Mattia
ActiveThe computed 12-month bankruptcy probability of Mattia is 4.0% (moderate). The 2025 annual accounts show equity of €33k and a net result of €23k. Its solvency ranks better than 57% of 13204 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.03; short-term debt: 30.9% and cash: 36.6% of total assets), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
26.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
32 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€33k
Total assets
€85k
Net result
€23k
Working capital
€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €85k
Fixed assets
€32k
Current assets
€53k
Equity and liabilities €85k
Equity
€33k
Debt
€52k
Debt finances 61.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k
Cash flow
€39k
Solvency
38.6%
Current ratio
2.03
Quick ratio
1.90
Debt / equity
1.59
ROE
69.5%
ROA
26.8%
Interest coverage
6.85
Debt
€52k
Debt ≤ 1 year
€26k
Debt > 1 year
€25k
Income taxes
€7k
Staff costs
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€85k
Fixed assets21/28€32k
Intangible fixed assets21€16k
Tangible fixed assets22/27€15k
Plant, machinery and equipment23€8k
Furniture and vehicles24€7k
Current assets29/58€53k
Amounts receivable after more than one year29€2k
Other amounts receivable291€2k
Stocks and contracts in progress3€3k
Stocks30/36€3k
Amounts receivable within one year40/41€16k
Trade receivables40€8k
Other amounts receivable41€7k
Cash at bank and in hand54/58€31k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€85k
Equity10/15€33k
Contributions10/11€10k
Reserves13€23k
Distributable reserves133€23k
Amounts payable17/49€52k
Amounts payable after more than one year17€25k
Financial debts170/4€25k
Amounts payable within one year42/48€26k
Current portion of amounts payable after more than one year42€14k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€8k
Taxes450/3€7k
Remuneration and social security454/9€852
Accrued charges and deferred income492/3€861
Income statement
Code2025
Remuneration, social security and pensions62€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k
Other operating charges640/8€601
Non-recurring operating charges66A€53
Gross operating margin9900€63k
Operating profit (loss)9901€37k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€29k
Income taxes67/77€7k
Profit (loss) for the period9904€23k
Profit (loss) for the period to be appropriated9905€23k
Appropriation of the result
Profit (loss) to be appropriated9906€23k
Transfer to equity691/2€23k
To the legal reserve6920€23k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Katarinalaan 113500 HasseltGround area
2,391 m²
Building footprint
299 m²
Parcel 71328D0364/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
Boccaccino
since 20242.363.925.533
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0364/00B002 | Flanders | 2,391 m² | 1 · 299 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.363.925.533
Similar companies · same sector, comparable size
DK MANAGEMENT
BE 0472.422.761
Pelt · Eq €33k
BOBEL AND CO
BE 0557.959.143
Vorst · Eq €33k
GEZONDIGD
BE 0723.552.791
Hasselt · Eq €33k
LEONELLA
BE 0730.576.680
Puurs-Sint-Amands · Eq €33k
THE SAVORY SANDWICH
BE 0788.557.540
Zaventem · Eq €33k
Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2024
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
56210Event catering
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.