Equity
€139,634 ▲ 0.1%
MATVEC paid out €50,833 in dividends. That is 100% of the 2025 profit.
MATVEC
Overview
Lifetime
3 annual accounts with figures on one time axispeak €72,809 (2025)
€72,809▲ 4.6%
peak €51,006 (2025)
€51,006▲ 4.8%
peak €139,634 (2025)
€139,634▲ 0.1%
€16,340▼ 13.0%
Board1 name since 2019
1 directorPrzemyslaw Klosiewicz
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Dividend €50,833Investments €5,538Cash from €60,985 to €95,907
Key points
from the 2025 annual accountsInvestments
€5,566 2.0 × depreciation
Green is investment, beige is depreciation.
Position in the sector
89.5%
Higher solvency than 87% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025highest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 9.23, cash €95,907
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €139,634 (89.5% of total assets)
Size: total assets €155,975
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 92% on liquidity, 82% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as MATVEC has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MATVEC itself is lower: < 0.1% within 12 months. It rests on far more data about MATVEC than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for MATVEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.23 (8.5 in 2024), above the usual 1.5. Short-term debt is 10.5% and cash 61.5% of total assets. 10.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
35 days early
2024
17 days early
2023
12 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 21 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0719913016
Change of role: Przemyslaw Klosiewicz, from manager to director
Legal-form conversion: from limited partnership to private limited company · Director discharge: Przemyslaw Klosiewicz (manager) · General meeting of 22-12-2023 · Gazette deed
Registered office moved from Borgerhout to Edegem
New registered office: Kontichstraat 239 2650 Edegem · Previous registered office: Hogeweg 94 2140 Borgerhout · Board meeting of 27-02-2023 · Gazette deed
Incorporation
Founder: KLOSIEWICZ Przemyslaw · Founding capital of €2,000, 200 shares · Appointment: KLOSIEWICZ Przemyslaw (manager) · published on 08-02-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MATVEC Edegem | €155,975 | €72,809 | 89.5% | - |
| BESHORE Edegem | €155,358 | €69,815 | 76.9% | - |
| Medminds Kontich | €159,954 | €74,743 | -30.9% | 0.1 |
| VHC IT Mortsel | €165,509 | €72,422 | 38.3% | - |
| JAN VAN DER TAELEN Antwerp | €164,325 | €75,871 | 1.5% | - |
| CompuworX Mol | €160,765 | €76,153 | 31.9% | - |
| I.T.B. Solutions Stabroek | €167,271 | €68,832 | 79.0% | - |
These companies have the same main activity as MATVEC: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €155,000 and €167,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 06-02-2019Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.285.116.3972650 Edegem, since 06-02-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 27-10-2025
Annual accounts 2025
- €72,809▲ 4.6%
- ≈ €140,000estimated
- €51,006▲ 4.8%
- €139,634▲ 0.1%
- €155,975▼ 1.4%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on MATVEC
MATVEC files the micro format. That format states no turnover. The gross margin rose from €58,171 in 2023 to €72,809 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 26-06-2026, 35 days before the deadline€72,809
▲ 4.6%
€69,246
▲ 4.7%
€51,006
▲ 4.8%
€134,409
▼ 2.2%
89.5%
▲ 1.4 percentage points
9.23
▲ 0.72
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €120,000 and €180,000.
Balance sheet
balance sheet total €155,975 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
89.5%
Higher than 88% of 21,208 companies in 2025.
9.23
Higher than 87% of 20,571 companies in 2025.
32.7%
Higher than 70% of 20,746 companies in 2025.
