MAVIBEL
ActiveMAVIBEL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+1
Solvency29▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d late
2023
29 d late
2022
8 d late
2021
22 d late
2020
26 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4k▲ 192%
2024 · €1k
2018: €11k
2019: €25k
2020: €12k
2021: €7k
2022: €6k
2023: €-583
2024: €1k
2018 → 2025
Total assets
€95k▲ 0.6%
2024 · €95k
2018: €139k
2019: €153k
2020: €138k
2021: €127k
2022: €110k
2023: €103k
2024: €95k
2018 → 2025
Net result
€2k▲ 30.2%
2024 · €2k
2018: €3k
2019: €15k
2020: €-13k
2021: €-5k
2022: €-1k
2023: €-7k
2024: €2k
2018 → 2025
Working capital
€-77k▼ 10.0%
2024 · €-70k
2018: €-55k
2019: €-57k
2020: €-60k
2021: €-60k
2022: €-59k
2023: €-70k
2024: €-70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€6k▼ 15.7%€-583€1k€4k▲ 192%
Operating result€-3k-€679€-5k€3k€3k▲ 3.8%
Net result€-5k-€-1k▲ 75.2%€-7k▼ 487%€2k€2k▲ 30.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€84k▼ 2.4%
Current assets
€12k▲ 27.9%
Equity and liabilities €95k
Equity
€4k▲ 192%
Debt
€92k▼ 1.9%
The debt ratio falls from 98.7% to 96.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €10k
Cash flow
€6k▼
2024 · €9k
Solvency
3.8%▲
2024 · 1.3%
Current ratio
0.13▲
2024 · 0.12
Quick ratio
0.13▲
2024 · 0.12
Debt / equity
25.60▼
2024 · 76.20
ROE
65.8%▼
2024 · 147.4%
ROA
2.5%▲
2024 · 1.9%
Interest coverage
9.40▲
2024 · 8.38
Debt
€92k▼
2024 · €94k
Debt ≤ 1 year
€89k▲
2024 · €79k
Debt > 1 year
€3k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€95k▲
Fixed assets21/28€86k€84k▼
Tangible fixed assets22/27€86k€84k▼
Land and buildings22€84k€81k▼
Plant, machinery and equipment23€2k€3k▲
Current assets29/58€9k€12k▲
Amounts receivable within one year40/41€337€4k▲
Trade receivables40€337€4k▲
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1-€958
Equity and liabilities
Total equity and liabilities10/49€95k€95k▲
Equity10/15€1k€4k▲
Contributions10/11€35k€35k=
Outside capital11€35k€35k=
Share premium1100/10€35k€35k=
Profit (loss) carried forward14€-34k€-31k▲
Amounts payable17/49€94k€92k▼
Amounts payable after more than one year17€13k€3k▼
Financial debts170/4€13k€3k▼
Amounts payable within one year42/48€79k€89k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€582€132▼
Taxes450/3€582€132▼
Other amounts payable47/48€67k€70k▲
Accrued charges and deferred income492/3€903-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€551€901▲
Gross operating margin9900€11k€8k▼
Operating profit (loss)9901€3k€3k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€1k€761▼
Recurring financial charges65€1k€761▼
Profit (loss) for the period before taxes9903€2k€2k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-31k▲
Profit (loss) brought forward from the previous period14P€-36k€-34k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-13k ▼190%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €15k ▲410%
Operating result €17k, net result €15k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Waterloo 466000 CharleroiGround area
221 m²
Building footprint
72 m²
Volume, LiDAR
966 m³
Parcel 52011B0243/00S017, Wallonia · tallest building 15.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MAVIBEL SPRL
since 20112.199.436.002
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0243/00S017 | Wallonia | 221 m² | 1 · 72 m² | 15.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,001 companies in sector 96102 we hold annual accounts for 460. 197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2011
Fiscal year end31-12
Activities, NACEBEL
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.