MATRIX
ActiveSummary
MATRIX has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€39,193) and a net result of -€18,887. Equity has been shrinking by about 50% per year since 2018. The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 25-02-2003 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.132.922.013 2018 Antwerpen, since 21-02-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 07-04-2026
Board and ownership
- VAN POECKE PeterDirector · since 09-07-2001
- BERYLLUS JVR89.78%· score 812025 annual accounts of BERYLLUS JVR
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €10,756
- ▲ 34.9%
- Turnover
- ≈ €73,000
- estimated
- Loss
- €18,887
- ▼ 10.3%
- Equity
- -€39,193
- ▼ 93.0%
- Total assets
- €532,387
- ▼ 2.7%
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.01, cash €767Negative equity -€39,193lowers riskSize: total assets €532,387No main activity registeredShow the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 13% of them on solvency, 17% on liquidity, 17% on profitability and 4% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 18 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 09-07-2026 at the NBB all 23 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €5,263, smaller than the loss of €7,186 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | €27,500 | €55,000 | €55,000 | €55,000 | €55,000 |
| Mortgage mandates | €181,250 | €181,250 | €181,250 | €181,250 | €181,250 |
| Carrying value of the mortgaged assets | €216,072 | €568,641 | €556,000 | €543,360 | €530,719 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €302,500 | €339,900 | - | - | - |
| Depreciation and write-downs of the year | €31,142 | €42,617 | €12,641 | €12,641 | €12,641 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Companies with the same profile, two years later
Historical observationIn July 2024, 1,242 companies had the same profile as MATRIX has now. Two years later, 1.9% had gone bankrupt and 92.8% were still going.
- Small
- 20 years or older
- negative equity
- a small loss
Another 1.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MATRIX itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,242 companies, not a prediction for MATRIX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €31,142 | €42,617 | €12,641 | €12,641 | €12,641 | = |
| Other operating charges640/8 | - | - | - | €1,708 | €2,898 | €3,046 | €2,517 | €3,379 | ▲ 34.2% |
| Gross operating margin9900 | -€8,929 | €4,411 | -€11,952 | -€24,031 | -€19,205 | €5,753 | €7,972 | €10,756 | ▲ 34.9% |
| Operating profit (loss)9901 | -€9,797 | €4,064 | -€12,299 | -€56,882 | -€64,720 | -€9,933 | -€7,186 | -€5,263 | ▲ 26.8% |
| Financial income75/76B | - | - | - | €628 | €0 | €11 | €84 | €12 | ▼ 85.2% |
| Recurring financial income75 | €2,600 | €2,396 | €2,325 | €628 | €0 | €11 | €84 | €12 | ▼ 85.2% |
| Financial charges65/66B | - | - | - | €4,652 | €11,337 | €13,660 | €13,945 | €13,636 | ▼ 2.2% |
| Recurring financial charges65 | €1,273 | €1,287 | €1,280 | €4,652 | €11,337 | €13,660 | €13,945 | €13,636 | ▼ 2.2% |
| Profit (loss) for the period before taxes9903 | -€8,470 | €5,173 | -€11,255 | -€60,906 | -€76,056 | -€23,583 | -€21,047 | -€18,887 | ▲ 10.3% |
| Income taxes67/77 | €1,381 | €0 | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€9,851 | €5,173 | -€11,255 | -€60,906 | -€76,056 | -€23,583 | -€21,047 | -€18,887 | ▲ 10.3% |
| Profit (loss) for the period to be appropriated9905 | -€9,851 | €5,173 | -€11,255 | -€60,906 | -€76,056 | -€23,583 | -€21,047 | -€18,887 | ▲ 10.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €167,368 | €172,541 | €161,286 | €334,531 | €569,970 | €563,120 | €547,282 | €532,387 | ▼ 2.7% |
| Fixed assets21/28 | - | - | - | €271,358 | €568,641 | €556,000 | €543,360 | €530,719 | ▼ 2.3% |
| Tangible fixed assets22/27 | - | - | - | €271,358 | €568,641 | €556,000 | €543,360 | €530,719 | ▼ 2.3% |
| Land and buildings22 | - | - | - | €271,358 | €568,641 | €556,000 | €543,360 | €530,719 | ▼ 2.3% |
| Current assets29/58 | €167,368 | €172,541 | €161,286 | €63,174 | €1,329 | €7,119 | €3,922 | €1,668 | ▼ 57.5% |
| Amounts receivable within one year40/41 | €166,111 | €172,507 | €157,332 | €57,286 | €0 | €6,877 | €3,023 | €902 | ▼ 70.2% |
| Trade receivables40 | - | - | - | €30,900 | €0 | €2,080 | €0 | - | - |
| Other amounts receivable41 | - | - | - | €26,386 | €0 | €4,798 | €3,023 | €902 | ▼ 70.2% |
| Cash at bank and in hand54/58 | €1,257 | €34 | €3,954 | €4,751 | €1,329 | €242 | €225 | €767 | ▲ 241% |
| Deferred charges and accrued income490/1 | - | - | - | €1,136 | €0 | - | €675 | €0 | ▼ 100% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €167,368 | €172,541 | €161,286 | €334,531 | €569,970 | €563,120 | €547,282 | €532,387 | ▼ 2.7% |
