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MAX-AY

Active
Private limited companyfounded 2025incorporated this yearAvenue Prince d'Orange 72, 1410 Waterloo, BelgiumKBO/BCE: BE 1028.341.639
Summary

MAX-AY is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €76,343 and a net result of €72,843. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency96
Growth-
Track record50
Credit verdict
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.44; short-term debt: 28.6% and cash: 34.2% of total assets), and 28.6% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MAX-AY was incorporated on 30 September 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€76,343
Total assets
€106,857
Net result
€72,843
Working capital
€74,518

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €106,857
Fixed assets €1,824
Current assets €105,032
Equity and liabilities €106,857
Equity €76,343
Debt €30,514
Debt finances 28.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€101,863
Cash flow
€74,714
Current ratio
3.44
Debt to equity
0.40
ROE
95.4%
ROA
68.2%
Interest coverage
1815.08
Debt ≤ 1 year
€30,514
Income taxes
€27,102
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€106,857
Fixed assets21/28€1,824
Tangible fixed assets22/27€1,824
Furniture and vehicles24€1,824
Current assets29/58€105,032
Amounts receivable within one year40/41€1,118
Other amounts receivable41€1,118
Cash at bank and in hand54/58€36,567
Deferred charges and accrued income490/1€67,347
Equity and liabilities
Total equity and liabilities10/49€106,857
Equity10/15€76,343
Contributions10/11€3,500
Profit (loss) carried forward14€72,843
Amounts payable17/49€30,514
Amounts payable within one year42/48€30,514
Trade debts44€2,061
Suppliers440/4€2,061
Taxes, remuneration and social security45€28,452
Taxes450/3€28,452
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,872
Other operating charges640/8€400
Gross operating margin9900€102,262
Operating profit (loss)9901€99,991
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€56
Recurring financial charges65€56
Profit (loss) for the period before taxes9903€99,945
Income taxes67/77€27,102
Profit (loss) for the period9904€72,843
Profit (loss) for the period to be appropriated9905€72,843
Appropriation of the result
Profit (loss) to be appropriated9906€72,843

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,872
Other operating charges640/8€400
Gross operating margin9900€102,262
Operating profit (loss)9901€99,991
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€56
Recurring financial charges65€56
Profit (loss) for the period before taxes9903€99,945
Income taxes67/77€27,102
Profit (loss) for the period9904€72,843
Profit (loss) for the period to be appropriated9905€72,843
Line2025
Assets
Total assets20/58€106,857
Fixed assets21/28€1,824
Tangible fixed assets22/27€1,824
Furniture and vehicles24€1,824
Current assets29/58€105,032
Amounts receivable within one year40/41€1,118
Other amounts receivable41€1,118
Cash at bank and in hand54/58€36,567
Deferred charges and accrued income490/1€67,347
Equity and liabilities
Total equity and liabilities10/49€106,857
Equity10/15€76,343
Contributions10/11€3,500
Profit (loss) carried forward14€72,843
Amounts payable17/49€30,514
Amounts payable within one year42/48€30,514
Trade debts44€2,061
Suppliers440/4€2,061
Taxes, remuneration and social security45€28,452
Taxes450/3€28,452
Line2025
Profit (loss) for the period9904€72,843
+ Depreciation and write-downs630€1,872
Operating cash flow (approximation)€74,714

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
685 m²
Building footprint
128 m²
Volume, LiDAR
759 m³
Parcel 25763L0582/00W000, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MAX-AY
Avenue Prince d'Orange 72, 1410 WaterlooSpecialist medical practice
since 20252.379.029.126
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763L0582/00W000 Wallonia 685 m² 1 · 128 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded30-09-2025
Fiscal year end31-12
Contact
E-mail yanni.antoine@gmail.com
Phone +32478179898
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.