MATTONI
ActiveMATTONI has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €55k and a net result of €16k. Equity is shrinking by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.54 against 15.33 in 2023), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €55k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
54 d late
2022
7 d early
2021
30 d late
2020
31 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€55k▲ 39.6%
2023 · €39k
2018: €56k
2019: €86k
2020: €68k
2021: €53k
2022: €32k
2023: €39k
2018 → 2024
Total assets
€67k▲ 59.1%
2023 · €42k
2018: €492k
2019: €332k
2020: €406k
2021: €267k
2022: €465k
2023: €42k
2018 → 2024
Net result
€16k▼ 2.1%
2023 · €16k
2018: €53k
2019: €30k
2020: €17k
2021: €7k
2022: €-21k
2023: €16k
2018 → 2024
Working capital
€54k▲ 42.5%
2023 · €38k
2018: €469k
2019: €318k
2020: €374k
2021: €252k
2022: €452k
2023: €38k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€68k-€53k▼ 22.1%€32k▼ 39.2%€39k▲ 22.5%€55k▲ 39.6%
Operating result€27k-€16k▼ 39.4%€-21k€46k€28k▼ 38.5%
Net result€17k-€7k▼ 60.3%€-21k€16k€16k▼ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67k
Fixed assets
€1k▼ 26.0%
Current assets
€66k▲ 62.5%
Equity and liabilities €67k
Equity
€55k▲ 39.6%
Debt
€12k▲ 350%
The debt ratio rises from 6.3% to 17.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€28k▼
2023 · €46k
Cash flow
€16k▼
2023 · €16k
Solvency
82.3%▼
2023 · 93.7%
Current ratio
5.54▼
2023 · 15.33
Quick ratio
5.54▼
2023 · 15.33
Debt / equity
0.22▲
2023 · 0.07
ROE
28.4%▼
2023 · 40.5%
ROA
23.3%▼
2023 · 37.9%
Interest coverage
4.29▲
2023 · 1.72
Debt
€12k▲
2023 · €3k
Debt ≤ 1 year
€12k▲
2023 · €3k
Income taxes
€6k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€42k€67k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€40k€66k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€8k€0▼
Trade receivables40€8k€0▼
Other amounts receivable41€0-
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€27k€60k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€42k€67k▲
Equity10/15€39k€55k▲
Contributions10/11€19k€19k=
Reserves13€21k€36k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€21k€36k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3k€12k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€3k€12k▲
Trade debts44€150€150=
Suppliers440/4€150€150=
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Other amounts payable47/48€1k€6k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€426€426=
Other operating charges640/8€666€678▲
Gross operating margin9900€47k€29k▼
Operating profit (loss)9901€46k€28k▼
Financial income75/76B€35€37▲
Recurring financial income75€35€37▲
Financial charges65/66B€27k€7k▼
Recurring financial charges65€27k€7k▼
Profit (loss) for the period before taxes9903€19k€21k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€16k€16k▼
Profit (loss) for the period to be appropriated9905€16k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€16k▼
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€16k€16k▼
To other reserves6921€16k€16k▼
Profit to be distributed694/7€9k€0▼
Return on contributions (dividend)694€9k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-21k ▼407%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 44.37
Current ratio from 18.71 to 44.37; short-term debt falls from €14k to €10k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-01-2024
Resigned as Director
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Faliestraat 49620 ZottegemGround area
3,845 m²
Building footprint
216 m²
Volume, LiDAR
1,493 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mattoni
since 20162.260.432.471
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41017D0003/00G000 | Flanders | 3,091 m² | 1 · 114 m² | 9.7 m · 2 fl. |
| 41017D0101/00S000 | Flanders | 754 m² | 1 · 102 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,288 companies in sector 68110 we hold annual accounts for 5,354. 3,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2016
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.