MAV-DR.

Active

Private limited companyfounded 20251 yr activeChertin, Fal. 18, 5522 Onhaye, BelgiumKBO/BCE: BE 1024.057.209

The computed 12-month bankruptcy probability of MAV-DR. is 2.2% (moderate). The 2026 annual accounts show equity of €21k and a net result of €619. Its solvency ranks better than 10% of 37 sector peers (fiscal year 2026). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2026

41 / 100

Weak

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability15

Solvency5

Growth-

Stability67

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity short (current ratio 0.66), and 97.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

2.7%

Return on assets

0.1%

Age of the figures

7 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 37 sector peers (2026).

NBB · sector comparison

Position among 37 sector peers

Solvency

better than 10%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 09-09-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2026

9 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity

€21k

Total assets

€768k

Net result

€619

Working capital

€-236k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €768k

39.4%

60.6%

Fixed assets €302k

Current assets €466k

Equity and liabilities €768k

97.3%

Equity €21k

Debt €748k

Debt finances 97.3% of the balance-sheet total.

Key figures and ratios

2026 value

EBITDA

€29k

Cash flow

€25k

Solvency

2.7%

Current ratio

0.66

Quick ratio

0.66

Debt / equity

36.25

ROE

3.0%

ROA

0.1%

Interest coverage

14.42

Debt

€748k

Debt ≤ 1 year

€701k

Debt > 1 year

€42k

Income taxes

€2k

Staff costs

€288k

Filed annual accounts

As filed with the NBB · 2026

Balance sheet Code2026

Assets

Total assets20/58€768k

Fixed assets21/28€302k

Tangible fixed assets22/27€302k

Plant, machinery and equipment23€5k

Furniture and vehicles24€297k

Financial fixed assets28€608

Current assets29/58€466k

Amounts receivable within one year40/41€344k

Trade receivables40€344k

Cash at bank and in hand54/58€121k

Deferred charges and accrued income490/1€1k

Equity and liabilities

Total equity and liabilities10/49€768k

Equity10/15€21k

Contributions10/11€20k

Profit (loss) carried forward14€619

Amounts payable17/49€748k

Amounts payable after more than one year17€42k

Financial debts170/4€42k

Amounts payable within one year42/48€701k

Current portion of amounts payable after more than one year42€10k

Trade debts44€484k

Suppliers440/4€484k

Taxes, remuneration and social security45€207k

Taxes450/3€99k

Remuneration and social security454/9€108k

Accrued charges and deferred income492/3€4k

Income statement Code2026

Remuneration, social security and pensions62€288k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k

Other operating charges640/8€30k

Gross operating margin9900€347k

Operating profit (loss)9901€4k

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€2k

Income taxes67/77€2k

Profit (loss) for the period9904€619

Profit (loss) for the period to be appropriated9905€619

Appropriation of the result

Profit (loss) to be appropriated9906€619

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

09-09

NBB filing Annual accounts filed

fiscal year 2026 · micro schema · 9 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Onhaye · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chertin, Fal. 185522 Onhaye

Ground area

1,619 m²

Building footprint

110 m²

Volume, LiDAR

911 m³

Parcel 91042E0017/00K013, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

MAV-DR.

Chertin, Fal. 18, 5522 OnhayeFreight transport by road

since 20252.374.614.537

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
91042E0017/00K013	Wallonia	1,619 m²	1 · 110 m²	9.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

KURTOGLU

BE 0775.659.015

Sint-Jans-Molenbeek · Eq €21k

Nazareth-De Pinte · Eq €21k

ASDA

BE 0800.736.186

Gent · Eq €21k

Of 12,446 companies in sector 49410 we hold annual accounts for 8,083. 4,924 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-06-2025

Fiscal year end31-01

Activities, NACEBEL

49410Freight transport by road

52210Service activities incidental to land transportation

49420Removal services

52250Logistics services

52260Warehousing and support activities for transportation

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.