MAURUS
ActiveSummary
The computed 12-month bankruptcy probability of MAURUS is 1.8% (moderate). The 2025 annual accounts show equity of €395,987 and a net result of -€8,944. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 10519 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability17▼-12
Solvency87▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.99 in 2024; short-term debt: 35.2% of total assets), and 37.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
32 d late
2023
30 d late
2022
304 d late
2021
92 d late
2020
457 d late
2019
262 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 166 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€395,987▼ 2.2%
2024 · €404,931
Total assets
€634,696▲ 5.5%
2024 · €601,773
Net result
-€8,944▼ 178%
2024 · -€3,221
Working capital
€398,207▲ 1.9%
2024 · €390,951
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,559▲ 119%€168,029▲ 373%€36,896▼ 78.0%-€982-€69,734▼ 7,005%
Net result€25,363above the sector's middle half▲ 312%€117,939above the sector's middle half▲ 365%€22,692above the sector's middle half▼ 80.8%-€3,221within the sector's middle half-€8,944below the sector's middle half▼ 178%
Equity€267,520above the sector's middle half▲ 10.5%€385,459above the sector's middle half▲ 44.1%€408,152above the sector's middle half▲ 5.9%€404,931above the sector's middle half▼ 0.8%€395,987within the sector's middle half▼ 2.2%
Total assets€388,021above the sector's middle half▲ 26.0%€494,290above the sector's middle half▲ 27.4%€650,990above the sector's middle half▲ 31.7%€601,773above the sector's middle half▼ 7.6%€634,696within the sector's middle half▲ 5.5%
Debt€120,501▲ 82.9%€108,830▼ 9.7%€242,838▲ 123%€196,842▼ 18.9%€238,709▲ 21.3%
Working capital€247,371above the sector's middle half▲ 3.8%€370,005above the sector's middle half▲ 49.6%€391,220above the sector's middle half▲ 5.7%€390,951above the sector's middle half▼ 0.1%€398,207within the sector's middle half▲ 1.9%
Solvency68.9%above the sector's middle half▼ 9.7pp78.0%above the sector's middle half▲ 9.0pp62.7%above the sector's middle half▼ 15.3pp67.3%above the sector's middle half▲ 4.6pp62.4%within the sector's middle half▼ 4.9pp
Current ratio3.05above the sector's middle half▼ 1.574.40above the sector's middle half▲ 1.352.61within the sector's middle half▼ 1.792.99above the sector's middle half▲ 0.382.78within the sector's middle half▼ 0.21
Return on assets (ROA)6.5%within the sector's middle half▲ 4.5pp23.9%above the sector's middle half▲ 17.3pp3.5%within the sector's middle half▼ 20.4pp-0.5%within the sector's middle half▼ 4.0pp-1.4%below the sector's middle half▼ 0.9pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €69,734 in 2025 against €982 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €634,696
Fixed assets
€12,780 ▼ 8.6%
Current assets
€621,915 ▲ 5.8%
Equity and liabilities €634,696
Equity
€395,987 ▼ 2.2%
Debt
€238,709 ▲ 21.3%
Debt's share of the balance-sheet total rises from 32.7% to 37.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€68,534▼
2024 · €1,971
Cash flow
-€7,744▼
2024 · -€269
Quick ratio
0.29▲
2024 · 0.00
Debt to equity
0.60▲
2024 · 0.49
ROE
-2.3%▼
2024 · -0.8%
Interest coverage
-33.71▼
2024 · 1.34
Debt ≤ 1 year
€223,709▲
2024 · €196,842
Debt > 1 year
€15,000
Income taxes
-€62,823▼
2024 · €766
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.5%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €7,819 | - | - | - | - |
| Remuneration, social security and pensions62 | €24 | - | €6,451 | -€134 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62 | €1,259 | €3,012 | €2,952 | €1,199 | ▼ 59.4% |
| Other operating charges640/8 | €1,952 | €1,882 | €9,530 | €1,120 | €747 | ▼ 33.3% |
| Non-recurring operating charges66A | - | - | €1,335 | - | €9,225 | - |
| Gross operating margin9900 | €37,596 | €171,170 | €57,224 | €2,956 | -€58,562 | ▼ 2,081% |
| Operating profit (loss)9901 | €35,559 | €168,029 | €36,896 | -€982 | -€69,734 | ▼ 7,005% |
| Financial income75/76B | - | €13,404 | €1 | €0 | - | - |
| Recurring financial income75 | - | €13,404 | €1 | €0 | - | - |
| Financial charges65/66B | €1,162 | €961 | €2,261 | €1,474 | €2,033 | ▲ 38.0% |
| Recurring financial charges65 | €1,162 | €961 | €2,261 | €1,474 | €2,033 | ▲ 38.0% |
| Profit (loss) for the period before taxes9903 | €34,397 | €180,472 | €34,636 | -€2,455 | -€71,767 | ▼ 2,823% |
| Income taxes67/77 | €9,034 | €62,532 | €11,944 | €766 | -€62,823 | ▼ 8,302% |
| Profit (loss) for the period9904 | €25,363 | €117,939 | €22,692 | -€3,221 | -€8,944 | ▼ 178% |
| Profit (loss) for the period to be appropriated9905 | €25,363 | €117,939 | €22,692 | -€3,221 | -€8,944 | ▼ 178% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €388,021 | €494,290 | €650,990 | €601,773 | €634,696 | ▲ 5.5% |
