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Matthys en Zonen

Active
Private limited companyfounded 2001active for 24 yearsSchriekstraat 54, 9270 Laarne, BelgiumKBO/BCE: BE 0476.056.895
Summary

Matthys en Zonen has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €759,760 and a net result of €40,628. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 59% of 9,799 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Matthys en ZonenActiveChecked score 86/100
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Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
10th largest company by total assets in Laarne, Construction sector1 site
Size
€1.5mtotal assets 2025
Staff
3 FTE
Equity
€759,760
Profit
€40,628
Turnover not published (abbreviated or micro format)Net result -72%: other schema
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 35 days early1 of 5 deeds summarised
Why 86raises riskSector: Specialised construction activities (NACE 43)1 of the last 3 latelowers riskFounded in 2001Size: 3 FTE, total assets €1.5mShow the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 51% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 77-23
equity 51.6% of total assets
Liquidity 60-34
short-term debt 14.2% · cash 10.3%
Profitability 72-16
return on assets 2.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: 0.1%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.3%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.32, compared with 3.54 in 2024, above the usual 1.5; short-term debt: 14.2% and cash: 10.3% of total assets), and 48.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 56% on solvency, 58% on liquidity, 42% on profitability and 46% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2001
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Size: 3 FTE, total assets €1.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 days early
2024
157 days early
2023
43 days late
2022
47 days early
2021
28 days late
2020
81 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 filed years within 79 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointments: MATTHYS Claude Joseph Luci (director)…Capital · Power of attorney…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Result fell in 2025different schema filed ▼ 72.4% View
  • Positive: 10th largest company by total assets in Laarne, Construction sectorin the Checked rankings No. 10 View
  • Positive: 8 profitable years in a rowprofit 2025: €40,628 8 years View
  • New directorslatest change 20-11-2025 · 2 in office 2 joined View

By topic

Financials

Financial year
2025
Total assets
€1.5m
Profit
€40,628
Solvency
51.6%
Total assets▲ 52.7%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • MATTHYS Claude Joseph LuciDirector
  • MATTHYS Ruben Wim NadineDirector
Go to Board & ownership

Timeline

Events
28
Since
2003
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 12-09-2024Annual accounts filed
  3. 14-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
15-11-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Who signs
Each director alone
Annual meeting
30 June at 19:00
Purpose
“Het leveren en plaatsen van sanitaire toestellen en/of installaties; Het leveren en…” (deed in Dutch)
Go to Articles of association

Key facts about Matthys en Zonen

What is the company number of Matthys en Zonen?
0476.056.895. In Belgium the VAT number is the company number with BE in front: BE 0476.056.895.
Where is Matthys en Zonen based?
The registered office is at Schriekstraat 54, 9270 Laarne.Company details
What does Matthys en Zonen do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Matthys en Zonen?
Private limited company (BV).
When was Matthys en Zonen founded?
On 15-11-2001.
Is Matthys en Zonen still active?
Yes, Matthys en Zonen is an active enterprise in the KBO register.
How many employees does Matthys en Zonen have?
On average 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Matthys en Zonen?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Matthys en Zonen profitable?
In financial year 2025, Matthys en Zonen made a profit of €40,628.
Where can I find the annual accounts of Matthys en Zonen?
Matthys en Zonen filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Matthys en Zonen due?
By 31-07-2027, for financial year 2026.Timeline

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