Matheo
ActiveSummary
The computed 12-month bankruptcy probability of Matheo is 8.0% (elevated). The 2025 annual accounts show negative equity (-€77,088) and a net result of -€14,320. Equity is shrinking by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 13617 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
8.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€77,088
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
30 d late
2023
61 d late
2022
25 d late
2021
58 d late
2020
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€77,088▼ 22.8%
2024 · -€62,768
Total assets
€1,037▼ 92.4%
2024 · €13,567
Net result
-€14,320▲ 31.7%
2024 · -€20,960
Working capital
-€77,093▼ 5.5%
2024 · -€73,071
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€6,188▲ 73.7%-€20,068▼ 224%-€828▲ 95.9%-€20,926▼ 2,427%-€14,319▲ 31.6%
Net result-€6,342below the sector's middle half▲ 73.5%-€20,198below the sector's middle half▼ 218%-€2,319within the sector's middle half▲ 88.5%-€20,960below the sector's middle half▼ 804%-€14,320below the sector's middle half▲ 31.7%
Equity-€19,291below the sector's middle half▼ 49.0%-€39,489below the sector's middle half▼ 105%-€41,808below the sector's middle half▼ 5.9%-€62,768below the sector's middle half▼ 50.1%-€77,088below the sector's middle half▼ 22.8%
Total assets€41,917below the sector's middle half▼ 18.5%€13,135below the sector's middle half▼ 68.7%€12,256below the sector's middle half▼ 6.7%€13,567below the sector's middle half▲ 10.7%€1,037below the sector's middle half▼ 92.4%
Debt€61,208▼ 4.9%€52,624▼ 14.0%€54,064▲ 2.7%€76,334▲ 41.2%€78,125▲ 2.3%
Working capital-€47,487below the sector's middle half▲ 5.0%-€49,792below the sector's middle half▼ 4.9%-€52,111below the sector's middle half▼ 4.7%-€73,071below the sector's middle half▼ 40.2%-€77,093below the sector's middle half▼ 5.5%
Solvency-46.0%below the sector's middle half▼ 20.8pp-300.6%below the sector's middle half▼ 254.6pp-341.1%below the sector's middle half▼ 40.5pp-462.7%below the sector's middle half▼ 121.5pp
Current ratio0.22below the sector's middle half=0.05below the sector's middle half▼ 0.170.04below the sector's middle half▼ 0.020.04below the sector's middle half▲ 0.01
Return on assets (ROA)-15.1%below the sector's middle half▲ 31.5pp-153.8%below the sector's middle half▼ 138.6pp-18.9%below the sector's middle half▲ 134.8pp-154.5%below the sector's middle half▼ 135.6pp
Staff (FTE)0.3=
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,319 in 2025 against €20,926 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1,037
Fixed assets
€5 ▼ 100.0%
Current assets
€1,032 ▼ 68.4%
Key figures and ratios
Debt ≤ 1 year
€78,125▲
2024 · €76,334
Staff costs
-€160▼
2024 · €1,142
Ratios withheld: a balance sheet total of €1,037 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 8.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,249 | €118 | - | €1,142 | -€160 | ▼ 114% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,635 | €5,059 | - | - | - | - |
| Other operating charges640/8 | €479 | €243 | €159 | €433 | €435 | ▲ 0.5% |
| Non-recurring operating charges66A | - | - | - | - | €10,304 | - |
| Gross operating margin9900 | €6,175 | -€14,647 | -€669 | -€19,351 | -€3,740 | ▲ 80.7% |
| Operating profit (loss)9901 | -€6,188 | -€20,068 | -€828 | -€20,926 | -€14,319 | ▲ 31.6% |
| Financial income75/76B | €0 | €20 | - | - | €0 | - |
| Recurring financial income75 | €0 | €20 | - | - | €0 | - |
| Financial charges65/66B | €154 | €150 | €1,491 | €34 | €1 | ▼ 96.7% |
| Recurring financial charges65 | €154 | €150 | €1,491 | €34 | €1 | ▼ 96.7% |
| Profit (loss) for the period before taxes9903 | -€6,342 | -€20,198 | -€2,319 | -€20,960 | -€14,320 | ▲ 31.7% |