| Equity10/15 | €167,368 | €172,541 | €161,286 | €100,380 | €24,323 | €741 | -€20,306 | -€39,193 | ▼ 93.0% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €32,068 | €32,068 | €32,068 | €32,068 | €32,068 | €32,068 | €32,068 | €32,068 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | - | - | - | - | - |
| Other1319 | - | - | - | - | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €30,208 | €30,208 | €32,068 | €32,068 | €32,068 | = |
| Profit (loss) carried forward14 | €116,700 | €121,873 | €110,618 | €49,712 | -€26,344 | -€49,927 | -€70,974 | -€89,861 | ▼ 26.6% |
| Amounts payable17/49 | - | - | - | €234,152 | €545,646 | €562,379 | €567,587 | €571,580 | ▲ 0.7% |
| Amounts payable after more than one year17 | - | - | - | €193,524 | €412,559 | €393,499 | €374,022 | €354,118 | ▼ 5.3% |
| Financial debts170/4 | - | - | - | €193,524 | €412,559 | €393,499 | €374,022 | €354,118 | ▼ 5.3% |
| Amounts payable within one year42/48 | - | - | - | €40,627 | €133,088 | €168,130 | €193,566 | €217,462 | ▲ 12.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,527 | €18,651 | €19,060 | €19,477 | €19,904 | ▲ 2.2% |
| Financial debts43 | - | - | - | - | - | - | €217 | €131 | ▼ 40.0% |
| Credit institutions430/8 | - | - | - | - | - | - | €217 | €131 | ▼ 40.0% |
| Trade debts44 | - | - | - | €750 | €977 | €1,446 | €792 | €33 | ▼ 95.8% |
| Suppliers440/4 | - | - | - | €750 | €977 | €1,446 | €792 | €33 | ▼ 95.8% |
| Other amounts payable47/48 | - | - | - | €31,351 | €113,459 | €147,624 | €173,079 | €197,394 | ▲ 14.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €750 | €0 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,851 | €5,173 | -€11,255 | -€60,906 | -€76,056 | -€23,583 | -€21,047 | -€18,887 | ▲ 10.3% |
| + Depreciation and write-downs630 | - | - | - | €31,142 | €42,617 | €12,641 | €12,641 | €12,641 | = |
| Operating cash flow (approximation) | -€9,851 | €5,173 | -€11,255 | -€29,764 | -€33,439 | -€10,942 | -€8,406 | -€6,246 | ▲ 25.7% |
| Investment in fixed assets (approximation) | - | - | - | - | -€339,900 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,223 | €3,920 | €797 | -€3,423 | -€1,087 | -€17 | €542 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 09-07-2026 | 2026-00271933 | NBB |
| 31-12-2024 | abbreviated format | 21-08-2025 | 2025-00420295 | |
| 31-12-2023 | abbreviated format | 22-08-2024 | 2024-00367604 | |
| 31-12-2022 | abbreviated format | 24-07-2023 | 2023-00263658 | |
| 31-12-2021 | abbreviated format | 09-06-2022 | 2022-20052134 | |
| 31-12-2020 | abbreviated format | 03-06-2021 | 2021-16800101 | |
| 31-12-2019 | abbreviated format | 30-06-2020 | 2020-22400256 | |
| 31-12-2018 | micro format | 20-05-2019 | 2019-13300175 | |
| 31-12-2017 | micro format | 11-06-2018 | 2018-16900092 | |
| 31-12-2016 | micro format | 14-06-2017 | 2017-16800090 |
Board & ownership
Directors
Owners and capital
Shareholders
1 ownerChain of control
- BERYLLUS JVR
- MATRIX
Owners 1
- BERYLLUS JVRparentEquity €1.3m Profit of €188,780 in 2025 (profit of €159,881 in 2024) Checked score 8189.78%
Capital transactions
- 27-12-2023 Converted to unavailable equity · €20,460
Mandate history
- Board
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| VAN POECKE Peter |
|
| van Poecke Petrus |
|
Network & group
Connections & network
1 current directorThe network starts from the directors of MATRIX. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
27-12
Gazette deed
Resignation: van Poecke Petrus (manager)Appointment: van Poecke Petrus (director) · Legal-form conversion · Amendment of the articles13 points ▸
- General meeting, “buitengewone algemene vergadering der aandeelhouders, regelmatig samengesteld” (deed in Dutch)
- Other provision, “onderwerping aan Wetboek van vennootschappen en verenigingen, vennootschap onderwerpen aan bepalingen van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Amendment of the articles, mentioned 2 times in the deed
- Amendment of the articles, 2
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen, statutair onbeschikbare eigen vermogensrekening aangelegd bij toepassing van artikel 39,§2,tweede lid wet van 23-03-2019” (deed in Dutch)
- Capital
- Director resignation, van Poecke Petrus (manager)
- Director appointment, van Poecke Petrus (director (not named in the articles))
- Director discharge, van Poecke Petrus
- Registered office clause, “2018 Antwerpen, Jan Van Rijswijcklaan 134” (deed in Dutch)
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11810K1902/00M005 | Flanders | 441 m² | 1 · 247 m² | 17.3 m · 5 |