Materior

Active

Private limited companyfounded 20242 yrs activeHradistkostraat 40, 2910 Essen, BelgiumKBO/BCE: BE 1009.626.082

Summary

Materior has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,474 and a net result of €15,474. Its solvency ranks better than 39% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch Report Compare

MateriorActiveChecked score 68/100

Risk analysis Report Compare

What they do

Joinery installation

NACE 43320

1 site

How big

€50,226total assets 2025

Equity: €18,474
Profit: €15,474

Turnover not published (abridged schema)

Financially healthy?

68 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.0%

Who decides

Accounts 7 d early0 of 1 deed read

Why 68- Founded in 2024- Size: total assets €50,226+ Liquidity: current ratio 2.26, cash €19,475+ Figures for FY 2025 (filed 24-07-2026)Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 69% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 62

equity 36.8% of total assets

Liquidity 78

short-term debt 43.3% · cash 38.8%

Profitability 100

return on assets 30.8%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 2.26, cash €19,475 lowers the probability
Size: total assets €50,226 raises the probability for this profile
Figures for FY 2025 (filed 24-07-2026) lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity ample (current ratio 2.26; short-term debt: 43.3% and cash: 38.8% of total assets), but 63.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 39%, liquidity 76%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.