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Mattix

Active
Private limited companyfounded 201115 yrs activeBernard De Vadderlaan 76, 2950 Kapellen, BelgiumKBO/BCE: BE 0837.520.467
Summary

Mattix has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €30k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▲+1
Solvency84▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.19 in 2024; short-term debt: 7.1% and cash: 5.2% of total assets), and 41.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.9%
Return on assets
5.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
5 d early
2021
11 d early
2020
27 d late
2019
on the day
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€347k▲ 7.7%
2024 · €322k
Total assets
€589k▼ 1.8%
2024 · €600k
Net result
€30k▲ 22.7%
2024 · €24k
Working capital
€89k▲ 28.5%
2024 · €69k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€87k▲ 28.5%€61k▼ 29.9%€44k▼ 27.3%€43k▼ 2.7%€51k▲ 19.0%
Net result€58k▲ 33.2%€40k▼ 31.0%€28k▼ 30.3%€24k▼ 12.8%€30k▲ 22.7%
Equity€251k▲ 30.1%€282k▲ 12.3%€310k▲ 9.9%€322k▲ 3.8%€347k▲ 7.7%
Total assets€621k▲ 5.2%€621k▲ 0.1%€623k▲ 0.2%€600k▼ 3.7%€589k▼ 1.8%
Debt€369k▼ 6.9%€339k▼ 8.3%€312k▼ 7.9%€277k▼ 11.1%€242k▼ 12.8%
Working capital€60k▲ 145%€69k▲ 16.0%€72k▲ 4.4%€69k▼ 4.2%€89k▲ 28.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €87k€87kNet result 2021: €58k€58kOperating result 2022: €61k€61kNet result 2022: €40k€40kOperating result 2023: €44k€44kNet result 2023: €28k€28kOperating result 2024: €43k€43kNet result 2024: €24k€24kOperating result 2025: €51k€51kNet result 2025: €30k€30k20212022202320242025€0€20k€40k€60kOperating result 2023: €44k€44kNet result 2023: €28k€28kOperating result 2024: €43k€43kNet result 2024: €24k€24kOperating result 2025: €51k€51kNet result 2025: €30k€30k202320242025
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €589k
Fixed assets €458k ▼ 3.1%
Current assets €131k ▲ 3.0%
Equity and liabilities €589k
Equity €347k ▲ 7.7%
Debt €242k ▼ 12.8%
Debt's share of the balance-sheet total falls from 46.3% to 41.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€73k▲
2024 · €64k
Cash flow
€52k▲
2024 · €45k
Current ratio
3.12▲
2024 · 2.19
Debt to equity
0.70▼
2024 · 0.86
ROE
8.6%▲
2024 · 7.6%
ROA
5.1%▲
2024 · 4.1%
Interest coverage
7.44▲
2024 · 7.06
Debt ≤ 1 year
€42k▼
2024 · €58k
Debt > 1 year
€200k▼
2024 · €220k
Income taxes
€12k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€600k€589k▼
Fixed assets21/28€472k€458k▼
Tangible fixed assets22/27€472k€458k▼
Land and buildings22€466k€448k▼
Plant, machinery and equipment23€872€56▼
Furniture and vehicles24€6k€10k▲
Current assets29/58€127k€131k▲
Amounts receivable within one year40/41€38k€9k▼
Trade receivables40€18k-
Other amounts receivable41€20k€9k▼
Current investments50/53€81k€91k▲
Cash at bank and in hand54/58€7k€30k▲
Deferred charges and accrued income490/1€712€523▼
Equity and liabilities
Total equity and liabilities10/49€600k€589k▼
Equity10/15€322k€347k▲
Contributions10/11€6k€6k=
Reserves13€251k€276k▲
Tax-exempt reserves132€2k€2k=
Distributable reserves133€249k€274k▲
Profit (loss) carried forward14€65k€65k=
Amounts payable17/49€277k€242k▼
Amounts payable after more than one year17€220k€200k▼
Financial debts170/4€220k€200k▼
Amounts payable within one year42/48€58k€42k▼
Current portion of amounts payable after more than one year42€27k€20k▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€24k€14k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€15k€8k▼
Other amounts payable47/48€3k€2k▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€67k€77k▲
Operating profit (loss)9901€43k€51k▲
Financial income75/76B€346€482▲
Recurring financial income75€346€482▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€34k€42k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€24k€30k▲
Profit (loss) for the period to be appropriated9905€24k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€95k▲
Profit (loss) brought forward from the previous period14P€65k€65k=
