MATIL
ActiveSummary
The computed 12-month bankruptcy probability of MATIL is 3.8% (moderate). The 2025 annual accounts show negative equity (-€6,912) and a net result of -€17,851. Its solvency ranks better than 24% of 16,883 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 6.6 FTE
- Equity
- -€6,912
- Loss
- -€17,851
- Board
- 6 members
Why 48raises riskSector: Food and beverage service activities (NACE 56)Founded in 2023Negative equity -€6,912lowers riskFigures for financial year 2025 (filed 31-03-2026)Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 24% on solvency, 63% on liquidity, 27% on profitability and 5% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 33 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Appointments: Umi Cuypers, Myriam Goemans and…Gazette deed
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €13,374 in 2025 against €9,027 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91.6% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €2,500 | - |
| Remuneration, social security and pensions62 | - | €17,655 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,704 | €24,493 | ▲ 806% |
| Other operating charges640/8 | €705 | €1,767 | ▲ 151% |
| Gross operating margin9900 | -€5,618 | €30,542 | - |
| Operating profit (loss)9901 | -€9,027 | -€13,374 | ▼ 48.2% |
| Financial income75/76B | €0 | €18 | ▲ 51× |
| Recurring financial income75 | €0 | €18 | ▲ 51× |
| Financial charges65/66B | €35 | €4,495 | ▲ 130× |
| Recurring financial charges65 | €35 | €4,495 | ▲ 130× |
| Profit (loss) for the period before taxes9903 | -€9,061 | -€17,851 | ▼ 97.0% |
| Profit (loss) for the period9904 | -€9,061 | -€17,851 | ▼ 97.0% |
| Profit (loss) for the period to be appropriated9905 | -€9,061 | -€17,851 | ▼ 97.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €51,776 | €227,113 | ▲ 339% |
| Fixed assets21/28 | €11,849 | €183,651 | ▲ 15× |
| Tangible fixed assets22/27 | €11,849 | €183,651 | ▲ 15× |
| Land and buildings22 | €586 | €94,339 | ▲ 161× |
| Plant, machinery and equipment23 | €4,951 | €77,639 | ▲ 16× |
| Furniture and vehicles24 | €6,312 | €11,673 | ▲ 84.9% |
| Current assets29/58 | €39,927 | €43,463 | ▲ 8.9% |
| Stocks and contracts in progress3 | €4,500 | €11,882 | ▲ 164% |
| Stocks30/36 | €4,500 | €11,882 | ▲ 164% |
| Amounts receivable within one year40/41 | €2,576 | €5,058 | ▲ 96.3% |
| Trade receivables40 | €2,150 | €2,518 | ▲ 17.1% |
| Other amounts receivable41 | €426 | €2,540 | ▲ 496% |
| Cash at bank and in hand54/58 | €32,851 | €25,709 | ▼ 21.7% |
| Deferred charges and accrued income490/1 | - | €814 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €51,776 | €227,113 | ▲ 339% |
| Equity10/15 | €10,939 | -€6,912 | - |
| Contributions10/11 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€9,061 | -€26,912 | ▼ 197% |
| Amounts payable17/49 | €40,837 | €234,025 | ▲ 473% |
| Amounts payable after more than one year17 | - | €193,006 | - |
| Financial debts170/4 | - | €193,006 | - |
| Amounts payable within one year42/48 | €40,837 | €41,020 | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | €40,000 | €17,178 | ▼ 57.1% |
| Trade debts44 | €560 | €6,149 | ▲ 998% |
| Suppliers440/4 | €560 | €6,149 | ▲ 998% |
| Advances received on contracts in progress46 | - | €2,425 | - |
| Taxes, remuneration and social security45 | €78 | €15,268 | ▲ 196× |
| Taxes450/3 | €78 | €8,220 | ▲ 105× |
| Remuneration and social security454/9 | - | €7,048 | - |
| Other amounts payable47/48 | €199 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€9,061 | -€17,851 | ▼ 97.0% |
| + Depreciation and write-downs630 | €2,704 | €24,493 | ▲ 806% |
| Operating cash flow (approximation) | -€6,357 | €6,643 | - |
| Investment in fixed assets (approximation) | - | -€196,295 | - |
| Change in cash | - | -€7,142 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 31-03-2026 | 2026-00067626 |
| 30-09-2024 | micro format | 25-03-2025 | 2025-00053379 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CUYPERS Johan Eugeen Mathilde |
|
| Christiana Van Genechten |
|
| Ine Olaerts |
|
| Leon Cuypers |
|
| Myriam Goemans |
|
| Umi Cuypers |
|
Owners and capital
Capital and shareholders
- CUYPERS Johan Eugeen Mathilde sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 19-06-2023 Incorporation · €20,000 · 100 shares
Group and network
Connections & network
