MATTHIAS
ActiveMATTHIAS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €401. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency98▲+5
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.75 in 2024), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
34 d early
2023
30 d early
2022
34 d early
2021
33 d early
2020
1 d early
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 1.4%
2024 · €28k
2018: €60k
2019: €60k
2020: €77k
2021: €100k
2022: €94k
2023: €36k
2024: €28k
2018 → 2025
Total assets
€43k▼ 6.5%
2024 · €46k
2018: €95k
2019: €88k
2020: €84k
2021: €122k
2022: €104k
2023: €74k
2024: €46k
2018 → 2025
Net result
€401
2024 · €-8k
2018: €136
2019: €-328
2020: €17k
2021: €22k
2022: €-11k
2023: €-4k
2024: €-8k
2018 → 2025
Working capital
€13k▲ 12.8%
2024 · €12k
2018: €41k
2019: €54k
2020: €74k
2021: €98k
2022: €92k
2023: €23k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€94k▼ 6.0%€36k▼ 62.0%€28k▼ 21.2%€29k▲ 1.4%
Operating result€25k-€-9k€199€-5k€6k
Net result€22k-€-11k€-4k▲ 65.0%€-8k▼ 96.0%€401
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€15k▼ 16.6%
Current assets
€28k▲ 0.2%
Equity and liabilities €43k
Equity
€29k▲ 1.4%
Debt
€14k▼ 18.9%
The debt ratio falls from 38.8% to 33.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▲
2024 · €-2k
Cash flow
€4k▲
2024 · €-4k
Solvency
66.4%▲
2024 · 61.2%
Current ratio
1.93▲
2024 · 1.75
Quick ratio
1.29▲
2024 · 1.20
Debt / equity
0.51▼
2024 · 0.63
ROE
1.4%▲
2024 · -26.9%
ROA
0.9%▲
2024 · -16.5%
Interest coverage
6.23▲
2024 · -1.30
Debt
€14k▼
2024 · €18k
Debt ≤ 1 year
€14k▼
2024 · €16k
Income taxes
€349▲
2024 · €288
Staff costs
€21k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€43k▼
Fixed assets21/28€18k€15k▼
Tangible fixed assets22/27€18k€15k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€0€0=
Other tangible fixed assets26€6k€5k▼
Current assets29/58€28k€28k▲
Stocks and contracts in progress3€9k€9k▲
Stocks30/36€9k€9k▲
Amounts receivable within one year40/41€291€306▲
Other amounts receivable41€291€306▲
Current investments50/53€4k€4k▲
Cash at bank and in hand54/58€13k€10k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€46k€43k▼
Equity10/15€28k€29k▲
Contributions10/11€19k€19k=
Reserves13€10k€10k▲
Distributable reserves133€10k€10k▲
Amounts payable17/49€18k€14k▼
Amounts payable within one year42/48€16k€14k▼
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€2k€649▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€27k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€26k€31k▲
Operating profit (loss)9901€-5k€6k▲
Financial income75/76B€9€155▲
Recurring financial income75€9€155▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B-€4k
Profit (loss) for the period before taxes9903€-7k€750▲
Income taxes67/77€288€349▲
Profit (loss) for the period9904€-8k€401▲
Profit (loss) for the period to be appropriated9905€-8k€401▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€401▲
Transfer from equity791/2€8k-
Transfer to equity691/2-€401
To other reserves6921-€401
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €401
Net result €401 after 3 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-11k ▼149%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €22k ▲28.8%
Operating result €25k, net result €22k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 11.64
Current ratio from 2.94 to 11.64; short-term debt falls from €28k to €7k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Staatsbaan(LUB) 2043210 LubbeekGround area
1,696 m²
Building footprint
108 m²
Volume, LiDAR
910 m³
Parcel 24066A0196/00V000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DE WIELING
since 20042.136.056.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066A0196/00V000 | Flanders | 1,696 m² | 1 · 108 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLubbeek2.136.056.497
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,275 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2004
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.