| Fixed assets21/28 | €20,149 | €15,454 | €16,932 | €13,979 | €12,780 | ▼ 8.6% |
| Tangible fixed assets22/27 | €399 | €2,704 | €4,182 | €1,229 | €30 | ▼ 97.6% |
| Furniture and vehicles24 | €399 | €2,704 | €4,182 | €1,229 | €30 | ▼ 97.6% |
| Financial fixed assets28 | €19,750 | €12,750 | €12,750 | €12,750 | €12,750 | = |
| Current assets29/58 | €367,872 | €478,836 | €634,058 | €587,794 | €621,915 | ▲ 5.8% |
| Amounts receivable after more than one year29 | €277,902 | €262,677 | - | - | - | - |
| Trade receivables290 | €277,902 | €262,677 | - | - | - | - |
| Stocks and contracts in progress3 | €13,935 | €180,096 | €629,500 | €587,044 | €557,591 | ▼ 5.0% |
| Stocks30/36 | €13,935 | €180,096 | €629,500 | €587,044 | €557,591 | ▼ 5.0% |
| Amounts receivable within one year40/41 | €69,117 | €35,770 | €3,395 | €343 | €64,212 | ▲ 18,630% |
| Trade receivables40 | €31,527 | €22,328 | €3,308 | - | €7 | - |
| Other amounts receivable41 | €37,590 | €13,442 | €86 | €343 | €64,205 | ▲ 18,628% |
| Cash at bank and in hand54/58 | €6,284 | - | - | - | - | - |
| Deferred charges and accrued income490/1 | €635 | €294 | €1,163 | €407 | €113 | ▼ 72.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €388,021 | €494,290 | €650,990 | €601,773 | €634,696 | ▲ 5.5% |
| Equity10/15 | €267,520 | €385,459 | €408,152 | €404,931 | €395,987 | ▼ 2.2% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Outside capital11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Share premium1100/10 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €1,860 | €119,799 | €119,799 | €119,799 | €119,799 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €117,939 | €117,939 | €117,939 | €117,939 | = |
| Profit (loss) carried forward14 | €263,660 | €263,660 | €286,352 | €283,131 | €274,187 | ▼ 3.2% |
| Amounts payable17/49 | €120,501 | €108,830 | €242,838 | €196,842 | €238,709 | ▲ 21.3% |
| Amounts payable after more than one year17 | - | - | - | - | €15,000 | - |
| Financial debts170/4 | - | - | - | - | €15,000 | - |
| Amounts payable within one year42/48 | €120,501 | €108,830 | €242,838 | €196,842 | €223,709 | ▲ 13.6% |
| Financial debts43 | €1,343 | €2,093 | €4,374 | €10,908 | €8,589 | ▼ 21.3% |
| Credit institutions430/8 | €1,343 | €2,093 | €4,374 | €10,908 | €8,589 | ▼ 21.3% |
| Trade debts44 | €87,537 | €19,489 | €6,165 | €3,892 | €4,168 | ▲ 7.1% |
| Suppliers440/4 | €87,537 | €19,489 | €6,165 | €3,892 | €4,168 | ▲ 7.1% |
| Advances received on contracts in progress46 | €1,446 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €28,268 | €87,249 | €65,442 | €14,912 | €176 | ▼ 98.8% |
| Taxes450/3 | €28,268 | €87,249 | €65,047 | €14,912 | €176 | ▼ 98.8% |
| Remuneration and social security454/9 | - | - | €395 | - | - | - |
| Other amounts payable47/48 | €1,907 | - | €166,857 | €167,130 | €210,775 | ▲ 26.1% |
| Accrued charges and deferred income492/3 | - | - | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,363 | €117,939 | €22,692 | -€3,221 | -€8,944 | ▼ 178% |
| + Depreciation and write-downs630 | €62 | €1,259 | €3,012 | €2,952 | €1,199 | ▼ 59.4% |
| Operating cash flow (approximation) | €25,425 | €119,199 | €25,704 | -€269 | -€7,744 | ▼ 2,783% |
| Investment in fixed assets (approximation) | - | €3,436 | -€4,490 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€8,944
Net result drops to -€8,944, the lowest in the series.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 304 days late
2022
31-12
Financial
Highest result since 2018net €117,939 ▲365%
Operating result €168,029, net result €117,939, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 457 days late
2021
19-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 262 days late
2019
31-12
Financial
Equity above €200,000Eq €235,997 ▲18.7%
2 profitable years in a row build equity to €235,997.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2012
Ground area
358 m²
Building footprint
254 m²
Volume, LiDAR
4,521 m³
2 parcels, Brussels · tallest building 22.5 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
MAURUS
since 20122.214.650.946
Galerie 55
since 20182.296.183.604
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0309/00Y000 | Brussels | 188 m² | 1 · 97 m² | 20.2 m · 5 fl. |
| 21811M0970/00D002 | Brussels | 170 m² | 1 · 157 m² | 22.5 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 1,290 companies in sector 47690 we hold annual accounts for 425. 265 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47690Retail sale of other cultural and recreation goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0849967745
Also
9925:BE0849967745
Registered
03-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.