Equity
€3.4m ▲ 28.2%
MATOOMA has made a profit without a break since 2008.
MATOOMA
Lifetime
19 annual accounts with figures on one time axis, 35 filings since 1991peak €1.2m (2025)
€1.2m▲ 231%
lowest -€39,180 (2006)
€753,184▲ 304%
peak €3.4m (2025)
€3.4m▲ 28.2%
€127,597▼ 17.7%
peak 0.5 FTE (2008)
-not published
Board3 names since 2016
-
Owners
100%TOP
Documentsfilings and deeds
09-06-202652 days before the deadline
2025abbreviated format
Gross margin from €364,358 to €1.2mResult from €186,492 to €753,184Registered office moved within Bree 11-03Equity from €2.7m to €3.4mDebts from €154,971 to €127,597Cash from €1.1m to €1.7m
Key points
from the 2025 annual accountsChecked score
99
Excellent
Financially stronger than 91% of small companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Size: total assets €3.5m
Equity €3.4m (96.4% of total assets)
Figures for financial year 2025 (filed on 11-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 82% of them on solvency, 99% on liquidity, 96% on profitability and 87% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as MATOOMA has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of MATOOMA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for MATOOMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €330,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 19.51 (9.7 in 2024), above the usual 1.5. Short-term debt is 3.6% and cash 49.3% of total assets. 3.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 days early
2024
34 days early
2023
19 days early
2022
3 days late
2021
31 days late
2020
17 days late
2019
11 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 6 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- TOP 100%score 99equity €2.6m (2026) · 31-03-2026 annual accounts of TOP
Recent changes
Registered office moved within Bree
New registered office: Witte Torenwal 8 te 3960 Bree · Previous registered office: Cobbestraat 23 te 3960 Bree · Board meeting of 24-02-2025 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen, Nieuwbouw of aanleggen · Bocholt
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Provincie Limburg
Demerger: TOON INVEST splits off to T-INVEST
Founding capital of €234,844.01 · Company renamed from TOON INVEST to MATOOMA · Capital after the decrease: €57,520.83 · Capital from €57,520.83 to €61,500 · General meeting of 30-06-2020 · Gazette deed
Official details
Source: KBO- Status
- Active since 13-11-1990Normal situation
- Activity
- “Het verwerven,beheren,instandhouden en valoriseren van een onroerend goed-vermogen,bestaande uit onroerende goederen,alle zakelijke rechten daarop…” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.050.903.5633960 Bree, since 03-01-1991
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €2.1mestimated
- €3.5m▲ 25.7%
- Filing
- Filed on 09-06-2026, 52 days before the end of the filing period
Insights on MATOOMA
MATOOMA files the abbreviated format. That format states no turnover. The gross margin rose from €38,134 in 2006 to €1.2m in 2025.
TOP holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MATOOMA
- What is the company number of MATOOMA?
- The company number of MATOOMA is 0442.502.716. The VAT number is the same number with BE in front: BE 0442.502.716.
- Where is MATOOMA based?
- The registered office is at Witte Torenwal 8, 3960 Bree.Company details
- What is the legal form of MATOOMA?
- MATOOMA is a public limited company (NV).
- When was MATOOMA founded?
- MATOOMA was founded on 13-11-1990.
- Is MATOOMA still active?
- Yes, MATOOMA is an active enterprise in the KBO register.
- What is the turnover of MATOOMA?
- The turnover in financial year 2025 is ≈ €2.1m. This figure is estimated from the gross margin of €1.2m and 1,585 comparable companies of the same size. It probably lies between €1.4m and €3.4m. It is a rough estimate.Financials
- Is MATOOMA profitable?
- In financial year 2025, MATOOMA made a profit of €753,184.
- Where can I find the annual accounts of MATOOMA?
- MATOOMA filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MATOOMA due?
- MATOOMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.