MATVEC
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
155,975 | 158,233 | 139,794 | |
21/28 |
5,225 | 2,451 | 5,016 | |
22/27 |
5,225 | 2,451 | 5,016 | |
24 |
5,225 | 2,451 | 5,016 | |
29/58 |
150,750 | 155,782 | 134,778 | |
29 |
50,000 | 50,000 | 50,000 | |
291 |
50,000 | 50,000 | 50,000 | |
40/41 |
2,655 | 42,842 | 13,979 | |
40 |
0 | 42,100 | 13,829 | |
41 |
2,655 | 742 | 150 | |
54/58 |
95,907 | 60,985 | 68,830 | |
490/1 |
2,188 | 1,955 | 1,969 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
155,975 | 158,233 | 139,794 | |
10/15 |
139,634 | 139,462 | 120,629 | |
10/11 |
2,000 | 2,000 | 2,000 | |
13 |
137,634 | 137,462 | 118,629 | |
133 |
137,634 | 137,462 | 118,629 | |
14 |
0 | 0 | 0 | |
17/49 |
16,340 | 18,771 | 19,165 | |
42/48 |
16,340 | 18,321 | 19,165 | |
44 |
489 | 1,102 | 2,822 | |
440/4 |
489 | 1,102 | 2,822 | |
45 |
14,707 | 15,933 | 14,643 | |
450/3 |
12,332 | 13,558 | 12,268 | |
454/9 |
2,375 | 2,375 | 2,375 | |
47/48 |
1,144 | 1,287 | 1,701 | |
492/3 |
0 | 450 | 0 | |
| Income statement | ||||
9900 |
72,809 | 69,582 | 58,171 | |
630 |
2,764 | 2,566 | 2,137 | |
640/8 |
771 | 854 | 791 | |
66A |
27 | - | - | |
9901 |
69,246 | 66,163 | 55,242 | |
75/76B |
1,415 | 1,415 | 1,479 | |
75 |
1,415 | 1,415 | 1,479 | |
65/66B |
82 | 46 | 110 | |
65 |
82 | 46 | 110 | |
9903 |
70,578 | 67,532 | 56,611 | |
67/77 |
19,573 | 18,866 | 16,149 | |
9904 |
51,006 | 48,665 | 40,462 | |
9905 |
51,006 | 48,665 | 40,462 | |
| Appropriation of the result | ||||
9906 |
51,006 | 48,665 | 40,462 | |
791/2 |
50,000 | 29,000 | 30,000 | |
691/2 |
50,173 | 47,832 | 39,629 | |
6921 |
50,173 | 47,832 | 39,629 | |
694/7 |
50,833 | 29,833 | 30,833 | |
694 |
50,833 | 29,833 | 30,833 | |
| Document | ||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 72,010 | 68,729 | 57,379 | ||
| 53,770 | 51,231 | 42,600 | ||
| 5,566 | 0 | 4,451 | ||
| 34,922 | -7,845 | - | ||
| 134,409 | 137,461 | 115,613 | ||
| 89.5% | 88.1% | 86.3% | ||
| 9.23 | 8.50 | 7.03 | ||
| 0.12 | 0.13 | 0.16 | ||
| 36.5% | 34.9% | 33.5% | ||
| 32.7% | 30.8% | 28.9% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €5,566 | - | €4,451 |
| €2,764 | €2,566 | €2,137 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on MATVEC
The operating result for 2025 is 5% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total falls from 11.9% to 10.5%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, no change since 2024Director (not named in the articles)
since 09-02-2019
term without a fixed end
earlier manager, until 25-01-2024
listed in the 2025 annual accounts, filed on 26-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 25-01-2024
Mandates through the years
1 name, the dashed line is todayPrzemyslaw Klosiewicz
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- Przemyslaw Klosiewicz
- Manager (not named in the articles), from 02-01-2019 to 25-01-2024
- Director (not named in the articles), appointed by deed of 25-01-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 200
- Contribution per share
- €10
- Equity per share
- €698 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 25-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
Network & group
No group
MATVEC has no parent and no holdings in its annual accounts. Przemyslaw Klosiewicz is the only director. MATVEC shares no director with another company.
At the same address
Kontichstraat 239, 2650 Edegem · 1 other company| DR. MARTENS TINE
registered office since 25-02-2019 · founded in 2019 |
total assets €513,452 (2025) 0721.501.143 |
Timeline
Timeline
9 events since 2019Board
Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 35 days before the deadline
2025
Highest result from 2023 to 2025 net €51,006 ▲4.8% The operating result of €69,246 and the net result of €51,006 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0719913016
Annual accounts 2024 filed PDFmicro format · 17 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 12 days before the deadline
Change of role: Przemyslaw Klosiewicz, from manager to directorLegal-form conversion: from limited partnership to private limited company · Director discharge: Przemyslaw Klosiewicz (manager) · General meeting of 22-12-20239 points ▸
- General meeting, 22-12-2023
- Net-asset statement, 30-09-2023
- Legal-form conversion, from limited partnership to private limited company
- Accounting effect, 30-09-2023
- Director resignation, Przemyslaw Klosiewicz (manager)
- Director appointment, Przemyslaw Klosiewicz (director (not named in the articles))
- Director discharge, Przemyslaw Klosiewicz (manager)
- 200 shares
- Power of attorney, Stephane Van Roosbroeck
- The deed holds 4 more points.
