Matthys Nick
ActiveSummary
The computed 12-month bankruptcy probability of Matthys Nick is 1.6% (moderate). The 2025 annual accounts show equity of €225,743 and a net result of €55,530. Equity is growing by ~42.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 28374 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 30.9 against 10.17 in 2024; short-term debt: 3.1% and cash: 92.5% of total assets), and 3.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
23.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
28 d early
2022
32 d early
2021
31 d early
2020
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€225,743▲ 32.6%
2024 · €170,212
Total assets
€232,909▲ 24.8%
2024 · €186,589
Net result
€55,530▲ 48.4%
2024 · €37,411
Working capital
€214,256▲ 42.6%
2024 · €150,256
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€56,223▲ 745%€31,722▼ 43.6%€92,933▲ 193%€56,005▼ 39.7%€77,081▲ 37.6%
Net result€40,739above the sector's middle half▲ 785%€24,124within the sector's middle half▼ 40.8%€62,836above the sector's middle half▲ 160%€37,411above the sector's middle half▼ 40.5%€55,530above the sector's middle half▲ 48.4%
Equity€45,842within the sector's middle half▲ 798%€69,966within the sector's middle half▲ 52.6%€132,802above the sector's middle half▲ 89.8%€170,212above the sector's middle half▲ 28.2%€225,743above the sector's middle half▲ 32.6%
Total assets€72,800within the sector's middle half▲ 262%€88,872within the sector's middle half▲ 22.1%€151,992within the sector's middle half▲ 71.0%€186,589within the sector's middle half▲ 22.8%€232,909within the sector's middle half▲ 24.8%
Debt€26,958▲ 79.7%€18,906▼ 29.9%€19,190▲ 1.5%€16,377▼ 14.7%€7,167▼ 56.2%
Working capital€35,924within the sector's middle half€28,882within the sector's middle half▼ 19.6%€103,937above the sector's middle half▲ 260%€150,256above the sector's middle half▲ 44.6%€214,256above the sector's middle half▲ 42.6%
Solvency63.0%within the sector's middle half▲ 37.6pp78.7%above the sector's middle half▲ 15.8pp87.4%above the sector's middle half▲ 8.6pp91.2%above the sector's middle half▲ 3.8pp96.9%above the sector's middle half▲ 5.7pp
Current ratio2.35within the sector's middle half▲ 1.512.55within the sector's middle half▲ 0.206.42above the sector's middle half▲ 3.8610.17above the sector's middle half▲ 3.7630.90above the sector's middle half▲ 20.72
Return on assets (ROA)56.0%above the sector's middle half▲ 33.1pp27.1%above the sector's middle half▼ 28.8pp41.3%above the sector's middle half▲ 14.2pp20.0%above the sector's middle half▼ 21.3pp23.8%above the sector's middle half▲ 3.8pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232,909
Fixed assets
€11,486 ▼ 42.4%
Current assets
€221,423 ▲ 32.9%
Equity and liabilities €232,909
Equity
€225,743 ▲ 32.6%
Debt
€7,167 ▼ 56.2%
Debt's share of the balance-sheet total falls from 8.8% to 3.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85,551▲
2024 · €64,914
Cash flow
€64,000▲
2024 · €46,319
Quick ratio
30.59▲
2024 · 10.03
Debt to equity
0.03▼
2024 · 0.10
ROE
24.6%▲
2024 · 22.0%
Interest coverage
1046.75▲
2024 · 608.09
Debt ≤ 1 year
€7,167▼
2024 · €16,377
Income taxes
€27,297▲
2024 · €18,538
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €191 | €1,193 | ▲ 526% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,528 | €6,923 | €8,949 | €8,909 | €8,470 | ▼ 4.9% |
| Other operating charges640/8 | - | €298 | €522 | €777 | €1,413 | ▲ 81.8% |
| Non-recurring operating charges66A | - | - | €265 | - | - | - |
| Gross operating margin9900 | €59,231 | €38,942 | €102,669 | €65,691 | €86,963 | ▲ 32.4% |
| Operating profit (loss)9901 | €56,223 | €31,722 | €92,933 | €56,005 | €77,081 | ▲ 37.6% |
| Financial income75/76B | - | €7 | €38 | €50 | €5,828 | ▲ 11,614% |
| Recurring financial income75 | €36 | €7 | €38 | €50 | €5,828 | ▲ 11,614% |
| Financial charges65/66B | - | €99 | €101 | €107 | €82 | ▼ 23.4% |
| Recurring financial charges65 | €147 | €99 | €101 | €107 | €82 | ▼ 23.4% |
| Profit (loss) for the period before taxes9903 | €56,112 | €31,630 | €92,870 | €55,948 | €82,827 | ▲ 48.0% |
| Income taxes67/77 | €15,374 | €7,506 | €30,034 | €18,538 | €27,297 | ▲ 47.3% |
| Profit (loss) for the period9904 | €40,739 | €24,124 | €62,836 | €37,411 | €55,530 | ▲ 48.4% |
| Profit (loss) for the period to be appropriated9905 | €40,739 | €24,124 | €62,836 | €37,411 | €55,530 | ▲ 48.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,800 | €88,872 | €151,992 | €186,589 | €232,909 | ▲ 24.8% |
| Fixed assets21/28 | €10,218 | €41,384 | €28,865 | €19,956 | €11,486 | ▼ 42.4% |
| Tangible fixed assets22/27 | €10,218 | €41,384 | €28,865 | €19,956 | €11,486 | ▼ 42.4% |
| Plant, machinery and equipment23 | - | €3,797 | €2,466 | €1,175 | €323 | ▼ 72.5% |
| Furniture and vehicles24 | - | €37,588 | €26,399 | €18,781 | €11,163 | ▼ 40.6% |
| Current assets29/58 | €62,582 | €47,487 | €123,127 | €166,633 | €221,423 | ▲ 32.9% |
| Stocks and contracts in progress3 | €23,439 | €11,287 | €2,513 | €2,406 | €2,185 | ▼ 9.2% |
