MAXASSURANCES
ActiveMAXASSURANCES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency23▼-19
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.09 against 0.9 in 2024), and 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
17 d early
2023
29 d early
2022
28 d early
2021
31 d late
2020
16 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▼ 12.1%
2024 · €4k
2018: €9k
2019: €7k
2020: €161
2021: €-9k
2022: €2k
2023: €-2k
2024: €4k
2018 → 2025
Working capital
€1k
2024 · €-1k
2018: €288
2019: €2k
2020: €2k
2021: €-6k
2022: €-3k
2023: €-6k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-3k▲ 45.7%€-5k▼ 81.6%€-1k▲ 78.3%€3k
Operating result€21k-€5k▼ 76.5%€-662€8k€7k▼ 7.2%
Net result€-9k-€2k€-2k€4k€4k▼ 12.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€1k▲ 422%
Current assets
€15k▲ 12.4%
Equity and liabilities €16k
Equity
€3k
Debt
€14k
Debt finances 84.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€4k
Solvency
15.4%▲
2024 · -8.5%
Current ratio
1.09▲
2024 · 0.90
Quick ratio
0.33▲
2024 · 0.15
Debt / equity
5.51▲
2024 · -12.80
ROE
146.0%▲
2024 · -360.8%
ROA
22.4%▼
2024 · 30.6%
Interest coverage
32.64
Debt
€14k▼
2024 · €15k
Debt ≤ 1 year
€14k▼
2024 · €15k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€16k▲
Fixed assets21/28€250€1k▲
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Financial fixed assets28€250€250=
Current assets29/58€13k€15k▲
Stocks and contracts in progress3€11k€10k▼
Stocks30/36€11k€10k▼
Amounts receivable within one year40/41€595€782▲
Trade receivables40€535€723▲
Other amounts receivable41€59€59=
Cash at bank and in hand54/58€720€3k▲
Deferred charges and accrued income490/1€833€775▼
Equity and liabilities
Total equity and liabilities10/49€14k€16k▲
Equity10/15€-1k€3k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-20k€-16k▲
Amounts payable17/49€15k€14k▼
Amounts payable within one year42/48€15k€14k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€7k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€102
Other operating charges640/8€720€741▲
Non-recurring operating charges66A€63€127▲
Gross operating margin9900€8k€8k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€28€0▼
Recurring financial income75€28€0▼
Financial charges65/66B€365€221▼
Recurring financial charges65€365€221▼
Profit (loss) for the period before taxes9903€7k€7k▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€4k€4k▼
Profit (loss) for the period to be appropriated9905€4k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-16k▲
Profit (loss) brought forward from the previous period14P€-24k€-20k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-9k ▼5434%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1 day late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2012
Ground area
80 m²
Building footprint
119 m²
Parcel 52001B0362/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
MAXALIMENTATION
since 20122.211.670.670
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52001B0362/00B002 | Wallonia | 80 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGerpinnes2.211.670.670
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Of 10,412 companies in sector 47110 we hold annual accounts for 5,786. 1,672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2011
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.