Matterhorn
ActiveSummary
Matterhorn has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.35M and a net result of €271k. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 11.65 against 7.27 in 2024; short-term debt: 8.5% and cash: 5.3% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
18.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
7 d late
2023
35 d early
2022
27 d early
2021
16 d late
2020
58 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.35M▲ 10.9%
2024 · €1.22M
2018: €162k
2019: €206k
2020: €213k
2021: €354k
2022: €596k
2023: €881k
2024: €1.22M
2018 → 2025
Total assets
€1.48M▲ 4.8%
2024 · €1.41M
2018: €192k
2019: €232k
2020: €298k
2021: €459k
2022: €763k
2023: €1.05M
2024: €1.41M
2018 → 2025
Net result
€271k▼ 19.3%
2024 · €336k
2018: €32k
2019: €44k
2020: €55k
2021: €141k
2022: €241k
2023: €286k
2024: €336k
2018 → 2025
Working capital
€1.34M▲ 12.3%
2024 · €1.19M
2018: €161k
2019: €201k
2020: €214k
2021: €295k
2022: €547k
2023: €846k
2024: €1.19M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€354k-€596k▲ 68.0%€881k▲ 47.9%€1.22M▲ 38.1%€1.35M▲ 10.9%
Operating result€199k-€346k▲ 73.7%€410k▲ 18.5%€474k▲ 15.6%€383k▼ 19.1%
Net result€141k-€241k▲ 71.0%€286k▲ 18.4%€336k▲ 17.6%€271k▼ 19.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.48M
Fixed assets
€9k ▼ 61.9%
Current assets
€1.47M ▲ 5.9%
Equity and liabilities €1.48M
Equity
€1.35M ▲ 10.9%
Debt
€126k ▼ 34.0%
The debt ratio falls from 13.5% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€397k▼
2024 · €488k
Cash flow
€285k▼
2024 · €350k
Current ratio
11.65▲
2024 · 7.27
Debt / equity
0.09▼
2024 · 0.16
ROE
20.1%▼
2024 · 27.6%
ROA
18.4%▼
2024 · 23.9%
Interest coverage
2462.39▼
2024 · 3096.21
Debt ≤ 1 year
€126k▼
2024 · €191k
Income taxes
€122k▼
2024 · €152k
Staff costs
€39k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.48M▲
Fixed assets21/28€23k€9k▼
Tangible fixed assets22/27€23k€9k▼
Land and buildings22€1k-
Plant, machinery and equipment23€325€69▼
Furniture and vehicles24€19k€7k▼
Other tangible fixed assets26€1k€2k▲
Current assets29/58€1.39M€1.47M▲
Amounts receivable within one year40/41€860k€733k▼
Trade receivables40€561k€443k▼
Other amounts receivable41€298k€290k▼
Current investments50/53€350k€600k▲
Cash at bank and in hand54/58€141k€79k▼
Deferred charges and accrued income490/1€34k€55k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.48M▲
Equity10/15€1.22M€1.35M▲
Contributions10/11€19k€19k=
Reserves13€1.20M€1.33M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.20M€1.33M▲
Amounts payable17/49€191k€126k▼
Amounts payable within one year42/48€191k€126k▼
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€174k€97k▼
Taxes450/3€174k€89k▼
Remuneration and social security454/9-€8k
Other amounts payable47/48€15k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8-€1k
Gross operating margin9900€507k€438k▼
Operating profit (loss)9901€474k€383k▼
Financial income75/76B€14k€9k▼
Recurring financial income75€14k€9k▼
Financial charges65/66B€157€161▲
Recurring financial charges65€157€161▲
Profit (loss) for the period before taxes9903€488k€393k▼
Income taxes67/77€152k€122k▼
Profit (loss) for the period9904€336k€271k▼
Profit (loss) for the period to be appropriated9905€336k€271k▼
Appropriation of the result
Profit (loss) to be appropriated9906€336k€271k▼
Transfer from equity791/2-€138k
Transfer to equity691/2€336k€271k▼
To other reserves6921€336k€271k▼
Profit to be distributed694/7-€138k
Return on contributions (dividend)694-€138k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Highest result since 2018net €336k ▲17.6%
Operating result €474k, net result €336k, both a record.
31-12
Financial
Equity above €1MEq €1.22M ▲38.1%
7 profitable years in a row build equity to €1.22M.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €596k ▲68%
5 profitable years in a row build equity to €596k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €206k ▲27.1%
2 profitable years in a row build equity to €206k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennenlaan 92020 AntwerpenGround area
1,825 m²
Building footprint
454 m²
Volume, LiDAR
4,212 m³
Parcel 11812M0056/00H002, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Matterhorn
since 20132.216.793.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11812M0056/00H002 | Flanders | 1,825 m² | 1 · 454 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 24,569 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.