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MATOP

Active
Private limited companyfounded 20242 yrs activeQuai de Rome 22, 4000 Liège, BelgiumKBO/BCE: BE 1013.863.497
Summary

The computed 12-month bankruptcy probability of MATOP is 4.1% (elevated). The 2024 annual accounts show equity of €6,284 and a net result of €4,584. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability69
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.66; short-term debt: 82.9% and cash: 10.1% of total assets), and 82.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
17.1%
Return on assets
12.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 30 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 September 2024, MATOP was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€6,284
Total assets
€36,712
Net result
€4,584
Working capital
-€10,481

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €36,712
Fixed assets €16,765
Current assets €19,948
Equity and liabilities €36,712
Equity €6,284
Debt €30,428
Debt finances 82.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€8,239
Cash flow
€6,319
Current ratio
0.66
Debt to equity
4.84
ROE
72.9%
ROA
12.5%
Debt ≤ 1 year
€30,428
Income taxes
€1,920

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€36,712
Fixed assets21/28€16,765
Tangible fixed assets22/27€16,765
Furniture and vehicles24€16,765
Current assets29/58€19,948
Amounts receivable within one year40/41€15,621
Trade receivables40€15,041
Other amounts receivable41€580
Cash at bank and in hand54/58€3,711
Deferred charges and accrued income490/1€616
Equity and liabilities
Total equity and liabilities10/49€36,712
Equity10/15€6,284
Contributions10/11€2,500
Reserves13€3,784
Distributable reserves133€3,784
Amounts payable17/49€30,428
Amounts payable within one year42/48€30,428
Trade debts44€728
Suppliers440/4€728
Taxes, remuneration and social security45€2,174
Taxes450/3€2,174
Other amounts payable47/48€27,526
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,735
Other operating charges640/8€459
Gross operating margin9900€8,698
Operating profit (loss)9901€6,504
Profit (loss) for the period before taxes9903€6,504
Income taxes67/77€1,920
Profit (loss) for the period9904€4,584
Profit (loss) for the period to be appropriated9905€4,584
Appropriation of the result
Profit (loss) to be appropriated9906€4,584
Transfer to equity691/2€3,784
To other reserves6921€3,784
Profit to be distributed694/7€800
Return on contributions (dividend)694€800

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,735
Other operating charges640/8€459
Gross operating margin9900€8,698
Operating profit (loss)9901€6,504
Profit (loss) for the period before taxes9903€6,504
Income taxes67/77€1,920
Profit (loss) for the period9904€4,584
Profit (loss) for the period to be appropriated9905€4,584
Line2024
Assets
Total assets20/58€36,712
Fixed assets21/28€16,765
Tangible fixed assets22/27€16,765
Furniture and vehicles24€16,765
Current assets29/58€19,948
Amounts receivable within one year40/41€15,621
Trade receivables40€15,041
Other amounts receivable41€580
Cash at bank and in hand54/58€3,711
Deferred charges and accrued income490/1€616
Equity and liabilities
Total equity and liabilities10/49€36,712
Equity10/15€6,284
Contributions10/11€2,500
Reserves13€3,784
Distributable reserves133€3,784
Amounts payable17/49€30,428
Amounts payable within one year42/48€30,428
Trade debts44€728
Suppliers440/4€728
Taxes, remuneration and social security45€2,174
Taxes450/3€2,174
Other amounts payable47/48€27,526
Line2024
Profit (loss) for the period9904€4,584
+ Depreciation and write-downs630€1,735
Operating cash flow (approximation)€6,319

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
215 m²
Building footprint
203 m²
Volume, LiDAR
6,559 m³
Parcel 62814C0038/00S004, Wallonia · tallest building 38.7 m, ±11 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
MATOP
Quai de Rome 22, 4000 LiègeHuman health activities
since 20242.365.750.123
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62814C0038/00S004 Wallonia 215 m² 1 · 203 m² 38.7 m · 11 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded20-09-2024
Fiscal year end31-12
Contact
E-mail mathilde.pierrot@gmx.fr
Phone +32479830042
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013863497
Registered 28-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.