Mavi-Construct

Active

Private limited companyfounded 20232 yrs activeProcessieweg 44, 2520 Ranst, BelgiumKBO/BCE: BE 1003.753.030

Summary

The annual accounts of Mavi-Construct for fiscal year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €923 and a net result of -€5,601. Its solvency ranks better than 20% of 16752 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

Mavi-ConstructActiveChecked score 53/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121Real estate development NACE 41101

1 site

Size

€835,936total assets 2025

Equity: €923
Loss: -€5,601

Turnover not published (abridged schema)

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts filed 20 d late0 of 1 deed read

Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Equity €923 (0.1% of total assets)- Founded in 2023+ Size: total assets €835,936+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 17% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 25-11

equity 0.1% of total assets

Liquidity 12+10

short-term debt 77.4% · cash 3.2%

Profitability 36+14

return on assets -0.7%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)

Last 24 months 01-2025: 0.7% 02-2025: 0.7%● 0.0% vs 01-2025 03-2025: 0.7%▲ +3.0% vs 02-2025 04-2025: 0.7%▲ +5.7% vs 03-2025 05-2025: 0.8%▲ +6.0% vs 04-2025 06-2025: 0.9%▲ +12.5% vs 05-2025 07-2025: 0.9%● 0.0% vs 06-2025 08-2025: 1.0%▲ +11.3% vs 07-2025 09-2025: 0.9%▼ -0.7% vs 08-2025 10-2025: 0.9%▼ -1.4% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 1.0%▲ +5.2% vs 11-2025 01-2026: 1.0%▲ +0.3% vs 12-2025 02-2026: 1.0%● 0.0% vs 01-2026 03-2026: 1.0%▲ +3.2% vs 02-2026 04-2026: 1.1%▲ +3.4% vs 03-2026 05-2026: 1.1%▲ +1.1% vs 04-2026 06-2026: 1.1%▼ -1.0% vs 05-2026 07-2026: 1.1%▲ +2.7% vs 06-2026 08-2026: 1.5%▲ +39.7% vs 07-2026highest value 09-2026: 0.3%▼ -83.1% vs 08-2026 10-2026: 0.3%▼ -0.8% vs 09-2026lowest value

Size: total assets €835,936 lowers the probability for this profile
Sector Real estate activities (NACE 68) lowers the probability
Equity €923 (0.1% of total assets) raises the probability
Founded in 2023 raises the probability for this profile

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.29 against 1.13 in 2024; short-term debt: 77.4% and cash: 3.2% of total assets), and 99.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 19%, liquidity 12%, profitability 31%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €835,936

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €923 (0.1% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

2425

2024 to 2025 · latest year -€5,601

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 16752 sector peers (2025).

NBB · sector comparison

Position among 16752 sector peers

Solvency

better than 20%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

20 d late

2024

29 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

20-08-26 Annual accounts filedfiscal year 2025 · micro…
29-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 20% on solvencysector median 29.4% · 16,752 companies 0.1% View
Total assets 20252 fiscal years filed €835,936 View
Active since 2023founded 21-12-2023 2 years View