MATRIKA
ActiveMATRIKA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €618k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+53
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 35.29 against 17.11 in 2024; short-term debt: 1.6% and cash: 33.4% of total assets), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 35
Relative position
BE, all sectors
reference
Sector 35
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
73 d early
2023
77 d early
2022
81 d early
2021
76 d early
2020
5 d early
2019
331 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€618k▼ 1.0%
2024 · €624k
2018: €451k
2019: €506k
2020: €680k
2021: €694k
2022: €667k
2023: €642k
2024: €624k
2018 → 2025
Total assets
€628k▼ 4.3%
2024 · €656k
2018: €693k
2019: €753k
2020: €914k
2021: €853k
2022: €749k
2023: €695k
2024: €656k
2018 → 2025
Net result
€-6k▲ 66.6%
2024 · €-18k
2018: €77k
2019: €55k
2020: €174k
2021: €14k
2022: €-27k
2023: €-25k
2024: €-18k
2018 → 2025
Working capital
€353k▼ 0.4%
2024 · €354k
2018: €209k
2019: €269k
2020: €438k
2021: €449k
2022: €414k
2023: €383k
2024: €354k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€694k-€667k▼ 3.9%€642k▼ 3.8%€624k▼ 2.8%€618k▼ 1.0%
Operating result€37k-€-19k€-23k▼ 23.1%€-18k▲ 20.7%€-6k▲ 69.2%
Net result€14k-€-27k€-25k▲ 6.2%€-18k▲ 28.4%€-6k▲ 66.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €628k
Fixed assets
€265k▼ 5.3%
Current assets
€363k▼ 3.5%
Equity and liabilities €628k
Equity
€618k▼ 1.0%
Debt
€10k▼ 68.1%
The debt ratio falls from 4.9% to 1.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €-4k
Cash flow
€9k▲
2024 · €-4k
Solvency
98.4%▲
2024 · 95.1%
Current ratio
35.29▲
2024 · 17.11
Quick ratio
35.29▲
2024 · 17.11
Debt / equity
0.02▼
2024 · 0.05
ROE
-1.0%▲
2024 · -2.9%
ROA
-1.0%▲
2024 · -2.8%
Interest coverage
7.46▲
2024 · -2.03
Debt
€10k▼
2024 · €32k
Debt ≤ 1 year
€10k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€656k€628k▼
Fixed assets21/28€280k€265k▼
Tangible fixed assets22/27€280k€265k▼
Land and buildings22€277k€264k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€376k€363k▼
Amounts receivable within one year40/41€237€3k▲
Trade receivables40-€3k
Other amounts receivable41€237€238▲
Current investments50/53€51k€150k▲
Cash at bank and in hand54/58€325k€210k▼
Deferred charges and accrued income490/1€580€608▲
Equity and liabilities
Total equity and liabilities10/49€656k€628k▼
Equity10/15€624k€618k▼
Contributions10/11€19k€19k=
Reserves13€584k€584k=
Distributable reserves133€584k€584k=
Profit (loss) carried forward14€21k€15k▼
Amounts payable17/49€32k€10k▼
Amounts payable after more than one year17€10k-
Financial debts170/4€10k-
Amounts payable within one year42/48€22k€10k▼
Current portion of amounts payable after more than one year42€22k€10k▼
Other amounts payable47/48€146€60▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€-324€11k▲
Operating profit (loss)9901€-18k€-6k▲
Financial income75/76B€3k€804▼
Recurring financial income75€3k€804▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-18k€-6k▲
Income taxes67/77€536-
Profit (loss) for the period9904€-18k€-6k▲
Profit (loss) for the period to be appropriated9905€-18k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€15k▼
Profit (loss) brought forward from the previous period14P€40k€21k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 35.29
Current ratio from 17.11 to 35.29; short-term debt falls from €22k to €10k.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-27k ▼292%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 15.31
Current ratio from 6.46 to 15.31; short-term debt falls from €82k to €29k.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 331 days late
2020
31-12
Financial
Highest result since 2018net €174k ▲217%
Operating result €246k, net result €174k, both a record.
2019
31-12
Financial
Equity above €500kEq €506k ▲12.2%
2 profitable years in a row build equity to €506k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 532570 DuffelGround area
216 m²
Building footprint
83 m²
Parcel 12009E0335/00G003, Flanders. Linked by address, not a title deed.
1 establishment unit
DUFFELS SLAAPKOMFORT WAGEMANS
since 19942.064.963.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0335/00G003 | Flanders | 216 m² | 1 · 83 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600HWGKFT1J9NIT40
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Of 562 companies in sector 35150 we hold annual accounts for 230. 127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1993
Fiscal year end31-12
Activities, NACEBEL
35150Electricity, gas, steam and air conditioning supply
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.