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MAVERCA

Active
Private limited company (pre-2019)founded 1991active for 35 yearsMerelbekestraat 87, 9090 Merelbeke-Melle, BelgiumKBO/BCE: BE 0445.060.348
Summary

MAVERCA has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €81,145 and a net result of -€1,309. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 95% of 415 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€82,573total assets 2026
Equity
€81,145
Loss
-€1,309
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 60 days early0 of 1 deed read
Why 83raises riskSector: Specialised construction activities (NACE 43)Size: total assets €82,573lowers riskFounded in 1991Equity €81,145 (98.3% of total assets)Show the evidence

Checked score

Score 2026
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 43, micro)
Financial strength · tick = 2025
Average
Solvency 100=
equity 98.3% of total assets
Liquidity 56-3
short-term debt 1.7% · cash 4.8%
Profitability 17+2
return on assets -1.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.2 percentage points vs 07-2025 09-2025: 1.8%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -1.4 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.4%▼ -0.1 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity ample (current ratio 52.27, compared with 21.76 in 2025; short-term debt: 1.7% and cash: 4.8% of total assets), and 1.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 52% on liquidity, 13% on profitability and 32% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €82,573
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1991
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €81,145 (98.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 02-07-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
60 days early
2025
5 days late
2024
1 day early
2023
22 days early
2022
58 days early
2021
57 days early
2020
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Liquidity more than doublescurrent ratio 52.27
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2026 -€1,309 View
  • Positive: Among the best 5% on solvencysector median 50.4% · 415 companies 98.3% View
  • Active since 1991founded 19-09-1991 35 years View

By topic

Financials

Financial year
2026
Total assets
€82,573
Loss
-€1,309
Solvency
98.3%
Total assets▼ 4.4%
Net result
20192026
Go to Financials

Timeline

Events
38
Since
1994
Next accounts
by 31-08-2027
  1. 31-01-2025Liquidity more than doubles
  2. 30-08-2024Annual accounts filed
  3. 31-01-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other building finishing workNACE 43350
Founded
19-09-1991
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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