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MATTENA

Active
Private limited companyfounded 20241 yr activeVierwegstraat 16, 8800 Roeselare, BelgiumKBO/BCE: BE 1017.832.084
Summary

The computed 12-month bankruptcy probability of MATTENA is 1.7% (moderate). The 2025 annual accounts show equity of €3,299 and a net result of €299. Its solvency ranks better than 13% of 28184 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability70
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 28184 sector peers (2025).
NBB · sector comparison
Position among 28184 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 December 2024, MATTENA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,299
Total assets
€38,961
Net result
€299
Working capital
-€11,767

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €38,961
Fixed assets €28,828
Current assets €10,133
Equity and liabilities €38,961
Equity €3,299
Debt €35,662
Debt finances 91.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€10,126
Cash flow
€8,472
Current ratio
0.46
Debt to equity
10.81
ROE
9.1%
ROA
0.8%
Interest coverage
9.76
Debt ≤ 1 year
€21,900
Debt > 1 year
€13,762
Income taxes
€617

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.6% went bankrupt
1.2% stopped otherwise
97% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€38,961
Fixed assets21/28€28,828
Tangible fixed assets22/27€28,828
Furniture and vehicles24€28,828
Current assets29/58€10,133
Amounts receivable within one year40/41€7,699
Trade receivables40€7,684
Other amounts receivable41€15
Cash at bank and in hand54/58€2,434
Equity and liabilities
Total equity and liabilities10/49€38,961
Equity10/15€3,299
Contributions10/11€3,000
Reserves13€299
Distributable reserves133€299
Amounts payable17/49€35,662
Amounts payable after more than one year17€13,762
Financial debts170/4€13,762
Amounts payable within one year42/48€21,900
Current portion of amounts payable after more than one year42€10,567
Trade debts44€543
Suppliers440/4€543
Taxes, remuneration and social security45€4,733
Taxes450/3€4,733
Other amounts payable47/48€6,058
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,172
Other operating charges640/8€1,157
Non-recurring operating charges66A€2,500
Gross operating margin9900€13,783
Operating profit (loss)9901€1,954
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,038
Recurring financial charges65€1,038
Profit (loss) for the period before taxes9903€916
Income taxes67/77€617
Profit (loss) for the period9904€299
Profit (loss) for the period to be appropriated9905€299
Appropriation of the result
Profit (loss) to be appropriated9906€299
Transfer to equity691/2€299
To other reserves6921€299

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,172
Other operating charges640/8€1,157
Non-recurring operating charges66A€2,500
Gross operating margin9900€13,783
Operating profit (loss)9901€1,954
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,038
Recurring financial charges65€1,038
Profit (loss) for the period before taxes9903€916
Income taxes67/77€617
Profit (loss) for the period9904€299
Profit (loss) for the period to be appropriated9905€299
Line2025
Assets
Total assets20/58€38,961
Fixed assets21/28€28,828
Tangible fixed assets22/27€28,828
Furniture and vehicles24€28,828
Current assets29/58€10,133
Amounts receivable within one year40/41€7,699
Trade receivables40€7,684
Other amounts receivable41€15
Cash at bank and in hand54/58€2,434
Equity and liabilities
Total equity and liabilities10/49€38,961
Equity10/15€3,299
Contributions10/11€3,000
Reserves13€299
Distributable reserves133€299
Amounts payable17/49€35,662
Amounts payable after more than one year17€13,762
Financial debts170/4€13,762
Amounts payable within one year42/48€21,900
Current portion of amounts payable after more than one year42€10,567
Trade debts44€543
Suppliers440/4€543
Taxes, remuneration and social security45€4,733
Taxes450/3€4,733
Other amounts payable47/48€6,058
Line2025
Profit (loss) for the period9904€299
+ Depreciation and write-downs630€8,172
Operating cash flow (approximation)€8,472

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
228 m²
Building footprint
140 m²
Volume, LiDAR
934 m³
Parcel 36502B0966/00M002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MATTENA
Vierwegstraat 16, 8800 RoeselareCutting, shaping and finishing of stone
since 20242.368.332.796
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36502B0966/00M002 Flanders 228 m² 1 · 139 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,025 companies in sector 43320 we hold annual accounts for 9,134. 2,269 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
23700Cutting, shaping and finishing of stone
25510Coating of metals
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017832084
Also 9925:BE1017832084
Registered 12-02-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.