MATRIKS
ActiveSummary
MATRIKS has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.3m and a net result of -€365,936. Equity remains stable across the filed financial years (±0.3% per year). Its solvency ranks better than 84% of 5,025 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Staff
- 0.2 FTE
- Equity
- €4.3m
- Loss
- -€365,936
- Board
- 4 members
- BERGER Ann Maria TheodoraManaging director
Why 87raises riskLoss of €365,936, the second in a row (financial year 2025)Liquidity: current ratio 0.92, cash €144,125lowers riskSize: 0.2 FTE, total assets €6.0mFounded in 1990Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 83% on solvency, 55% on liquidity, 18% on profitability and 28% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 39 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Weakest financial yearnet -€365,936
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €240,012 after €117,501 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2025 Net result -14,753% on 2024. The accounts now follow the full format, last year the abbreviated format.
- 2023 Net result +532% on 2022. The accounts now follow the abbreviated format, last year the micro format.
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €116,586 | €280,837 | €810,432 | €188,554 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €84,447 | €76,457 | €68,466 | €38,593 | €7,629 | ▼ 80.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,361 | €36,010 | €52,471 | €58,407 | €95,190 | €139,595 | €171,433 | €174,591 | ▲ 1.8% |
| Other operating charges640/8 | - | - | - | €112,119 | €36,671 | €65,829 | €60,729 | €18,864 | ▼ 68.9% |
| Non-recurring operating charges66A | - | - | - | €392 | €17,693 | €871 | - | €11,173 | - |
| Gross operating margin9900 | €137,226 | €122,107 | €189,642 | €335,677 | €439,399 | €813,127 | €388,256 | -€27,755 | - |
| Operating profit (loss)9901 | €8,820 | €4,543 | €43,897 | €80,312 | €213,388 | €538,366 | €117,501 | -€240,012 | - |
| Financial income75/76B | - | - | - | €3,662 | €3,162 | €9,219 | €50,919 | €16,379 | ▼ 67.8% |
| Recurring financial income75 | €2,579 | €1,864 | €4,351 | €3,662 | €3,162 | €9,219 | €50,919 | €16,379 | ▼ 67.8% |
| Financial charges65/66B | - | - | - | €64,102 | €97,311 | €148,584 | €132,898 | €150,666 | ▲ 13.4% |
| Recurring financial charges65 | €46,847 | €29,981 | €54,050 | €64,102 | €97,311 | €148,584 | €132,898 | €150,666 | ▲ 13.4% |
| Profit (loss) for the period before taxes9903 | -€35,448 | -€23,574 | -€5,802 | €19,871 | €119,239 | €399,001 | €35,522 | -€374,299 | - |
| Transfer from deferred taxes780 | - | - | - | - | €2,340 | €3,859 | €7,615 | €8,755 | ▲ 15.0% |
| Transfer to deferred taxes680 | - | - | - | - | €70,209 | €45,609 | €45,046 | - | - |
| Income taxes67/77 | €481 | €449 | €434 | €456 | €480 | €35,653 | €555 | €392 | ▼ 29.3% |
| Profit (loss) for the period9904 | -€35,929 | -€24,023 | -€6,236 | €19,415 | €50,891 | €321,598 | -€2,464 | -€365,936 | ▼ 14,753% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €7,021 | €11,577 | €22,845 | €26,264 | ▲ 15.0% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €210,628 | €136,826 | €135,138 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€35,929 | -€24,023 | -€6,236 | €19,415 | -€152,716 | €196,349 | -€114,757 | -€339,672 | ▼ 196% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €5.8m | €5.9m | €6.1m | €6.8m | €7.0m | €6.9m | €6.5m | €6.0m | ▼ 8.1% |
| Fixed assets21/28 | €5.5m | €5.7m | €5.8m | €6.5m | €6.7m | €5.3m | €5.2m | €5.2m | ▼ 0.3% |
| Tangible fixed assets22/27 | €5.5m | €5.7m | €5.8m | €6.5m | €6.7m | €5.3m | €5.2m | €5.2m | ▼ 0.3% |
| Land and buildings22 | - | - | - | €5.3m | €5.5m | €4.2m | €4.5m | €4.6m | ▲ 0.8% |
| Plant, machinery and equipment23 | - | - | - | €0.04m | €0.05m | €0.05m | €0.04m | €0.05m | ▲ 10.4% |
| Furniture and vehicles24 | - | - | - | €0.1m | €0.1m | €0.3m | €0.2m | €0.2m | ▼ 19.4% |
| Leasing and similar rights25 | - | - | - | - | - | - | €0.4m | - | - |
| Other tangible fixed assets26 | - | - | - | €1.1m | €1.0m | €0.8m | - | €0.4m | - |
| Financial fixed assets28 | €0.007m | €0.007m | €0.008m | €0.02m | €0.009m | €0.005m | €0.005m | €0.005m | ▲ 0.9% |
