Skip to content

Maver Concepts

Active
Private limited companyfounded 20242 yrs activeKoolsveldlaan 122, 2110 Wijnegem, BelgiumKBO/BCE: BE 1014.105.405
Summary

Maver Concepts has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,821 and a net result of €24,321. Its solvency ranks better than 52% of 550 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.93; short-term debt: 56.4% and cash: 0.4% of total assets), and 56.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.6%
Return on assets
41%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)
about 8% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
13 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Maver Concepts was incorporated on 25 September 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€25,821
Total assets
€59,282
Net result
€24,321
Working capital
-€2,415

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €59,282
Fixed assets €28,236
Current assets €31,046
Equity and liabilities €59,282
Equity €25,821
Debt €33,461
Debt finances 56.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€37,717
Cash flow
€31,622
Current ratio
0.93
Debt to equity
1.30
ROE
94.2%
ROA
41.0%
Interest coverage
730.23
Debt ≤ 1 year
€33,461
Income taxes
€6,044

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€59,282
Fixed assets21/28€28,236
Tangible fixed assets22/27€28,236
Plant, machinery and equipment23€6,519
Furniture and vehicles24€21,718
Current assets29/58€31,046
Amounts receivable within one year40/41€30,833
Trade receivables40€30,833
Cash at bank and in hand54/58€212
Equity and liabilities
Total equity and liabilities10/49€59,282
Equity10/15€25,821
Contributions10/11€1,500
Profit (loss) carried forward14€24,321
Amounts payable17/49€33,461
Amounts payable within one year42/48€33,461
Trade debts44€11,163
Suppliers440/4€11,163
Taxes, remuneration and social security45€20,471
Taxes450/3€10,471
Remuneration and social security454/9€10,000
Other amounts payable47/48€1,826
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,300
Other operating charges640/8€426
Gross operating margin9900€38,143
Operating profit (loss)9901€30,416
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€52
Recurring financial charges65€52
Profit (loss) for the period before taxes9903€30,365
Income taxes67/77€6,044
Profit (loss) for the period9904€24,321
Profit (loss) for the period to be appropriated9905€24,321
Appropriation of the result
Profit (loss) to be appropriated9906€24,321

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,300
Other operating charges640/8€426
Gross operating margin9900€38,143
Operating profit (loss)9901€30,416
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€52
Recurring financial charges65€52
Profit (loss) for the period before taxes9903€30,365
Income taxes67/77€6,044
Profit (loss) for the period9904€24,321
Profit (loss) for the period to be appropriated9905€24,321
Line2025
Assets
Total assets20/58€59,282
Fixed assets21/28€28,236
Tangible fixed assets22/27€28,236
Plant, machinery and equipment23€6,519
Furniture and vehicles24€21,718
Current assets29/58€31,046
Amounts receivable within one year40/41€30,833
Trade receivables40€30,833
Cash at bank and in hand54/58€212
Equity and liabilities
Total equity and liabilities10/49€59,282
Equity10/15€25,821
Contributions10/11€1,500
Profit (loss) carried forward14€24,321
Amounts payable17/49€33,461
Amounts payable within one year42/48€33,461
Trade debts44€11,163
Suppliers440/4€11,163
Taxes, remuneration and social security45€20,471
Taxes450/3€10,471
Remuneration and social security454/9€10,000
Other amounts payable47/48€1,826
Line2025
Profit (loss) for the period9904€24,321
+ Depreciation and write-downs630€7,300
Operating cash flow (approximation)€31,622

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
643 m²
Building footprint
146 m²
Volume, LiDAR
790 m³
Parcel 11050B0112/00S000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maver Concepts
Koolsveldlaan 122, 2110 WijnegemManufacture of furniture
since 20242.369.866.386
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11050B0112/00S000 Flanders 642 m² 1 · 146 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,599 companies in sector 16230 we hold annual accounts for 785. 505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
16230Manufacture of other builders' carpentry and joinery
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014105405
Also 9925:BE1014105405
Registered 17-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.