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Max Agency

Active
Private limited companyfounded 20215 yrs activeIngelandgat 31, 9000 Gent, BelgiumKBO/BCE: BE 0762.770.287

Max Agency has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €72k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 3476 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
60 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.36 in 2024; short-term debt: 77.9% and cash: 0.7% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
22.1%
Return on assets
31.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
23 d early
2024
45 d early
2023
51 d early
2022
123 d early
2021
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€50k▲ 16.8%
2024 · €43k
2021: €16k 2022: €26k 2023: €35k 2024: €43k
2021 → 2025
Total assets
€226k▲ 33.5%
2024 · €170k
2021: €63k 2022: €76k 2023: €109k 2024: €170k
2021 → 2025
Net result
€72k▲ 50.2%
2024 · €48k
2021: €20k 2022: €40k 2023: €39k 2024: €48k
2021 → 2025
Working capital
€50k▲ 10.5%
2024 · €45k
2021: €24k 2022: €27k 2023: €37k 2024: €45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€16k-€26k▲ 59.7%€35k▲ 32.7%€43k▲ 23.3%€50k▲ 16.8%
Operating result€22k-€44k▲ 97.1%€42k▼ 3.3%€52k▲ 24.0%€78k▲ 47.9%
Net result€20k-€40k▲ 95.2%€39k▼ 3.1%€48k▲ 24.7%€72k▲ 50.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €22k€22kNet result 2021: €20k€20kOperating result 2022: €44k€44kNet result 2022: €40k€40kOperating result 2023: €42k€42kNet result 2023: €39k€39kOperating result 2024: €52k€52kNet result 2024: €48k€48kOperating result 2025: €78k€78kNet result 2025: €72k€72k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €226k
Equity €50k▲ 16.8%
Debt €176k▲ 39.1%
The debt ratio rises from 74.8% to 77.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€78k
2024 · €52k
Cash flow
€72k
2024 · €48k
Solvency
22.1%
2024 · 25.2%
Current ratio
1.28
2024 · 1.36
Quick ratio
1.28
2024 · 1.36
Debt / equity
3.53
2024 · 2.96
ROE
144.4%
2024 · 112.3%
ROA
31.9%
2024 · 28.4%
Interest coverage
55.58
2024 · 46.02
Debt
€176k
2024 · €127k
Debt ≤ 1 year
€176k
2024 · €124k
Income taxes
€4k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€170k€226k
Fixed assets21/28€0-
Intangible fixed assets21€0-
Current assets29/58€170k€226k
Amounts receivable within one year40/41€145k€224k
Trade receivables40€137k€217k
Other amounts receivable41€8k€7k
Cash at bank and in hand54/58€25k€2k
Deferred charges and accrued income490/1-€317
Equity and liabilities
Total equity and liabilities10/49€170k€226k
Equity10/15€43k€50k
Contributions10/11€10k€10k=
Reserves13€33k€40k
Distributable reserves133€33k€40k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€127k€176k
Amounts payable within one year42/48€124k€176k
Financial debts43€2k€3k
Credit institutions430/8€2k€3k
Trade debts44€76k€99k
Suppliers440/4€76k€99k
Taxes, remuneration and social security45€6k€7k
Taxes450/3€6k€7k
Remuneration and social security454/9€0-
Other amounts payable47/48€40k€67k
Accrued charges and deferred income492/3€3k€80
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88€0
Other operating charges640/8€528€11k
Gross operating margin9900€53k€89k
Operating profit (loss)9901€52k€78k
Financial income75/76B€25€65
Recurring financial income75€25€65
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€51k€76k
Income taxes67/77€3k€4k
Profit (loss) for the period9904€48k€72k
Profit (loss) for the period to be appropriated9905€48k€72k
Appropriation of the result
Profit (loss) to be appropriated9906€48k€72k
Transfer to equity691/2€8k€7k
To other reserves6921€8k€7k
Profit to be distributed694/7€40k€65k
Directors or managers695€40k€65k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €72k ▲50.2%
Operating result €78k, net result €72k, both a record.
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ingelandgat 319000 Gent
Ground area
125 m²
Building footprint
103 m²
Volume, LiDAR
1,509 m³
Parcel 44815F1220/00D000, Flanders · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Max Agency
Ingelandgat 31, 9000 GentBusiness consulting
since 20212.313.341.419
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F1220/00D000
ProtectedMonumentHerenhuis met binnenplaatsSource ↗
Flanders 125 m² 1 · 103 m² 16.3 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 887 companies in sector 74991 we hold annual accounts for 316. 247 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-02-2021
Fiscal year end31-12
Activities, NACEBEL
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.