| Current assets29/58 | €0.3m | €0.2m | €0.3m | €0.3m | €0.3m | €1.6m | €1.2m | €0.7m | ▼ 40.8% |
| Stocks and contracts in progress3 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.1m | ▼ 21.5% |
| Stocks30/36 | - | - | - | €0.2m | €0.2m | €0.2m | €0.1m | €0.1m | ▼ 21.5% |
| Amounts receivable within one year40/41 | €0.02m | €0.01m | €0.03m | €0.09m | €0.03m | €0.3m | €0.1m | €0.01m | ▼ 88.3% |
| Trade receivables40 | - | - | - | €0.08m | €0.03m | €0.02m | €0.009m | €0.008m | ▼ 11.6% |
| Other amounts receivable41 | - | - | - | €0.01m | €4 | €0.2m | €0.1m | €0.007m | ▼ 94.0% |
| Current investments50/53 | €2 | €2 | €2 | €2 | €2 | €1.0m | €0.9m | €0.5m | ▼ 48.5% |
| Cash at bank and in hand54/58 | €0.02m | €0.009m | €0.04m | €0.02m | €0.07m | €0.1m | €0.07m | €0.1m | ▲ 108% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | - | €0.002m | €0.001m | €0.002m | ▲ 46.4% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €5.8m | €5.9m | €6.1m | €6.8m | €7.0m | €6.9m | €6.5m | €6.0m | ▼ 8.1% |
| Equity10/15 | €4.3m | €4.3m | €4.3m | €4.3m | €4.4m | €4.7m | €4.7m | €4.3m | ▼ 7.8% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €4.3m | €4.2m | €4.2m | €4.2m | €4.3m | €4.6m | €4.6m | €4.2m | ▼ 7.9% |
| Non-distributable reserves130/1 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Tax-exempt reserves132 | - | - | - | €0.04m | €0.2m | €0.4m | €0.5m | €0.5m | ▼ 5.5% |
| Distributable reserves133 | - | - | - | €4.2m | €4.0m | €4.2m | €4.1m | €3.8m | ▼ 8.2% |
| Provisions and deferred taxes16 | - | - | - | - | €0.07m | €0.1m | €0.1m | €0.1m | ▼ 6.0% |
| Deferred taxes168 | - | - | - | - | €0.07m | €0.1m | €0.1m | €0.1m | ▼ 6.0% |
| Amounts payable17/49 | €1.5m | €1.6m | €1.8m | €2.5m | €2.6m | €2.1m | €1.7m | €1.5m | ▼ 8.9% |
| Amounts payable after more than one year17 | - | - | - | - | €0.2m | €0.2m | €0.1m | €0.7m | ▲ 396% |
| Financial debts170/4 | - | - | - | - | €0.2m | €0.2m | €0.1m | €0.7m | ▲ 396% |
| Amounts payable within one year42/48 | €1.4m | €1.6m | €1.8m | €2.5m | €2.4m | €2.0m | €1.5m | €0.8m | ▼ 47.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €0.03m | €0.03m | €0.03m | ▲ 1.3% |
| Financial debts43 | - | - | - | €0.4m | €0.3m | €27 | - | - | - |
| Credit institutions430/8 | - | - | - | €0.4m | €0.3m | €27 | - | - | - |
| Trade debts44 | €0.009m | €0.02m | €0.02m | €0.05m | €0.02m | €0.03m | €0.02m | €0.02m | ▲ 6.9% |
| Suppliers440/4 | - | - | - | €0.05m | €0.02m | €0.03m | €0.02m | €0.02m | ▲ 6.9% |
| Advances received on contracts in progress46 | - | - | - | €206 | €0.009m | €0.01m | €0.002m | €0.002m | ▼ 6.2% |
| Taxes, remuneration and social security45 | - | - | - | €0.008m | €0.02m | €0.02m | €0.002m | €0.004m | ▲ 106% |
| Taxes450/3 | - | - | - | €456 | €0.01m | €0.01m | - | €0.004m | - |
| Remuneration and social security454/9 | - | - | - | €0.007m | €0.007m | €0.002m | €0.002m | - | - |
| Other amounts payable47/48 | - | - | - | €2.0m | €2.0m | €1.9m | €1.5m | €0.7m | ▼ 49.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €0.005m | - | €0.005m | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.04m | -€0.02m | -€0.006m | €0.02m | €0.05m | €0.3m | -€0.002m | -€0.4m | ▼ 14,753% |
| + Depreciation and write-downs630 | €0.05m | €0.04m | €0.05m | €0.06m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 1.8% |
| Operating cash flow (approximation) | €0.01m | €0.01m | €0.05m | €0.08m | €0.1m | €0.5m | €0.2m | -€0.2m | - |
| Investment in fixed assets (approximation) | - | -€0.2m | -€0.2m | -€0.7m | -€0.3m | €1.3m | -€0.1m | -€0.2m | ▼ 40.8% |
| Change in cash | - | -€0.009m | €0.03m | -€0.02m | €0.04m | €0.05m | -€0.05m | €0.07m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 35 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 19-06-2026 | 2026-00184295 |
| 31-12-2024 | abbreviated format | 01-07-2025 | 2025-00219210 |
| 31-12-2023 | abbreviated format | 21-06-2024 | 2024-00154700 |
| 31-12-2022 | micro format | 26-06-2023 | 2023-00164449 |
| 31-12-2021 | micro format | 22-06-2022 | 2022-20086731 |
| 31-12-2020 | micro format | 18-06-2021 | 2021-21700058 |
| 31-12-2019 | micro format | 15-06-2020 | 2020-16800263 |
| 31-12-2018 | micro format | 25-06-2019 | 2019-22800556 |
