Mathias De Backer
ActiveSummary
Mathias De Backer has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €112k. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+59
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 6.26 against 1.26 in 2024; short-term debt: 12.9% and cash: 51% of total assets), and 12.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
75%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
16 d early
2023
30 d early
2022
31 d early
2021
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 619%
2024 · €18k
2021: €42k
2022: €55k
2023: €86k
2024: €18k
2021 → 2025
Total assets
€149k▲ 33.3%
2024 · €112k
2021: €67k
2022: €135k
2023: €105k
2024: €112k
2021 → 2025
Net result
€112k▲ 44.3%
2024 · €78k
2021: €37k
2022: €12k
2023: €31k
2024: €78k
2021 → 2025
Working capital
€101k▲ 344%
2024 · €23k
2021: €41k
2022: €38k
2023: €52k
2024: €23k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€55k▲ 28.8%€86k▲ 56.3%€18k▼ 78.9%€130k▲ 619%
Operating result€47k-€19k▼ 60.7%€30k▲ 60.1%€131k▲ 342%€144k▲ 9.7%
Net result€37k-€12k▼ 67.3%€31k▲ 152%€78k▲ 152%€112k▲ 44.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€29k
Current assets
€120k
Equity and liabilities €149k
Equity
€130k ▲ 619%
Debt
€19k ▼ 79.5%
Debt's share of the balance-sheet total falls from 83.9% to 12.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€145k▲
2024 · €132k
Cash flow
€113k▲
2024 · €78k
Current ratio
6.26▲
2024 · 1.26
Debt to equity
0.15▼
2024 · 5.20
ROE
86.1%▼
2024 · 429.2%
ROA
75.0%▲
2024 · 69.3%
Interest coverage
192.26▲
2024 · 116.45
Debt ≤ 1 year
€19k▼
2024 · €89k
Income taxes
€32k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€112k€149k▲
Fixed assets21/28€0€29k▲
Tangible fixed assets22/27€0€29k▲
Plant, machinery and equipment23€0€1k▲
Furniture and vehicles24-€28k
Financial fixed assets28€0-
Current assets29/58€112k€120k▲
Amounts receivable after more than one year29-€12k
Other amounts receivable291-€12k
Amounts receivable within one year40/41€44k€31k▼
Trade receivables40€26k€20k▼
Other amounts receivable41€18k€11k▼
Cash at bank and in hand54/58€67k€76k▲
Deferred charges and accrued income490/1€706€1k▲
Equity and liabilities
Total equity and liabilities10/49€112k€149k▲
Equity10/15€18k€130k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€13k€125k▲
Amounts payable17/49€94k€19k▼
Amounts payable within one year42/48€89k€19k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€21k€9k▼
Taxes450/3€18k€6k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€65k€6k▼
Accrued charges and deferred income492/3€5k€44▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€317€1k▲
Other operating charges640/8€669€783▲
Gross operating margin9900€132k€146k▲
Operating profit (loss)9901€131k€144k▲
Financial income75/76B€511€590▲
Recurring financial income75€511€590▲
Financial charges65/66B€34k€756▼
Recurring financial charges65€1k€756▼
Non-recurring financial charges66B€33k€0▼
Profit (loss) for the period before taxes9903€98k€144k▲
Income taxes67/77€20k€32k▲
Profit (loss) for the period9904€78k€112k▲
Profit (loss) for the period to be appropriated9905€78k€112k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€125k▼
Profit (loss) brought forward from the previous period14P€81k€13k▼
Profit to be distributed694/7€145k€0▼
Return on contributions (dividend)694€145k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €112k ▲44.3%
Operating result €144k, net result €112k, both a record.
31-12
Financial
Liquidity times 5current ratio 6.26
Current ratio from 1.26 to 6.26; short-term debt falls from €89k to €19k.
31-12
Financial
Equity above €100kEq €130k ▲619%
5 profitable years in a row build equity to €130k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €12k ▼67.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Verbovenlei 602100 AntwerpenGround area
325 m²
Building footprint
108 m²
Volume, LiDAR
912 m³
Parcel 11346B0979/00M012, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mathias De Backer
since 20212.317.296.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0979/00M012 | Flanders | 325 m² | 1 · 108 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,552 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.