%€48,743above the sector's middle half▼ 3.1%€59,286above the sector's middle half▲ 21.6%€68,729above the sector's middle half▲ 15.9%
Equity€20,503below the sector's middle half▼ 81.2%€20,465below the sector's middle half▼ 0.2%€20,509below the sector's middle half▲ 0.2%€20,494below the sector's middle half▼ 0.1%€20,473below the sector's middle half▼ 0.1%
Total assets€148,599within the sector's middle half▲ 8.2%€118,984within the sector's middle half▼ 19.9%€98,648within the sector's middle half▼ 17.1%€101,479within the sector's middle half▲ 2.9%€106,271within the sector's middle half▲ 4.7%
Debt€128,095▲ 356%€98,518▼ 23.1%€78,139▼ 20.7%€80,984▲ 3.6%€85,797▲ 5.9%
Working capital€18below the sector's middle half▼ 100.0%-€3,899below the sector's middle half-€7,334below the sector's middle half▼ 88.1%€10,631below the sector's middle half€10,227below the sector's middle half▼ 3.8%
Solvency13.8%below the sector's middle half▼ 65.7pp17.2%below the sector's middle half▲ 3.4pp20.8%below the sector's middle half▲ 3.6pp20.2%below the sector's middle half▼ 0.6pp19.3%below the sector's middle half▼ 0.9pp
Current ratio1.00below the sector's middle half▼ 4.460.95below the sector's middle half▼ 0.050.90below the sector's middle half▼ 0.051.13below the sector's middle half▲ 0.231.12below the sector's middle half▼ 0.01
Return on assets (ROA)28.9%above the sector's middle half▲ 2.7pp42.3%above the sector's middle half▲ 13.4pp49.4%above the sector's middle half▲ 7.1pp58.4%above the sector's middle half▲ 9.0pp64.7%above the sector's middle half▲ 6.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 16% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €106,271
Fixed assets
€10,246 ▲ 2.5%
Current assets
€96,024 ▲ 5.0%
Equity and liabilities €106,271
Equity
€20,473 ▼ 0.1%
Debt
€85,797 ▲ 5.9%
Debt's share of the balance-sheet total rises from 79.8% to 80.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€91,704▲
2023 · €79,686
Cash flow
€70,712▲
2023 · €61,772
Debt to equity
4.19▲
2023 · 3.95
ROE
335.7%▲
2023 · 289.3%
Interest coverage
37.90▼
2023 · 41.17
Debt ≤ 1 year
€85,797▲
2023 · €80,849
Income taxes
€19,003▲
2023 · €16,110
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | €7,016 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,500 | €11,915 | €12,440 | €2,486 | €1,983 | ▼ 20.2% |
| Other operating charges640/8 | - | €603 | €1,132 | €981 | €1,909 | ▲ 94.6% |
| Gross operating margin9900 | €65,980 | €77,171 | €76,121 | €80,667 | €93,613 | ▲ 16.0% |
| Operating profit (loss)9901 | €55,451 | €64,654 | €62,549 | €77,200 | €89,721 | ▲ 16.2% |
| Financial income75/76B | - | €0 | €1 | €131 | €430 | ▲ 228% |
| Recurring financial income75 | €0 | €0 | €1 | €131 | €430 | ▲ 228% |
| Financial charges65/66B | - | €633 | €526 | €1,936 | €2,420 | ▲ 25.0% |
| Recurring financial charges65 | €883 | €633 | €526 | €1,936 | €2,420 | ▲ 25.0% |
| Profit (loss) for the period before taxes9903 | €54,569 | €64,020 | €62,024 | €75,395 | €87,731 | ▲ 16.4% |
| Income taxes67/77 | €11,633 | €13,708 | €13,281 | €16,110 | €19,003 | ▲ 18.0% |
| Profit (loss) for the period9904 | €42,936 | €50,312 | €48,743 | €59,286 | €68,729 | ▲ 15.9% |
| Profit (loss) for the period to be appropriated9905 | €42,936 | €50,312 | €48,743 | €59,286 | €68,729 | ▲ 15.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €148,599 | €118,984 | €98,648 | €101,479 | €106,271 | ▲ 4.7% |
| Fixed assets21/28 | €47,179 | €39,257 | €30,969 | €9,998 | €10,246 | ▲ 2.5% |
| Tangible fixed assets22/27 | €47,179 | €39,257 | €30,969 | €9,998 | €10,246 | ▲ 2.5% |
| Plant, machinery and equipment23 | - | €1,116 | €616 | €116 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €34,284 | €25,182 | €970 | €186 | ▼ 80.8% |
| Other tangible fixed assets26 | - | €3,857 | €5,171 | €8,912 | €10,060 | ▲ 12.9% |