| 31-12-2017 | micro format | 28-06-2018 | 2018-25000255 |
| 31-12-2016 | abbreviated format | 19-06-2017 | 2017-18700423 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2024 · 2 entries · €3,323 awarded · €3,323 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €2,000 | €2,000 |
| 2022 | 1 | €1,323 | €1,323 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 4
Day-to-day management 2
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| BERGER Ann Maria Theodora |
|
| VANDERBEEK Peter Herman Bertha |
|
| VANDERBEEK Tom Herman Lieve |
|
| VANDERBEEK Wouter Olivier Hilde |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
17-06
Gazette deed
Reappointments: VANDERBEEK Peter Herman Bertha, BERGER Ann Maria Theodora and 2 othersRegistered-office move · Purpose change10 facts ▸
- General meeting, 12-06-2024
- Director reappointment, VANDERBEEK Peter Herman Bertha (director)
- Director reappointment, BERGER Ann Maria Theodora (director)
- Director reappointment, VANDERBEEK Wouter Olivier Hilde (director)
- Director reappointment, VANDERBEEK Tom Herman Lieve (director)
- Board meeting, “Onmiddellijk hierna, éénparigheid van stemmen” (deed in Dutch)
- Director reappointment, VANDERBEEK Peter Herman Bertha (managing director)
- Director reappointment, BERGER Ann Maria Theodora (managing director)
- Registered-office move, 2000 Antwerpen,Korte Nieuwstraat 4
- Purpose change
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11003A0117/00F008 | Flanders | 471 m² | 1 · 195 m² | 16.1 m · 4 |
| 11803C2369/00C000 | Flanders | 84 m² | 1 · 122 m² | 14.9 m · 4 |
How the parcels are linked
Articles of association
- PurposeThe activities the company may carry out under its articles.
- “23.410 Vervaardiging van huishoudelijk en sieraardewerk; 23.490 Vervaardiging van andere keramische producten; 47.910 Detailhandel via…” (deed in Dutch)
25 activities (deed in Dutch)
- 23.410 Vervaardiging van huishoudelijk en sieraardewerk
- 23.490 Vervaardiging van andere keramische producten
- 47.910 Detailhandel via postorderbedrijven of via internet
- 90.023 Gespecialiseerde beeld-,verlichtings- en geluidstechnieken
- 46.15001 Handelsbemiddeling in meubels,huishoudelijke artikelen en ijzerwaren
- 47.59101 Kleinhandel in meubels
- 47.59201 Kleinhandel in verlichtingsartikelen
- 47.593 Detailhandel in glas-,porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen in gespecialiseerde winkels
- 47.59902 Gespecialiseerde kleinhandel in geschenken met betrekking tot de woninginrichting
- 68.10001 Handel in eigen onroerend goed:flatgebouwen en woningen,niet voor bewoning bestemde gebouwen,grond
- 68.10002 Verkoop van eigen handelszaken en van zelf verworven sleutelgeld (overname)
- 68.20101 Verhuur van al dan niet gemeubelde appartementen en huizen
- 68.20301 Verhuur van niet-residentiële gebouwen zoals kantoorgebouwen,handelspanden,tentoonstellingsruimtes,enzovoort
- 68.20303 Verhuur van handelszaken (in een stelsel van vrije geranten)
- 73.20001 Onderzoek naar de omvang van de markt voor bepaalde producten,de ontvangst en de bekendheid van producten en koopgewoonten,met het oog op verkoopbevordering en ontwikkeling van nieuwe producten
- 70.22001 Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enzovoort
- 70.22002 Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,enzovoort
- 64.20011 Managementsactiviteiten van holdings:tussenkomen in het dagelijks bestuur,vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal,enzovoort
- 64.20012 Op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven uit verscheidene economische sectoren
- 23.41011 Vervaardiging van vaatwerk en huishoudelijke artikelen van faience,gres,gewone aarde,enzovoort
- 47.54001 Kleinhandel in elektrische huishoudapparaten
- 68.20302 Verhuur per jaar van garageboxen en staanplaatsen voor auto's
- 74.20101 Maken van foto's voor bedrijven en particulieren:portretfotografie;mode-en reclamefotografie;fotografie ten behoeve van uitgeverijen,toeristische doeleinden,bemiddelaars in onroerende goederen,enzovoort
- 77.29901 Verhuur van decors
- 90.022 Ontwerp en bouw van podia en decors
Read from the deeds: 1 provision, deed of 17-06-2024