Financials
- Financial year
- 2025
- Total assets
- €48,225
- Loss
- -€4,558
- Solvency
- 0.9%
MATIÈRE NOIRE
ActiveSummary
MATIÈRE NOIRE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €442 and a net result of -€4,558. Its solvency ranks better than 23% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
Retail trade
NACE 47523
1 site
Size
€48,225total assets 2025
- Equity
- €442
- Loss
- -€4,558
Turnover not published (micro format)
Why 63raises riskEquity €442 (0.9% of total assets)Founded in 2025Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.01, cash €15,085Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 40% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency
26
equity 0.9% of total assets
Liquidity
80
short-term debt 25.3% · cash 31.3%
Profitability
7
return on assets -9.5%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 1.8%
06-2026: 1.8%● unchanged vs 05-2026
07-2026: 2.2%▲ +0.4 percentage points vs 06-2026
08-2026: 2.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 1.3%▼ -1.0 percentage point vs 08-2026lowest value
10-2026: 1.4%▲ +0.1 percentage points vs 09-2026
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 20% on solvency, 84% on liquidity and 16% on profitability.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 22536 sector peers (2025).
NBB · sector comparisonPosition among 22536 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
3 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: ZGHIKH Yasmina Natacha (administrateur…
Key points
By topic
Board & ownership
- Board
- 1 member
- ZGHIKH Yasmina NatachaDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47523
- Founded
- 02-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Annual meeting
- Last Friday of June at 18:00
- Purpose
- “L’achat,la vente en détail et en gros,l’importation,l’exportation le dépôt,le transport,la…” (deed in French)
Key facts about MATIÈRE NOIRE
- What is the company number of MATIÈRE NOIRE?
- 1021.816.509. In Belgium the VAT number is the company number with BE in front: BE 1021.816.509.
- Where is MATIÈRE NOIRE based?
- The registered office is at Rue Florian Montagne 147, 6001 Charleroi.Company details
- What does MATIÈRE NOIRE do?
- According to the KBO register, the main activity is retail trade (NACE 47523).
- What is the legal form of MATIÈRE NOIRE?
- Private limited company (BV).
- When was MATIÈRE NOIRE founded?
- On 02-04-2025.
- Is MATIÈRE NOIRE still active?
- Yes, MATIÈRE NOIRE is an active enterprise in the KBO register.
- What is the turnover of MATIÈRE NOIRE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is MATIÈRE NOIRE profitable?
- In financial year 2025, MATIÈRE NOIRE made a loss of €4,558.
- Where can I find the annual accounts of MATIÈRE NOIRE?
- MATIÈRE NOIRE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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