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MaterialMinded

Active
Private limited companyfounded 20241 yr activeWarandestraat 55, 9870 Zulte, BelgiumKBO/BCE: BE 1016.976.110
Summary

MaterialMinded has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,230 and a net result of €34,230. Its solvency ranks better than 39% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.76; short-term debt: 49.7% and cash: 47.6% of total assets), but 58.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.8%
Return on assets
36.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 December 2024, MaterialMinded was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€39,230
Total assets
€93,933
Net result
€34,230
Working capital
€35,373

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €93,933
Fixed assets €11,857
Current assets €82,076
Equity and liabilities €93,933
Equity €39,230
Debt €54,703
Debt finances 58.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€45,412
Cash flow
€36,577
Current ratio
1.76
Debt to equity
1.39
ROE
87.3%
ROA
36.4%
Interest coverage
144.64
Debt ≤ 1 year
€46,703
Debt > 1 year
€8,000
Income taxes
€8,574
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€93,933
Fixed assets21/28€11,857
Tangible fixed assets22/27€9,382
Plant, machinery and equipment23€9,382
Financial fixed assets28€2,475
Current assets29/58€82,076
Amounts receivable within one year40/41€32,726
Trade receivables40€29,775
Other amounts receivable41€2,951
Cash at bank and in hand54/58€44,748
Deferred charges and accrued income490/1€4,602
Equity and liabilities
Total equity and liabilities10/49€93,933
Equity10/15€39,230
Contributions10/11€5,000
Reserves13€34,230
Distributable reserves133€34,230
Amounts payable17/49€54,703
Amounts payable after more than one year17€8,000
Financial debts170/4€8,000
Amounts payable within one year42/48€46,703
Current portion of amounts payable after more than one year42€4,889
Trade debts44€30,996
Suppliers440/4€30,996
Taxes, remuneration and social security45€10,819
Taxes450/3€10,819
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,348
Gross operating margin9900€45,412
Operating profit (loss)9901€43,064
Financial income75/76B€54
Recurring financial income75€54
Financial charges65/66B€314
Recurring financial charges65€314
Profit (loss) for the period before taxes9903€42,804
Income taxes67/77€8,574
Profit (loss) for the period9904€34,230
Profit (loss) for the period to be appropriated9905€34,230
Appropriation of the result
Profit (loss) to be appropriated9906€34,230
Transfer to equity691/2€34,230
To other reserves6921€34,230

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,348
Gross operating margin9900€45,412
Operating profit (loss)9901€43,064
Financial income75/76B€54
Recurring financial income75€54
Financial charges65/66B€314
Recurring financial charges65€314
Profit (loss) for the period before taxes9903€42,804
Income taxes67/77€8,574
Profit (loss) for the period9904€34,230
Profit (loss) for the period to be appropriated9905€34,230
Line2025
Assets
Total assets20/58€93,933
Fixed assets21/28€11,857
Tangible fixed assets22/27€9,382
Plant, machinery and equipment23€9,382
Financial fixed assets28€2,475
Current assets29/58€82,076
Amounts receivable within one year40/41€32,726
Trade receivables40€29,775
Other amounts receivable41€2,951
Cash at bank and in hand54/58€44,748
Deferred charges and accrued income490/1€4,602
Equity and liabilities
Total equity and liabilities10/49€93,933
Equity10/15€39,230
Contributions10/11€5,000
Reserves13€34,230
Distributable reserves133€34,230
Amounts payable17/49€54,703
Amounts payable after more than one year17€8,000
Financial debts170/4€8,000
Amounts payable within one year42/48€46,703
Current portion of amounts payable after more than one year42€4,889
Trade debts44€30,996
Suppliers440/4€30,996
Taxes, remuneration and social security45€10,819
Taxes450/3€10,819
Line2025
Profit (loss) for the period9904€34,230
+ Depreciation and write-downs630€2,348
Operating cash flow (approximation)€36,577

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 2 establishment units since 2024
seat establishment approximate All 2 establishment units on the map
Ground area
1,748 m²
Building footprint
402 m²
Volume, LiDAR
223 m³
2 parcels, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
MaterialMinded
Warandestraat 55, 9870 ZulteConstruction of residential and non-residential buildings
since 20242.367.101.985
Wymarstraat(Oes) 2, 8720 Dentergem
Business and other management consultancy
since 20262.388.471.877
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37008C0225/00V000 Flanders 1,228 m² 1 · 323 m² 1.9 m
44081C0187/00B002 Flanders 520 m² 1 · 79 m² 4.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 36,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.