6 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 15 June 2023, MATIL was incorporated as a private limited company by one natural person, with a starting capital of €20,000.12 Of the 6 current board members, CUYPERS Johan Eugeen Mathilde has served longest, since 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
28-02
Gazette deed
Appointments: Umi Cuypers, Myriam Goemans and 3 others6 facts ▸
- General meeting, 08-01-2025
- Director appointment, Umi Cuypers (director)
- Director appointment, Myriam Goemans (director)
- Director appointment, Ine Olaerts (director)
- Director appointment, Leon Cuypers (director)
- Director appointment, Christiana Van Genechten (director)
19-06
Gazette deed
IncorporationAppointment: CUYPERS Johan Eugeen Mathilde (director) · Founder · Founding capital5 facts ▸
- Incorporation, “MATIL” (deed in Dutch)
- Founder, CUYPERS Johan Eugeen Mathilde
- Founding capital, €20,000
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
- Director appointment, CUYPERS Johan Eugeen Mathilde (director)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71303C0771/00R000 | Flanders | 7,896 m² | 1 · 302 m² | 10.2 m · 1 |
| 71016I1302/00H000 | Flanders | 788 m² | 1 · 183 m² | 3.2 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Uitbaten van brasserie,taverne,café,restaurant,frituur,hotel en bed and breakfast,en alle andere horeca-activiteiten in meest uitgebreide…” (deed in Dutch)
13 activities (deed in Dutch)
- Uitbaten van brasserie,taverne,café,restaurant,frituur,hotel en bed and breakfast,en alle andere horeca-activiteiten in meest uitgebreide betekenis.Het ter beschikking stellen van horecapersoneel aan derden.
- Catering,traiteurservice met of zonder ter beschikkingstelling van personeel,verkoop van afhaalmaaltijden,inrichten van feesten en evenementen dit alles in haar meest ruime betekenis.
- Aankoop en verkoop,invoer en uitvoer,groot- en kleinhandel van wijnen,olijfolies,alcohol,voeding horeca-producten,horecamachines,feestartikelen en alle andere goederen beschikbaar op de markt.
- Het verlenen van adviezen van technische,commerciële,financiële of administratieve aard;in de ruimste zin bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van bedrijfsorganisatie,financieel,administratief en commercieel management,verkoop,productie,algemeen bestuur,technisch en personeelsmanagement.
- De organisatie opzetten,verbeteren,onderhouden van zowel zaal,keuken,administratie,aankoopbeheer,verkoopbeleid,inzake horecabedrijven.Het creëren van gerechten en verbeteren ervan,het op de werkvloer verbeteren van allerhande processen zowel voor horeca als andere bedrijven.
- Managementvennootschap,het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten en functies in andere vennootschappen,ondernemingen en/of verenigingen.
- Advies en bijstand bij het algemeen management.
- Advies en bijstand op het vlak van investeringen:budgettering,opstellen van studies,offertes,advies inzake aankopen en de implementatie van investeringen.
- Het voeren van diverse administraties en administratieve taken van handelszaken.
- Het voeren van marktonderzoeken en marketingstudies.
- Consultancy,opleiding,lesgeven in,training,organisatie van seminaries en cursussen betreffende technische en andere bedrijfsaangelegenheden in de ruimste betekenis.
- Het aanleggen,het uitbouwen en beheren van een onroerend vermogen,alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan- en verkoop,huur en verhuur van roerende goederen alsmede alle handelingen die rechtsreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze of andere roerende en onroerende goederen.
- Het aanleggen,beheren en uitbouwen van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “De algemene vergadering kan het mandaat van een al dan niet in de statuten benoemde bestuurder steeds beëindigen wegens wettige reden…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, rechtspersoon-bestuurder mag niet beëindigen zonder tegelijk opvolger te benoemen” (deed in Dutch)“Algemene kosten,los van representatie-,reis- en verplaatsingskosten, vaste of evenredige vergoeding” (deed in Dutch)“Artikel 5:73 WVV, alle handelingen nodig of dienstig tot verwezenlijking voorwerp” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk aandeel in winst, 1” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of March at 20:00