2023
Registered office moved from Borgerhout to EdegemNew registered office: Kontichstraat 239 2650 Edegem · Previous registered office: Hogeweg 94 2140 Borgerhout · Board meeting of 27-02-20232 points ▸
- Board meeting, 27-02-2023
- Registered-office move, Kontichstraat 239 2650 Edegem
2019
IncorporationFounder: KLOSIEWICZ Przemyslaw · Founding capital of €2,000, 200 shares · Appointment: KLOSIEWICZ Przemyslaw (manager) · published on 08-02-20194 points ▸
- Founder, KLOSIEWICZ Przemyslaw
- Partner, KLOSIEWICZ Przemyslaw (general partner)
- Founding capital, €2,000, 200 shares
- Director appointment, KLOSIEWICZ Przemyslaw (manager (not named in the articles))
- The deed holds 2 more points.
First establishment Kontichstraat 239, Edegem
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
MATVEC was incorporated on 6 February 2019.1 The registered office was moved to Edegem in 2023.2 Since 2019, Przemyslaw Klosiewicz has served as director.3 Total assets rose from €139,794 in 2023 to €155,975 in 2025.4
Company details
Identity
- Enterprise number
- 0719.913.016
- VAT number
- BE 0719.913.016
- Peppol ID
- 0208:0719913016
- Other Peppol ID
- 9925:BE0719913016
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-02-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 25-01-2024 (in Dutch)
- Peppol
- Reachable since 27-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MATVEC in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 25-01-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 25-01-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het ontwikkelen en commercialiseren van software-oplossingen; Het verkopen van software en hardware; Het analyseren,ontwerpen,programmeren…”deed of 25-01-2024 (in Dutch)
13 activities
- Het ontwikkelen en commercialiseren van software-oplossingen;
- Het verkopen van software en hardware;
- Het analyseren,ontwerpen,programmeren en realiseren van gebruiksklare informaticasystemen;
- Het ontwikkelen,onderhouden,beheren en exploiteren van websites.
- Het verschaffen van informatie en inzichten aan organisaties en bedrijven;
- Het voorstellen van innovaties en oplossingen aan organisaties en bedrijven;
- Het uitvoeren van projecten voor organisaties en bedrijven;
- Het verhogen van de productiviteit van organisaties en bedrijven.
- Het uitvoeren van algemene technologische en economische studies inzake automatisering,nieuwe producten,processen of oplossingen;
- Studies,adviezen en diensten inzake financiële,handels-,bedrijfseconomische of sociale aangelegenheden,public relations,communicatie,planning en organisatie en bedrijfsbeheer in het algemeen.
- Het ter beschikking stellen aan derden van kantoorruimten,praktijkruimten en gemeubelde ruimten voor kort verblijf en daar bijhorende diensten voor aanbieden.
- De organisatie van evenementen,manifestaties,beurzen,congressen,seminaries en dergelijke meer,evenals de exploitatie van multifunctionele centra en evenementenhallen dienstig voor voormelde activiteiten.
- Het aanleggen,oordeelkundig uitbouwen en beheren van een onroerend en roerend vermogen;alle verrichtingen inzake onroerende goederen en zakelijke rechten,ondermeer het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,huren,verhuren,verkavelen,prospecteren en uitbaten van onroerende goederen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kontichstraat 239 registered office 2650 Edegem | 06-02-2019 | 2.285.116.397 |
1 former office
- Hogeweg 94, 2140 Borgerhout until 25-02-2023 · deed of 18-04-2023
Buildings and parcels at the address
- Ground area
- 1,042 m²
- Buildings
- 150 m²
- Volume, LiDAR
- 858 m³
- Tallest building
- 9.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11472C0376/00X002 | 1,042 m² | 1 · 150 m² | 9.5 m · 2 |