maten-architecten
ActiveSummary
maten-architecten has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €37k. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 12.1 against 7.29 in 2024; short-term debt: 6.3% and cash: 49.8% of total assets), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
13.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
32 d early
2023
29 d early
2022
28 d early
2021
37 d early
2020
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€249k▲ 17.2%
2024 · €213k
2020: €41k
2021: €83k
2022: €112k
2023: €173k
2024: €213k
2020 → 2025
Total assets
€266k▲ 11.7%
2024 · €238k
2020: €41k
2021: €152k
2022: €241k
2023: €207k
2024: €238k
2020 → 2025
Net result
€37k▼ 8.9%
2024 · €40k
2020: €36k
2021: €42k
2022: €29k
2023: €60k
2024: €40k
2020 → 2025
Working capital
€186k▲ 16.0%
2024 · €160k
2020: €28k
2021: €62k
2022: €67k
2023: €128k
2024: €160k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€112k▲ 35.6%€173k▲ 53.8%€213k▲ 23.3%€249k▲ 17.2%
Operating result€58k-€41k▼ 30.1%€83k▲ 105%€60k▼ 27.4%€54k▼ 10.6%
Net result€42k-€29k▼ 29.8%€60k▲ 105%€40k▼ 33.5%€37k▼ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€63k ▲ 20.9%
Current assets
€203k ▲ 9.1%
Equity and liabilities €266k
Equity
€249k ▲ 17.2%
Debt
€17k ▼ 34.2%
Debt's share of the balance-sheet total falls from 10.7% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €62k
Cash flow
€38k▼
2024 · €42k
Current ratio
12.10▲
2024 · 7.29
Debt to equity
0.07▼
2024 · 0.12
ROE
14.7%▼
2024 · 18.9%
ROA
13.7%▼
2024 · 16.9%
Interest coverage
794.66▼
2024 · 844.30
Debt ≤ 1 year
€17k▼
2024 · €26k
Income taxes
€18k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€238k€266k▲
Fixed assets21/28€52k€63k▲
Intangible fixed assets21€228-
Tangible fixed assets22/27€2k€939▼
Plant, machinery and equipment23€2k€939▼
Financial fixed assets28€50k€62k▲
Current assets29/58€186k€203k▲
Amounts receivable within one year40/41€53k€66k▲
Trade receivables40€53k€66k▲
Cash at bank and in hand54/58€115k€132k▲
Deferred charges and accrued income490/1€18k€4k▼
Equity and liabilities
Total equity and liabilities10/49€238k€266k▲
Equity10/15€213k€249k▲
Contributions10/11€5k€5k=
Reserves13€208k€244k▲
Distributable reserves133€208k€244k▲
Amounts payable17/49€26k€17k▼
Amounts payable within one year42/48€26k€17k▼
Trade debts44€14k€6k▼
Suppliers440/4€14k€6k▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€125-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€499€512▲
Gross operating margin9900€63k€56k▼
Operating profit (loss)9901€60k€54k▼
Financial income75/76B€94€320▲
Recurring financial income75€94€320▲
Financial charges65/66B€74€70▼
Recurring financial charges65€74€70▼
Profit (loss) for the period before taxes9903€60k€54k▼
Income taxes67/77€20k€18k▼
Profit (loss) for the period9904€40k€37k▼
Profit (loss) for the period to be appropriated9905€40k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€37k▼
Transfer to equity691/2€40k€37k▼
To other reserves6921€40k€37k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €213k ▲23.3%
5 profitable years in a row build equity to €213k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €60k ▲105%
Operating result €83k, net result €60k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.74
Current ratio from 1.52 to 4.74; short-term debt falls from €129k to €34k.
31-12
Financial
Equity above €150kEq €173k ▲53.8%
4 profitable years in a row build equity to €173k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €29k ▼29.8%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €112k ▲35.6%
3 profitable years in a row build equity to €112k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broesveldstraat 13910 PeltGround area
571 m²
Building footprint
198 m²
Volume, LiDAR
2,727 m³
Parcel 72025B0928/00P000, Flanders · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
maten-architecten
since 20192.296.316.929
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025B0928/00P000 | Flanders | 571 m² | 1 · 198 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Devijdt Bouwcoördinatie
BE 0770.623.626
Dentergem · Eq €249,531
DUCHENNE ARCHITECTURE
BE 0540.582.483
Schaarbeek · Eq €249,621
Buro BN architectuur
BE 0737.430.820
Tielt · Eq €249,091
ARCHITECTENBUREAU BLOMME JAN
BE 0881.264.893
Deinze · Eq €248,942
ARCHITECT HELFENSTEYN
BE 0834.382.518
Wijnegem · Eq €249,900
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.