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MAVALO

Active
Private limited companyfounded 20241 yr activeLange Lozanastraat 174 bus 1C, 2018 Antwerpen, BelgiumKBO/BCE: BE 1018.042.714
Summary

MAVALO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€15,701) and a net result of -€18,201. Its solvency ranks better than 5% of 16765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes
Profitability11
Solvency18
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01; short-term debt: 25.8% and cash: 0.3% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-7.4%
Return on assets
-8.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 December 2024, MAVALO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€15,701
Total assets
€212,214
Net result
-€18,201
Working capital
-€54,233

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €212,214
Fixed assets €211,660
Current assets €554
Key figures and ratios
2025 value
EBITDA
€1,520
Cash flow
-€3,283
Solvency
-7.4%
Current ratio
0.01
Debt to equity
-14.52
ROA
-8.6%
Interest coverage
0.32
Debt
€227,914
Debt ≤ 1 year
€54,787
Debt > 1 year
€173,127
Income taxes
€132

Peer companies

Historical observation

Of the 232 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a small loss
1.7% went bankrupt
2.2% stopped otherwise
96% still going

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 232 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€212,214
Fixed assets21/28€211,660
Tangible fixed assets22/27€211,660
Land and buildings22€209,833
Plant, machinery and equipment23€1,827
Current assets29/58€554
Cash at bank and in hand54/58€554
Equity and liabilities
Total equity and liabilities10/49€212,214
Equity10/15-€15,701
Contributions10/11€2,500
Profit (loss) carried forward14-€18,201
Amounts payable17/49€227,914
Amounts payable after more than one year17€173,127
Financial debts170/4€173,127
Amounts payable within one year42/48€54,787
Current portion of amounts payable after more than one year42€10,713
Trade debts44€1,448
Suppliers440/4€1,448
Taxes, remuneration and social security45€132
Taxes450/3€132
Other amounts payable47/48€42,494
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,918
Other operating charges640/8€1,628
Gross operating margin9900€3,148
Operating profit (loss)9901-€13,398
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€4,689
Recurring financial charges65€4,689
Profit (loss) for the period before taxes9903-€18,069
Income taxes67/77€132
Profit (loss) for the period9904-€18,201
Profit (loss) for the period to be appropriated9905-€18,201
Appropriation of the result
Profit (loss) to be appropriated9906-€18,201

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,918
Other operating charges640/8€1,628
Gross operating margin9900€3,148
Operating profit (loss)9901-€13,398
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€4,689
Recurring financial charges65€4,689
Profit (loss) for the period before taxes9903-€18,069
Income taxes67/77€132
Profit (loss) for the period9904-€18,201
Profit (loss) for the period to be appropriated9905-€18,201
Line2025
Assets
Total assets20/58€212,214
Fixed assets21/28€211,660
Tangible fixed assets22/27€211,660
Land and buildings22€209,833
Plant, machinery and equipment23€1,827
Current assets29/58€554
Cash at bank and in hand54/58€554
Equity and liabilities
Total equity and liabilities10/49€212,214
Equity10/15-€15,701
Contributions10/11€2,500
Profit (loss) carried forward14-€18,201
Amounts payable17/49€227,914
Amounts payable after more than one year17€173,127
Financial debts170/4€173,127
Amounts payable within one year42/48€54,787
Current portion of amounts payable after more than one year42€10,713
Trade debts44€1,448
Suppliers440/4€1,448
Taxes, remuneration and social security45€132
Taxes450/3€132
Other amounts payable47/48€42,494
Line2025
Profit (loss) for the period9904-€18,201
+ Depreciation and write-downs630€14,918
Operating cash flow (approximation)-€3,283

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,491 m²
Building footprint
544 m²
Volume, LiDAR
11,644 m³
Parcel 11810K1626/00W003, Flanders · tallest building 24.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
MAVALO
Lange Lozanastraat 174 bus 1C, 2018 AntwerpenPsychology services
since 20252.369.491.947
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1626/00W003 Flanders 2,491 m² 1 · 544 m² 24.9 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 5,533 companies in sector 86931 we hold annual accounts for 553. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
85510Sports and recreation education
93192Activities of independent sportspeople
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018042714
Also 9925:BE1018042714
Registered 13-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.