| Current assets29/58 | €101,419 | €79,726 | €67,679 | €91,481 | €96,024 | ▲ 5.0% |
| Amounts receivable within one year40/41 | €35,769 | €17,121 | €25,771 | €20,811 | €18,407 | ▼ 11.6% |
| Trade receivables40 | - | €14,852 | €15,440 | €16,646 | €16,984 | ▲ 2.0% |
| Other amounts receivable41 | - | €2,269 | €10,331 | €4,165 | €1,423 | ▼ 65.8% |
| Cash at bank and in hand54/58 | €64,999 | €62,037 | €41,329 | €70,017 | €76,919 | ▲ 9.9% |
| Deferred charges and accrued income490/1 | - | €569 | €579 | €653 | €699 | ▲ 7.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €148,599 | €118,984 | €98,648 | €101,479 | €106,271 | ▲ 4.7% |
| Equity10/15 | €20,503 | €20,465 | €20,509 | €20,494 | €20,473 | ▼ 0.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €43 | €5 | €49 | €34 | €13 | ▼ 62.0% |
| Amounts payable17/49 | €128,095 | €98,518 | €78,139 | €80,984 | €85,797 | ▲ 5.9% |
| Amounts payable after more than one year17 | €26,695 | €14,893 | €2,991 | €0 | - | - |
| Financial debts170/4 | - | €14,893 | €2,991 | €0 | - | - |
| Amounts payable within one year42/48 | €101,401 | €83,625 | €75,013 | €80,849 | €85,797 | ▲ 6.1% |
| Current portion of amounts payable after more than one year42 | - | €15,819 | €17,257 | €8,403 | €6,767 | ▼ 19.5% |
| Financial debts43 | - | €0 | - | - | - | - |
| Credit institutions430/8 | - | €0 | - | - | - | - |
| Trade debts44 | €1,224 | €1,964 | €1,014 | €3,484 | €1,935 | ▼ 44.5% |
| Suppliers440/4 | - | €1,964 | €1,014 | €3,484 | €1,935 | ▼ 44.5% |
| Taxes, remuneration and social security45 | - | €9,366 | €8,042 | €9,662 | €8,346 | ▼ 13.6% |
| Taxes450/3 | - | €6,546 | €5,222 | €6,842 | €5,526 | ▼ 19.2% |
| Remuneration and social security454/9 | - | €2,820 | €2,820 | €2,820 | €2,820 | = |
| Other amounts payable47/48 | - | €56,476 | €48,700 | €59,300 | €68,750 | ▲ 15.9% |
| Accrued charges and deferred income492/3 | - | - | €135 | €135 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,936 | €50,312 | €48,743 | €59,286 | €68,729 | ▲ 15.9% |
| + Depreciation and write-downs630 | €9,500 | €11,915 | €12,440 | €2,486 | €1,983 | ▼ 20.2% |
| Operating cash flow (approximation) | €52,435 | €62,227 | €61,183 | €61,772 | €70,712 | ▲ 14.5% |
| Investment in fixed assets (approximation) | - | -€3,993 | -€4,151 | €18,484 | -€2,231 | ▼ 112% |
| Change in cash | - | -€2,962 | -€20,708 | €28,688 | €6,902 | ▼ 75.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
04-09
State Gazette act
Appointment: Caroline BELDE (director)Power of attorney8 facts ▸
State Gazette act
Appointment: Caroline BELDE (director)
Power of attorney8 facts ▸
- General meeting, 24-07-2026
- Director appointment, Caroline BELDE (director)
- Power of attorney, VGD Accountants en Belastingconsulenten
- Power of attorney, Annelies VERMEIR
- Power of attorney, Linda SMULDERS
- Power of attorney, Thibaut BERCKX
- Power of attorney, Kris PEERLINCK
- Power of attorney, Neelke DE VRIENDT
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €68,729 ▲15.9%
Operating result €89,721, net result €68,729, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €109,217 ▲49.1%
2 profitable years in a row build equity to €109,217.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Caroline BELDE
CurrentDirector · since 01-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2016
Ground area
1,195 m²
Building footprint
126 m²
Volume, LiDAR
704 m³
Parcel 46008A0425/00B000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAXEMICAR
since 20162.256.330.361
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0425/00B000 | Flanders | 1,195 m² | 1 · 125 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Caroline BELDE |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 13,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0661946608
Also
9925:BE0661946608
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.