| Stocks30/36 | - | €11,287 | €2,513 | €2,406 | €2,185 | ▼ 9.2% |
| Amounts receivable within one year40/41 | €9,792 | €13,376 | €16,098 | €24,251 | €3,803 | ▼ 84.3% |
| Trade receivables40 | - | €10,285 | €13,873 | €23,303 | €3,700 | ▼ 84.1% |
| Other amounts receivable41 | - | €3,090 | €2,225 | €948 | €103 | ▼ 89.2% |
| Current investments50/53 | - | - | - | €125,000 | - | - |
| Cash at bank and in hand54/58 | €29,351 | €22,825 | €104,516 | €14,976 | €215,435 | ▲ 1,339% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,800 | €88,872 | €151,992 | €186,589 | €232,909 | ▲ 24.8% |
| Equity10/15 | €45,842 | €69,966 | €132,802 | €170,212 | €225,743 | ▲ 32.6% |
| Contributions10/11 | - | €500 | €500 | €500 | €500 | = |
| Reserves13 | €45,342 | €69,466 | €132,302 | €169,712 | €225,243 | ▲ 32.7% |
| Distributable reserves133 | - | €69,466 | €132,302 | €169,712 | €225,243 | ▲ 32.7% |
| Amounts payable17/49 | €26,958 | €18,906 | €19,190 | €16,377 | €7,167 | ▼ 56.2% |
| Amounts payable within one year42/48 | €26,658 | €18,606 | €19,190 | €16,377 | €7,167 | ▼ 56.2% |
| Trade debts44 | €5,896 | €6,746 | €6,176 | €9,027 | €794 | ▼ 91.2% |
| Suppliers440/4 | - | €6,746 | €6,176 | €9,027 | €794 | ▼ 91.2% |
| Taxes, remuneration and social security45 | - | €7,636 | €10,034 | €6,038 | €5,653 | ▼ 6.4% |
| Taxes450/3 | - | €7,636 | €10,034 | €6,038 | €5,653 | ▼ 6.4% |
| Other amounts payable47/48 | - | €4,223 | €2,980 | €1,312 | €720 | ▼ 45.1% |
| Accrued charges and deferred income492/3 | - | €300 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,739 | €24,124 | €62,836 | €37,411 | €55,530 | ▲ 48.4% |
| + Depreciation and write-downs630 | €2,528 | €6,923 | €8,949 | €8,909 | €8,470 | ▼ 4.9% |
| Operating cash flow (approximation) | €43,266 | €31,046 | €71,784 | €46,319 | €64,000 | ▲ 38.2% |
| Investment in fixed assets (approximation) | - | -€38,089 | €3,571 | €0 | €0 | - |
| Change in cash | - | -€6,527 | €81,691 | -€89,540 | €200,460 | ▲ 324% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-09
State Gazette act
Resignation: Nick Matthys (sole director)Appointment: Frank Matthys (non-statutory director)4 facts ▸
State Gazette act
Resignation: Nick Matthys (sole director)
Appointment: Frank Matthys (non-statutory director)4 facts ▸
- Other statement, publicatienummer, 26366184
- General meeting, 23-09-2026
- Director resignation, Nick Matthys (sole director)
- Director appointment, Frank Matthys (non-statutory director)
01-06
State Gazette act
Registered officeRegistered-office move3 facts ▸
State Gazette act
Registered office
Registered-office move3 facts ▸
- Other statement, aard van de wijzigingen, Niet-statutaire wijzigingen
- General meeting, 20-05-2026
- Registered-office move, Snellegemstraat 5, 8490 Jabbeke
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity triplescurrent ratio 30.90
Current ratio from 10.17 to 30.90; short-term debt falls from €16,377 to €7,167.
30-09
Financial
Equity above €200,000Eq €225,743 ▲32.6%
6 profitable years in a row build equity to €225,743.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150,000Eq €170,212 ▲28.2%
5 profitable years in a row build equity to €170,212.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2020net €62,836 ▲160%
Operating result €92,933, net result €62,836, both a record.
30-09
Financial
Liquidity triplescurrent ratio 6.42
Current ratio from 2.55 to 6.42.
30-09
Financial
Equity above €100,000Eq €132,802 ▲89.8%
4 profitable years in a row build equity to €132,802.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Show earlier events
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 2.35
Current ratio from 0.84 to 2.35.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Frank Matthys
CurrentNon-statutory director · since 23-09-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 3 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2019
Ground area
961 m²
Building footprint
133 m²
Volume, LiDAR
799 m³
Parcel 31041B0375/00E003, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Matthys Nick BV
since 20192.294.428.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31041B0375/00E003 | Flanders | 961 m² | 1 · 133 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Frank Matthys |
|
| Nick Matthys |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 460 EUR awarded · 435 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 145 EUR | 120 EUR |
| 2024 | 1 | 234 EUR | 234 EUR |
| 2022 | 1 | 81 EUR | 81 EUR |
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Of 7,043 companies in sector 43221 we hold annual accounts for 3,480. 2,835 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-09-2019
Fiscal year end30-09
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Contact
Website
www.diomat.be
E-mail
nick@diomat.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0733783323
Also
9925:BE0733783323
Registered
29-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.