Transfer from equity791/2€13k€5k▼
Transfer to equity691/2€24k€30k▲
To other reserves6921€24k€30k▲
Profit to be distributed694/7€13k€5k▼
Return on contributions (dividend)694€13k€5k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k€19k€21k€22k▲ 4.9%
Other operating charges640/8€707€631€3k€3k€4k▲ 3.4%
Gross operating margin9900€107k€80k€67k€67k€77k▲ 13.9%
Operating profit (loss)9901€87k€61k€44k€43k€51k▲ 19.0%
Financial income75/76B€57€464€195€346€482▲ 39.5%
Recurring financial income75€57€464€195€346€482▲ 39.5%
Financial charges65/66B€6k€6k€5k€9k€10k▲ 8.6%
Recurring financial charges65€6k€6k€5k€9k€10k▲ 8.6%
Profit (loss) for the period before taxes9903€81k€56k€39k€34k€42k▲ 22.0%
Income taxes67/77€23k€16k€11k€10k€12k▲ 20.2%
Profit (loss) for the period9904€58k€40k€28k€24k€30k▲ 22.7%
Profit (loss) for the period to be appropriated9905€58k€40k€28k€24k€30k▲ 22.7%
Line20212022202320242025Change
Assets
Total assets20/58€621k€621k€623k€600k€589k▼ 1.8%
Fixed assets21/28€499k€490k€483k€472k€458k▼ 3.1%
Tangible fixed assets22/27€499k€490k€483k€472k€458k▼ 3.1%
Land and buildings22€492k€479k€475k€466k€448k▼ 3.9%
Plant, machinery and equipment23€4k€3k€2k€872€56▼ 93.6%
Furniture and vehicles24€3k€7k€6k€6k€10k▲ 78.4%
Current assets29/58€122k€132k€139k€127k€131k▲ 3.0%
Amounts receivable within one year40/41€19k€31k€31k€38k€9k▼ 75.7%
Trade receivables40€16k€25k€15k€18k--
Other amounts receivable41€3k€6k€16k€20k€9k▼ 54.2%
Current investments50/53€44k€63k€81k€81k€91k▲ 11.6%
Cash at bank and in hand54/58€58k€30k€23k€7k€30k▲ 311%
Deferred charges and accrued income490/1-€8k€5k€712€523▼ 26.6%
Equity and liabilities
Total equity and liabilities10/49€621k€621k€623k€600k€589k▼ 1.8%
Equity10/15€251k€282k€310k€322k€347k▲ 7.7%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€181k€212k€239k€251k€276k▲ 9.8%
Non-distributable reserves130/1€2k€2k----
Reserves not available under the articles1311€2k€2k----
Tax-exempt reserves132€2k€2k€2k€2k€2k=
Distributable reserves133€177k€208k€238k€249k€274k▲ 9.9%
Profit (loss) carried forward14€65k€65k€65k€65k€65k=
Amounts payable17/49€369k€339k€312k€277k€242k▼ 12.8%
Amounts payable after more than one year17€307k€276k€245k€220k€200k▼ 9.0%
Financial debts170/4€307k€276k€245k€220k€200k▼ 9.0%
Amounts payable within one year42/48€62k€62k€67k€58k€42k▼ 27.5%
Current portion of amounts payable after more than one year42€30k€31k€31k€27k€20k▼ 28.1%
Trade debts44€4k€3k€13k€3k€6k▲ 87.0%
Suppliers440/4€4k€3k€13k€3k€6k▲ 87.0%
Taxes, remuneration and social security45€22k€23k€18k€24k€14k▼ 41.1%
Taxes450/3€17k€19k€10k€9k€6k▼ 28.2%
Remuneration and social security454/9€5k€3k€7k€15k€8k▼ 48.7%
Other amounts payable47/48€6k€6k€5k€3k€2k▼ 36.2%
Line20212022202320242025Change
Profit (loss) for the period9904€58k€40k€28k€24k€30k▲ 22.7%
+ Depreciation and write-downs630€19k€19k€19k€21k€22k▲ 4.9%
Operating cash flow (approximation)€77k€59k€47k€45k€52k▲ 14.5%
Investment in fixed assets (approximation)-€-9k€-13k€-10k€-7k▲ 31.1%
Change in cash-€-29k€-7k€-15k€23k▲ 253%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €58k ▲33.2%
Operating result €87k, net result €58k, both a record.
31-12
Financial Equity above €200kEq €251k ▲30.1%
4 profitable years in a row build equity to €251k.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Equity above €150kEq €193k ▲29.2%
3 profitable years in a row build equity to €193k.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
2,006 m²
Building footprint
177 m²
Volume, LiDAR
43 m³
Parcel 11362M0396/00H000, Flanders · tallest building 4.8 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Mattix
Bernard De Vadderlaan 76, 2950 KapellenComputer programming, consultancy and related activities
since 20112.200.333.251
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11362M0396/00H000 Flanders 2,006 m² 1 · 177 m² 4.8 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,003 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming

Scores and ratios are computed by Checked and are not a credit decision.