Mathilde SCHOTTE
ActiveSummary
Mathilde SCHOTTE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €7k. Equity is growing by ~14% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-7
Solvency80▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.9 in 2024; short-term debt: 45% and cash: 17.9% of total assets), and 45% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
31 d late
2022
29 d late
2021
30 d late
2020
23 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▼ 43.4%
2024 · €12k
2018: €-28k
2019: €26k
2020: €18k
2021: €5k
2022: €10k
2023: €2k
2024: €12k
2018 → 2025
Working capital
€43k▼ 20.4%
2024 · €54k
2018: €-5k
2019: €21k
2020: €39k
2021: €44k
2022: €54k
2023: €56k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€54k▲ 22.2%€56k▲ 2.8%€54k▼ 3.0%€43k▼ 20.4%
Operating result€9k-€18k▲ 95.0%€3k▼ 83.1%€18k▲ 486%€11k▼ 36.8%
Net result€5k-€10k▲ 95.0%€2k▼ 84.4%€12k▲ 701%€7k▼ 43.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €78k
Equity
€43k ▼ 20.4%
Debt
€35k ▲ 23.7%
Debt's share of the balance-sheet total rises from 34.4% to 45.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €18k
Cash flow
€7k▼
2024 · €12k
Current ratio
2.22▼
2024 · 2.90
Debt to equity
0.82▲
2024 · 0.53
ROE
16.2%▼
2024 · 22.8%
ROA
8.9%▼
2024 · 14.9%
Interest coverage
6.65▼
2024 · 164.46
Debt ≤ 1 year
€35k▲
2024 · €28k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€78k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€83k€78k▼
Amounts receivable within one year40/41€57k€64k▲
Trade receivables40€21k€23k▲
Other amounts receivable41€36k€41k▲
Cash at bank and in hand54/58€26k€14k▼
Equity and liabilities
Total equity and liabilities10/49€83k€78k▼
Equity10/15€54k€43k▼
Contributions10/11€6k€6k=
Reserves13€48k€37k▼
Non-distributable reserves130/1€865€865=
Reserves not available under the articles1311€865€865=
Distributable reserves133€47k€36k▼
Profit (loss) carried forward14€273€273=
Amounts payable17/49€28k€35k▲
Amounts payable within one year42/48€28k€35k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€13k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31€0▼
Gross operating margin9900€18k€11k▼
Operating profit (loss)9901€18k€11k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€108€2k▲
Recurring financial charges65€108€2k▲
Profit (loss) for the period before taxes9903€20k€12k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€12k€7k▼
Profit (loss) for the period to be appropriated9905€12k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€7k▼
Profit (loss) brought forward from the previous period14P€273€273=
Transfer from equity791/2€14k€18k▲
Transfer to equity691/2€12k€7k▼
To other reserves6921€12k€7k▼
Profit to be distributed694/7€14k€18k▲
Return on contributions (dividend)694€14k€18k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
State Gazette act
General meeting · Registered-office moveRegistered-office move2 facts ▸
State Gazette act
General meeting · Registered-office move
Registered-office move2 facts ▸
- General meeting, 14-07-2026
- Registered-office move, 7623 Rongy, Rue des Bigots 13
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 4.67
Current ratio from 0.75 to 4.67; short-term debt falls from €20k to €6k.
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 84 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brunehaut · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bigots(RON) 137623 BrunehautGround area
5,001 m²
Parcel 57070C0780/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Bigots(RON) 13, 7623 Brunehaut
since 20162.251.979.318
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57070C0780/00G000 | Wallonia | 5,001 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-03-2016
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.