| Profit (loss) for the period9904 | -€6,342 | -€20,198 | -€2,319 | -€20,960 | -€14,320 | ▲ 31.7% |
| Profit (loss) for the period to be appropriated9905 | -€6,342 | -€20,198 | -€2,319 | -€20,960 | -€14,320 | ▲ 31.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41,917 | €13,135 | €12,256 | €13,567 | €1,037 | ▼ 92.4% |
| Fixed assets21/28 | €28,196 | €10,304 | €10,304 | €10,304 | €5 | ▼ 100.0% |
| Tangible fixed assets22/27 | €28,196 | €10,304 | €10,304 | €10,304 | - | - |
| Land and buildings22 | €8,764 | €7,645 | €7,645 | €7,645 | - | - |
| Plant, machinery and equipment23 | €19,432 | €2,659 | €2,659 | €2,659 | - | - |
| Furniture and vehicles24 | €0 | - | - | - | - | - |
| Financial fixed assets28 | - | - | - | - | €5 | - |
| Current assets29/58 | €13,721 | €2,831 | €1,952 | €3,263 | €1,032 | ▼ 68.4% |
| Stocks and contracts in progress3 | €9,182 | €0 | - | - | - | - |
| Stocks30/36 | €9,182 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €2,689 | €1,848 | €1,848 | €2,943 | €992 | ▼ 66.3% |
| Other amounts receivable41 | €2,689 | €1,848 | €1,848 | €2,943 | €992 | ▼ 66.3% |
| Cash at bank and in hand54/58 | €1,662 | €984 | €105 | €320 | €40 | ▼ 87.4% |
| Deferred charges and accrued income490/1 | €188 | €0 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41,917 | €13,135 | €12,256 | €13,567 | €1,037 | ▼ 92.4% |
| Equity10/15 | -€19,291 | -€39,489 | -€41,808 | -€62,768 | -€77,088 | ▼ 22.8% |
| Contributions10/11 | €11,000 | €11,000 | €11,000 | €11,000 | €11,000 | = |
| Profit (loss) carried forward14 | -€30,291 | -€50,489 | -€52,808 | -€73,768 | -€88,088 | ▼ 19.4% |
| Amounts payable17/49 | €61,208 | €52,624 | €54,064 | €76,334 | €78,125 | ▲ 2.3% |
| Amounts payable within one year42/48 | €61,208 | €52,624 | €54,064 | €76,334 | €78,125 | ▲ 2.3% |
| Current portion of amounts payable after more than one year42 | €11,607 | €2,900 | - | - | - | - |
| Trade debts44 | €10,356 | €10,313 | - | €1,902 | €365 | ▼ 80.8% |
| Suppliers440/4 | €10,356 | €10,313 | - | €1,902 | €365 | ▼ 80.8% |
| Taxes, remuneration and social security45 | €4,006 | €0 | - | - | - | - |
| Remuneration and social security454/9 | €4,006 | €0 | - | - | - | - |
| Other amounts payable47/48 | €35,238 | €39,410 | €54,064 | €74,433 | €77,759 | ▲ 4.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,342 | -€20,198 | -€2,319 | -€20,960 | -€14,320 | ▲ 31.7% |
| + Depreciation and write-downs630 | €10,635 | €5,059 | - | - | - | - |
| Operating cash flow (approximation) | €4,293 | -€15,139 | -€2,319 | -€20,960 | -€14,320 | ▲ 31.7% |
| Investment in fixed assets (approximation) | - | €12,833 | €0 | €0 | €10,299 | - |
| Change in cash | - | -€678 | -€879 | €215 | -€280 | ▼ 230% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
14-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Registered-office move, Mechelsesteenweg(PAS) 115, 2860 Sint-Katelijne-Waver
- General meeting, 01-01-2026
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
State Gazette actNBB filing
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2024
Ground area
556 m²
Parcel 12035B0725/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
Matheo
since 20242.360.478.370
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035B0725/00K002 | Flanders | 556 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
10712Artisanal bread and fresh pastry making
47260Retail trade
47610Retail trade
47789Other retail sale of new goods
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
56302Nightclubs
92000Gambling and betting activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738401315
Also
9925:BE0738401315
Registered
30-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.