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Materior

Active
Private limited companyfounded 20242 yrs activeHradistkostraat 40, 2910 Essen, BelgiumKBO/BCE: BE 1009.626.082
Summary

The computed 12-month bankruptcy probability of Materior is 2.4% (moderate). The 2025 annual accounts show equity of €18,474 and a net result of €15,474. Its solvency ranks better than 39% of 28806 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Joinery installation
NACE 43320
1 site
How big
€50,226total assets 2025
Equity
€18,474
Profit
€15,474
Turnover not published (abridged schema)
Financially healthy?
71 Healthy Checked score 2025
Bankruptcy chance 12 m
2.4%
Who decides
Accounts 7 d early0 of 1 deed read
Why 71- Young company- Higher-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes
Profitability100
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.26; short-term debt: 43.3% and cash: 38.8% of total assets), but 63.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.8%
Return on assets
30.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials

Fiscal year 2025Total assets €50,226Profit €15,474Solvency 36.8%Liquidity 2.26
Total assets
€50,226
2025
Net result
€15,474
2025
Equity
€18,474
2025
Solvency
36.8%
2025

Financials · fiscal year 2025, micro schema

Trend over the years1 fiscal year

Turnover and EBIT margin not published: the micro schema does not require them.

Result and balance sheet2025
Balance-sheet composition
Assets €50,226
Fixed assets €979
Current assets €49,247
Equity and liabilities €50,226
Equity €18,474
Debt €31,752
Debt finances 63.2% of the balance-sheet total.
Key figures and ratios2025
Key figures and ratios
2025 value
EBITDA
€21,002
Cash flow
€16,178
Current ratio
2.26
Debt to equity
1.72
ROE
83.8%
ROA
30.8%
Interest coverage
105.41
Debt ≤ 1 year
€21,752
Income taxes
€4,624

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€50,226
Fixed assets21/28€979
Tangible fixed assets22/27€979
Furniture and vehicles24€979
Current assets29/58€49,247
Amounts receivable within one year40/41€27,624
Trade receivables40€16,323
Other amounts receivable41€11,301
Cash at bank and in hand54/58€19,475
Deferred charges and accrued income490/1€2,148
Equity and liabilities
Total equity and liabilities10/49€50,226
Equity10/15€18,474
Contributions10/11€3,000
Reserves13€15,474
Distributable reserves133€15,474
Amounts payable17/49€31,752
Amounts payable within one year42/48€21,752
Trade debts44€17,325
Suppliers440/4€17,325
Taxes, remuneration and social security45€2,594
Taxes450/3€624
Remuneration and social security454/9€1,970
Other amounts payable47/48€1,833
Accrued charges and deferred income492/3€10,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€704
Other operating charges640/8€220
Gross operating margin9900€21,222
Operating profit (loss)9901€20,298
Financial charges65/66B€199
Recurring financial charges65€199
Profit (loss) for the period before taxes9903€20,098
Income taxes67/77€4,624
Profit (loss) for the period9904€15,474
Profit (loss) for the period to be appropriated9905€15,474
Appropriation of the result
Profit (loss) to be appropriated9906€15,474
Transfer to equity691/2€15,474
To other reserves6921€15,474

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€704
Other operating charges640/8€220
Gross operating margin9900€21,222
Operating profit (loss)9901€20,298
Financial charges65/66B€199
Recurring financial charges65€199
Profit (loss) for the period before taxes9903€20,098
Income taxes67/77€4,624
Profit (loss) for the period9904€15,474
Profit (loss) for the period to be appropriated9905€15,474
Line2025
Assets
Total assets20/58€50,226
Fixed assets21/28€979
Tangible fixed assets22/27€979
Furniture and vehicles24€979
Current assets29/58€49,247
Amounts receivable within one year40/41€27,624
Trade receivables40€16,323
Other amounts receivable41€11,301
Cash at bank and in hand54/58€19,475
Deferred charges and accrued income490/1€2,148
Equity and liabilities
Total equity and liabilities10/49€50,226
Equity10/15€18,474
Contributions10/11€3,000
Reserves13€15,474
Distributable reserves133€15,474
Amounts payable17/49€31,752
Amounts payable within one year42/48€21,752
Trade debts44€17,325
Suppliers440/4€17,325
Taxes, remuneration and social security45€2,594
Taxes450/3€624
Remuneration and social security454/9€1,970
Other amounts payable47/48€1,833
Accrued charges and deferred income492/3€10,000
Line2025
Profit (loss) for the period9904€15,474
+ Depreciation and write-downs630€704
Operating cash flow (approximation)€16,178

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Timeline

1 eventLatest 24-07-2026

History

On 23 May 2024, Materior was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 23-05-2024Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded23-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009626082
Also 9925:BE1009626082
Registered 05-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
532 m²
Building footprint
102 m²
Parcel 11016E0815/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
Materior
Hradistkostraat 40, 2910 EssenManufacture of other builders' carpentry and joinery
since 2024unit no. 2.359.980.603
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11016E0815/00Y000 Flanders 532 m² 1 · 102 m² 0.0 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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